Wells Fargo vs US Bank
Wells Fargo | US Bank | |
|---|---|---|
Consumer Checking Account - Up to $300 Bonus - | ||
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18. | 0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance. |
| CD | Standard Term CD: 0.01% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $5,000. Bonus of up to 0.02% APY if you maintain a linked Portfolio by Wells Fargo relationship. | Standard Term CD: 0.05% - 0.35% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.15% - 0.50% APY. Terms of 11, 19, 27 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999. |
| Money Market | Also known as the Platinum Savings Account. 0.01% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.02% requires account linked to Portfolio by Wells Fargo relationship. | 0.01% - 0.05% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance. |
| Customer Service | Available 24 hours a day, 7 days a week. | 24/7 Live Customer Service (Telephone) |
| ATMs | More than 13,000 ATMs across the country. | More than 4,700 ATMs across the country |
| IRA CD | Standard Term CD: 0.01% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Special CD: 0.01% APY. Terms of 5 months. Minimum deposit of $2,500. Bonus of up to 0.02% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. | |
| IRA Money Market | 0.01% APY. $100 minimum opening deposit. | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. |
| Locations | Approximately 5,400 retail banking branches coast to coast. | More than 3000 branches across the country. |
CreditDonkey® Reviews | ||
| Savings |   | |
| CD | | |
| Checking | | |
| Money Market | | |
| Customer Service |  | |
| Mobile App | | |
| Pros & Cons | Pros:
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| Bottom Line | | Big national bank with wide array of services and many account options... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from published website as of 08/13/2020 based on 91107 zip code. US Bank: Pricing information from published website as of 08/12/2020 based on 91107 zip code. | ||
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