Quontic vs PNC Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to PNC Bank? Read our comparison chart below.
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 |  | |
Quontic | PNC Bank | |
|---|---|---|
High Yield Savings - 3.70% APY - | High Yield Savings Account - 4.00% APY - | |
Benefits and Features | ||
| Savings | 0.01% APY (0.02% APY - 0.03% APY Relationship rates) | |
| CD | 3.75% to 4.45% APY; $500 minimum | |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select |
| Money Market | ||
| Customer Service |
| |
| ATMs | 60,000 ATMs across 28 states and the District of Columbia | |
| IRA CD | ||
| Locations | 2,600 PNC branches across 28 states. | |
CreditDonkey® Reviews | ||
| ||
| Savings |   | |
| Checking |  | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | East Coast bank with advanced financial tools to help achieve goals... |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/23/2022 PNC Bank: Pricing information from published website as of 02/01/2023 based on 91107 zip code. | ||
High Yield Savings - 3.70% APY
- 3.70% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 4.45% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 3.75% APY |
| 1 Year | 4.45% APY |
| 2 Years | 4.40% APY |
| 3 Years | 4.30% APY |
| 5 Years | 4.30% APY |
Which is Better: Quontic or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
In short: Quontic's savings is notable.
Articles on Quontic
Quontic Bank
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Is Quontic Bank Safe and Legit
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
Articles on PNC Bank
PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
How to Close a PNC Account
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.
PNC Bank Hours
PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.
PNC Bank Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Which Do You Think is Best?
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