
BMO Harris Bank Promotions
BMO Harris Bank is currently offering nine promotions. Read our in-depth review of BMO Harris Bank to see why BMO Harris Bank scored 3.5 stars out of 5. We like their free checking with estatements, large atm network, and good financial tools.
BMO Harris Premier™ Account - $350 Cash Bonus
Open a new BMO Harris Premier™ Account and get a $350 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Smart Advantage™ Account - $200 Cash Bonus
Open a new BMO Harris Smart Advantage™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
BMO Harris Smart Money™ Account - $200 Cash Bonus
Open a new BMO Harris Smart Money™ Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.
Business Checking Account - $250 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account. Have at least 10 electronic transactions post to the account within 90 days of account opening. Reach a balance of at least $5,000 starting 31 days after account opening, and maintain it for the following 90 days.
Business Checking Account - $400 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account. Have at least 10 electronic transactions post to the account within 90 days of account opening. Reach a balance of at least $10,000 starting 31 days after account opening, and maintain it for the following 90 days.
BMO Harris Premier™ Account
- Minimum balance of $10,000
- Up to $25 rebated per statement period on ATM surcharge fees charged by other banks
- $25 monthly fee may be waived if you meet any of the following requirements: minimum daily ledger balance of $10,000 or more for the previous calendar month, monthly combined balance of $25,000 for the previous calendar month, if you have a BMO Investment Services (BIS) account, or if you are a Best of BMO US client.
BMO Harris Smart Advantage™ Account
- No minimum balance required
- Unlimited transactions at 40,000+ ATMs nationwide
- $2 monthly fee for paper statements and $3 monthly fee for check images are waived with paperless statements
BMO Harris Smart Money™ Account
- No minimum balance required
- Unlimited transactions at 40,000+ ATMs nationwide
- $5 monthly maintenance fee ($0 if you're under 25 years old)
Savings Account - Up to $60 Bonus
Open a new Statement Savings account. Earn $5 every month when you save $200 or more per month. Your account is only eligible for 12 consecutive months beginning with the month your account is opened. See terms and conditions for more information.
Compare Promotions
Citi Priority Account - Up to $1,500 Cash Bonus
- Earn up to $1,500 cash bonus when you open a new account with required activities
- Open a new eligible checking account in the Citi Priority Account during the offer period 1/5/22-7/17/22
- Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
- Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
- After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App). Enter Offer Code CY222 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 06/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Money Market Account - Get a Year of Amazon Prime
- Open a new Money Market account using promo code AMZN22.
- Fund your account with $15,000 within 15 days.
- Keep a minimum balance of $15,000 for 60 days.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠: $0 overdraft fee when you overdraw your account $50 or less*
*We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account.
Easy Checking - $200 or $400 Bonus
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $2,500 to $4,999.99 to earn $200
- Complete two or more direct deposits totaling $5,000 or more to earn $400
BMO Harris Bank Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Checking Account - $200 Cash Bonus
- BMO Harris Smart Money Account: no minimum balance requirement. No overdraft or NSF fees. Monthly service fees waived for those under 25.
- BMO Harris Smart Advantage Account: no monthly service fee with eStatements.
- BMO Harris Premier Account: $30 monthly service fee is waived if you have a $25,000 minimum daily balance. Get a rebate of $25/month on ATM fees charged by other banks.
BMO Harris Bank at Work - Up to $450 Cash Bonus
- Get $100 cash bonus when you open a new personal checking account and receive at least $1,200 in direct deposits within 60 days of account opening.
- Get $50 cash bonus when you also open a new Statement Savings account with an initial deposit of at least $1,000 and maintain it for 90 days. New Statement Savings account must be opened within 60 days of opening the new BMO Harris personal checking account.
- Get $50 cash bonus when you also open a new Health Savings account within 120 days of opening the new BMO Harris personal checking account.
- Get 25,000 bonus points (redeemable for $250 in cash back as a statement credit) when you are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within first 3 months of account opening.
Checking and Money Market Account - Up to $650 Bonus
Open eligible checking and money market accounts. Complete qualifying activities to get bonus. Offer available only to residents of Illinois, Wisconsin, Minnesota, Indiana, Arizona, Kansas, or Missouri.
BMO Harris Checking and Savings Account - Up to $500 Bonus
Get $300 when you open a qualifying checking account online or by phone. Have at least two qualifying direct deposits of $500 or more deposited into the checking account within 90 days of account opening. Make at least 10 debit card purchases made with your BMO Harris Bank Debit Mastercard post to your account within 90 days of account opening. Qualifying checking accounts are BMO Harris Smart Advantage, Smart Money, and Premier accounts. Earn an additional $200 when you open a Statement Savings Account with a $10,000 opening deposit in new money. Maintain a minimum balance of $10,000 for the first 90 days of account opening.
Business Checking Account - $200 Bonus
Open a new BMO Premium Business Checking account. Have at least 10 electronic transactions post to the account within 90 days of account opening. Reach a balance of at least $1,500 starting 31 days after account opening, and maintain it for the following 90 days.
Business Checking Account - $500 Bonus
Open a new BMO Elite Business Checking account. Have at least 10 electronic transactions post to the account within 90 days of account opening. Reach a balance of at least $5,000 starting 31 days after account opening, and maintain it for the following 90 days.
