Bluevine vs Chase

Bluevine is a free account with interest for basic business checking needs. How does it compare to Chase? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.

Compare Bluevine with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Bluevine	Chase
		Member FDIC
	Visit Site	Visit Site
	SPECIAL OFFER Premier Business Checking - Up to 4.25% APY - Learn More Read Bluevine Review	SPECIAL OFFER Chase Bank $200 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD		Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	4.25% APY for Premier customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
APY	4.25% APY on balances up to $3M for Premier customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open	$0
ACH Transfer Fee	$0
ATMs	38,000+ MoneyPass ATMs	15,000+ Chase ATMs
Balance Requirement	None
Cash Deposit Fee	$4.95
Incoming Wire Transfer Fee	$0
Locations	Online only	Over 4,700
Out of Network ATM Fee	$2.50
Outgoing Wire Transfer Fee	$15 ($7.50 for Premier)
Overdraft Fee	$0
Monthly Fee	Standard tier: $0 per month Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Savings
CD
Pros & Cons	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states
Bottom Line	Free account with interest for basic business checking needs... Read full review	National bank with good promotions for new customers... Read full review
	Visit Site	Visit Site
	Premier Business Checking - Up to 4.25% APY Free Business Checking - Up to 2.0% APY Open a Free Business Checking Account	Chase Bank $200 Bonus Chase Bank $100 Bonus Chase Business $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 11/24/2023.

Premier Business Checking - Up to 4.25% APY

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4.25% APY on balances up to $3,000,000
$0 minimum opening deposit
50% off most Standard payment fees
Priority customer support
Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 2.0% APY

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2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Open a Free Business Checking Account

2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Get Deal

Member FDIC

Chase Total Checking® - $200 Bonus

Open an Account

Expires 1/24/2024

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking^® account with qualifying activities
Access to more than 15,000 Chase ATMs and more than 4,700 branches
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 1/24/2024

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey^®.
Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
JPMorgan Chase Bank, N.A. Member FDIC.
Pay bills, cash checks and send or receive money with Zelle^® all for a $4.95 monthly service fee.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.

Member FDIC

Chase Business Complete Banking® - $300 Bonus

Get Coupon

Expires 1/18/2024

Earn $300 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle^®, Online Bill Pay, wire transfers and ACH payments.
Convenient access to payment processing. Process all major debit and credit cards with QuickAccept^®. It's a built-in feature with your Business Complete Checking account.
Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
Trusted and secure financial partner. We're committed to helping you grow and protect your business.

Which is Better: Bluevine or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Bank of America.

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Chase Total Checking Bonus

Chase Total Checking is offering $200 for opening a new account. Find out how to qualify for the bonus below.

Chase Business Checking $300 Bonus

Chase Business Complete Banking offers a $300 bonus for new customers with qualifying activities. Find out how to get this business checking promotion.