Bluevine vs PNC Bank

Bluevine is a free account with interest for basic business checking needs. How does it compare to PNC Bank? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While PNC Bank has 2,600 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare Bluevine with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Bluevine	PNC Bank

	Visit Site	Learn More
	SPECIAL OFFER Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $400 Bonus - Learn More Read PNC Bank Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts	4.65% APY
Checking	Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees
APY	2.0% APY on balances up to $250,000 for customers that meet monthly eligibility requirements
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open	$0
ACH Transfer Fee	$0
ATMs	37,000+ MoneyPass ATMs
Balance Requirement	None
Cash Deposit Fee	$4.95
Incoming Wire Transfer Fee	$0
Locations	Online only
Out of Network ATM Fee	$2.50
Outgoing Wire Transfer Fee	$15
Overdraft Fee	$0
Monthly Fee	$0
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Savings
CD
Money Market
Pros & Cons	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	Free account with interest for basic business checking needs... Read full review	East Coast bank with advanced financial tools to help achieve goals... Read full review
	Visit Site	Learn More
	Business Checking - Up to 2.0% APY Open a Free Business Checking Account Business Checking - Up to 2.0% APY	Virtual Wallet with Performance Select Checking - $400 Bonus Virtual Wallet Checking Pro - $200 Bonus Virtual Wallet with Performance Spend Checking - $200 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 09/21/2023 based on 91107 zip code.

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Open a Free Business Checking Account

2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Get Deal

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on balances up to $250,000 for eligible customers
Unlimited transactions
5 free subaccounts with unique account numbers
2 free checkbooks per year
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: Bluevine or PNC Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.

Articles on Bluevine

Bluevine Business Checking Review

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Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.