Business Advantage Checking Account - $500 Bonus
Open a new Business Advantage Checking account using promo code. Get promo code by entering your email address in the link. Reach a balance of $5,000 within 30 days of account opening and maintain at least $5,000 in the account for the next 90 days. Have at least 10 electronic transactions post to the account within 90 days of account opening. Receive the $500 cash bonus approximately within 130 days after completing all requirements.
This offer is not available to existing BMO Harris business checking customers (including authorized signers on multiple accounts) or those who have closed a BMO Harris business checking account within the past 12 months.
Essential Business Checking Account - $200 Bonus
Open a new Essential Business Checking account using promo code. Get promo code by entering your email address in the link. Reach a balance of $1,500 within 30 days of account opening and maintain at least $1,500 in the account for the next 90 days. Have at least 10 electronic transactions post to the account within 90 days of account opening. Receive the $200 cash bonus approximately within 130 days after completing all requirements.
This offer is not available to existing BMO Harris business checking customers (including authorized signers on multiple accounts) or those who have closed a BMO Harris business checking account within the past 12 months.
BMO Harris Premier Account - $500 Bonus
Open a new BMO Harris Premier account and have a cumulative total of $7,500 in qualifying direct deposits within 90 days of opening. Offer available only to residents of Illinois, Wisconsin, Minnesota, Indiana, Arizona, Kansas, Missouri, or Florida.
BMO Harris Smart Advantage Account - $300 Bonus
Open a new BMO Harris Smart Advantage account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening. Offer available only to residents of Illinois, Wisconsin, Minnesota, Indiana, Arizona, Kansas, Missouri, or Florida.
Headquartered in Chicago, BMO Harris has over 500 branches in the Midwest. It offers a variety of checking and savings accounts, including options with no monthly fee.
BMO Harris Promotions
BMO Harris Bank frequently offers cash bonuses for new banking customers when you meet certain criteria. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.
You can open an account online in just minutes to take advantage of the bonus deal.
BMO Harris Personal Checking Accounts
BMO Harris offers 3 checking account options, including a free account:
- Smart Advantage Account: This is the most popular checking account. It has $0 monthly service fee and no minimum balance requirement. The minimum opening deposit is $25.
- Smart Money Account: This account has no overdraft or NSF fees - you can only spend what you have. It has a $5 monthly maintenance fee that's waived for those under age 25. The minimum opening deposit is $25.
- Premier Account: This premium tier account gives you extra benefits the more you have on deposit. You can waive the $25 monthly fee by having a daily ledger balance of $10,000 for the previous calendar month, OR having a monthly combined balance of $25,000 for the previous calendar month.
Checking Account Features
All BMO checking accounts have these features:
- Access to 40,000+ ATMs: Besides the 1,400 BMO Harris ATMs, you also get free access to Allpoint ATMs throughout the nation.
- Digital banking: Bank from anywhere with remote check deposits, online bill pay, free external transfers, and Zelle.
- Mobile Cash: You can leave the wallet at home and withdraw cash from ATMs with just your smartphone.
- BMO Total Look: Link all your financial accounts (even the ones not with BMO Harris) so you can manage everything in one place.
- Budgeting: Create a personalized budget and keep track of your spending.
- Team fan perks: Fan of the Bulls, Blackhawks, or Bucks? Show your pride with a custom debit card. Save 15-20% on team merchandise at certain places.
Get the Most Out of Your BMO Harris Accounts
- Savings Builder: Their Savings Building account offers a great bonus. For every month that you save at least $200, BMO Harris will give you a $5 bonus, for the first year. Over a year, you can get $60 added to your savings fund. This account has no monthly service fee.
- Relationship benefits: If you can keep at least $10,000 balance, you can open the Premier Account. You'll get extra benefits like ATM fee rebates, interest on checking balance, credit card bonuses, lending discounts and more. The bigger your balance, the more rewards you get.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Highlights
0.01% APY. $5 reward every month you save $200 or more, for the first year.
0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.
Smart Advantage, Smart Money, Premier
0.05% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $10,000 minimum daily balance.
Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm
40,000+ BMO Harris and Allpoint ATMs
0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit
IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee
More than 500 branches
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
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BMO Harris Bank | Chase | |
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Benefits and Features | ||
Savings | 0.01% APY. $5 reward every month you save $200 or more, for the first year. |
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CD | 0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
Checking | Smart Advantage, Smart Money, Premier |
|
Money Market | 0.05% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $10,000 minimum daily balance. | |
Customer Service | Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm | |
ATMs | 40,000+ BMO Harris and Allpoint ATMs | |
IRA CD | 0.05% - 0.25% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit | |
IRA Money Market | IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee | |
Locations | ||
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 12/17/2020 |
BMO Harris Bank Alternatives
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
CIT Bank Money Market Account - 0.70% APY
- 0.70% APY
- $100 minimum opening deposit
- No monthly maintenance fee
Discover Online Savings - $150 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App). Enter Offer Code CY222 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 06/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
TD Beyond Checking - $300 Cash Bonus
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
HSBC Premier Checking - $500 Welcome Deposit
- Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online, using this offer page, by June 30, 2022.
- Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.