Quontic vs PNC Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to PNC Bank? Read our comparison chart below.
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Quontic | PNC Bank | |
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High Yield Savings - 3.70% APY - | High Yield Savings Account - 4.00% APY - | |
Benefits and Features | ||
Savings | 0.01% APY (0.02% APY - 0.03% APY Relationship rates) | |
CD | 3.75% to 4.45% APY; $500 minimum | |
Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select |
Money Market | ||
Customer Service |
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ATMs | 60,000 ATMs across 28 states and the District of Columbia | |
IRA CD | ||
Locations | 2,600 PNC branches across 28 states. | |
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
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Bottom Line | Innovative digital bank offering checking accounts with high rewards... | East Coast bank with advanced financial tools to help achieve goals... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/23/2022 PNC Bank: Pricing information from published website as of 02/01/2023 based on 91107 zip code. |
High Yield Savings - 3.70% APY
- 3.70% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 4.45% APY
- $500 minimum opening deposit
- FDIC insured
Term | CD Rates |
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6 Months | 3.75% APY |
1 Year | 4.45% APY |
2 Years | 4.40% APY |
3 Years | 4.30% APY |
5 Years | 4.30% APY |
Which is Better: Quontic or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
In short: Quontic's savings is notable.