Quontic vs PNC Bank

	Quontic	PNC Bank


	SPECIAL OFFER CD Rates - Up to 2.86% APY - Learn More Read Quontic Review	SPECIAL OFFER High Yield Savings Account - 0.75% APY - Learn More Read PNC Bank Review
	Benefits and Features
Savings	High Yield Savings: 1.58% APY	0.01% APY (0.02% APY - 0.03% APY Relationship rates)
CD	1.26% - 2.86% APY; Terms of 6 months to 5 years; $500 minimum	0.01% - 0.03% APY
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin	Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select
Money Market	1.50% APY	0.02% APY
Customer Service		Mon-Fri 7:00 am - 10:00 pm (ET) Sat & Sun 8:00 am - 5:00 pm (ET)
ATMs		18,000 ATMs across 37 states and the District of Columbia
IRA CD		0.01% - 0.03% APY
Locations		2,300 PNC branches across 26 states.
	CreditDonkey® Reviews

Savings
Checking
Customer Service
Mobile App
CD
Money Market
Pros & Cons	Pros: No monthly service fee High interest rate Bitcoin rewards account Cons: Basic mobile app $5/mo inactivity fee	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	East Coast bank with advanced financial tools to help achieve goals... Read full review

	CD Rates - Up to 2.86% APY High Interest Checking - Up to 1.10% APY High Yield Savings - 1.58% APY	High Yield Savings Account - 0.75% APY Business Checking Account - $200 Bonus Business Checking Account - $500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 08/14/2021 PNC Bank: Pricing information from published website as of 03/25/2022 based on 19899 zip code.

Member FDIC

CD Rates - Up to 2.86% APY

Learn More

$500 minimum opening deposit
FDIC insured

Term	CD Rates
6 Months	1.26% APY
1 Year	2.01% APY
2 Years	2.51% APY
3 Years	2.81% APY
5 Years	2.86% APY

Member FDIC

High Interest Checking - Up to 1.10% APY

Learn More

Earn up to 1.10% APY
$100 minimum opening deposit
APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.

Member FDIC

High Yield Savings - 1.58% APY

Learn More

1.58% APY
$100 minimum opening deposit
No monthly service fees

Articles on Quontic

Is Quontic Bank Safe and Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on PNC Bank

PNC Bank

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.