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SoFi

SoFi Promotions

Read our in-depth review of SoFi to see why SoFi scored 3.8 stars out of 5. We like their competitive, fixed rates, low fees, and no collateral.

Active Investing with SoFi

$5,000

Invest and Earn Up to $5,000 Bonus

Transfer investments from another brokerage firm into a taxable SoFi Invest Active Brokerage or Active retirement account (Traditional, Roth, or SEP IRA). The bonus amount will depend on the total net amount of assets transferred to your account during each calendar month. Transferred assets must remain in the account for 180 days. The bonus will be deposited within 14 business days after the last day of the month.

Transfer AmountCash Bonus
$1,000-$4,999.99$25
$5,000-$19,999.99$50
$20,000-$99,999.99$125
$100,000-$249,999.99$250
$250,000-$499,999.99$500
$500,000-$999,999.99$1,000
$1,000,000-$1,999,999.99$2,500
$2,000,000+$5,000

$20

App Referral Program - Up to $20 Bonus

Earn 2,000 rewards points for every referred client who opens a qualifying account using your referral link, and completes qualifying requirements. 2,000 rewards points is worth $20 when redeemed into a SoFi Checking & Savings, SoFi Invest, or an eligible SoFi loan, and worth $10 when redeemed into a SoFi Credit Card account.

Sofi Checking and Savings

  • Up to 4.60% APY with direct deposit on savings balances
  • $0 monthly fees
  • No minimum balance
  • Get paid 2 days early
$300

SoFi Checking and Savings Account - $300 Bonus

Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.

Expires 6/30/2024
$50

SoFi Checking and Savings Account - $50 Bonus

Set up at least one eligible direct deposit of $1,000 - $4,999 in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account.

Expires 6/30/2024
SoFi Trending Offers
YesterdayInvest and Earn Up to $5,000 Bonus selected by a visitor from Oregon
8 days agoPersonal Loans: Borrow Between $5k-$100k selected by a visitor from Pennsylvania
11 days agoSoFi Checking and Savings Account - $300 Bonus selected by a visitor from Ohio
15 days agoApp Referral Program - Up to $20 Bonus selected by a visitor from Arizona
29 days agoRefinance Student Loans selected by a visitor from Massachusetts
 SoFi
 Learn MoreLearn More
 

SoFi

Ally Bank

 

Benefits and Features

Savings
Up to 4.60% APY
4.25% APY
CD
N/A
3.00% to 4.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking0.50% APY on checking balances with direct deposit activity or qualifying deposits0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
4.25% APY
Mobile App 
iOS & Android
ATMs Over 43,000 no-fee Allpoint ATMs
Customer Service 
24/7
Locations 
Online only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Ally Bank: Pricing information from published website as of 03/16/2024.


 SoFi Student Loans
 Learn More
 

SoFi Student Loans

Variable APR5.74% - 9.99% APR (with AutoPay)
Fixed APR4.99% - 9.99% APR (with AutoPay)
Minimum Amount$5,000 (may be higher depending on state)
Maximum Amount
No maximum
Loan Term
5 to 20 years
State Residency
All states eligible
Degree Requirements
Associates or higher
Income Requirements
None
Employment RequirementsMust be employed or have an offer to start within 90 days
Interest Only Payments
No
Origination Fees
None
Prepayment Penalty
None
Can Use a Cosigner
Yes
Can Release a Cosigner
No
Auto-Pay Interest Rate Reduction
Yes
Soft Credit Check
Yes
Unemployment Protection
Yes
Loan TermStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf Star
Ease of UseStarStarStarStarStar
Interest RatesStarStarStarStarHalf Star
Payment FlexibilityStarStarStarStarEmpty Star
 Learn More
Terms Apply. SoFi Disclaimers

SoFi: Pricing information from published website as of 5/9/2023


SoFi Wealth Management


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Articles on SoFi

SoFi Personal Loan Review

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings Review

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

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About CreditDonkey
CreditDonkey is a student loan comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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