Axos Bank Promotions

Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

4.66%

Axos ONE - Earn up to 4.66% APY

Earn up to 4.66% APY* on savings, and 0.51% APY* on checking when you meet requirements.
Get your money up to 2 days early.
No monthly maintenance, minimum balance, account opening, or overdraft fees.

$400

Basic Business Checking - Up to $400 Bonus

Expires 9/30/2025

Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
No initial deposit requirement
No minimum balance requirement
No monthly maintenance fees
Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
Unlimited domestic ATM fee reimbursements
Unlimited item processing (debits, credits, and deposited items)
Cash deposits via MoneyPass and AllPoint networks

Compare Business Promotions:

3.80%

Business Premium Savings - Up to 3.80% APY

Expires 9/30/2025

Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 3.80% APY* Business Premium Savings account. Use promo code BPS375.†
Earn 3.80% APY* With Business Premium Savings
Free domestic and international incoming wires
No monthly maintenance fee
No minimum opening deposit
No average daily balance requirement
Business deposit accounts FDIC insured up to $250k

1.00%

CashBack Checking - Earn up to 1.00% Cash Back

Earn up to 1.00% cash back on signature-based purchases
Unlimited domestic ATM fee reimbursement
No monthly maintenance fee
$50 minimum balance required to open account

0.61%

High Yield Savings - Up to 0.61% APY

0.61% APY on balance < $25,000
0.25% APY on balance $25K-$100K
0.15% APY on balance > $100K
No monthly maintenance fees
No minimum balance requirements
$250 minimum opening deposit
Free incoming wires
Zero minimum balance requirement

Compare Savings Promotions:

0.10%

First Checking - 0.10% APY

Joint checking account for 13-17 year olds
No fees
Up to $12 domestic ATM fee reimbursements per month

0.10%

First Savings - 0.10% APY

For ages 13-17 years old
Earn 0.10% APY*
Zero monthly maintenance fees
Zero overdraft or non-sufficient funds fees
Up to $12 domestic ATM fee reimbursements per month
Daily transaction limits ($100 cash)

Essential Checking

Unlimited domestic ATM reimbursements
No monthly maintenance fees
No annual fee
No overdraft or non-sufficient funds fee

Compare Checking Promotions:

1.01%

Business Interest Checking - 1.01% APY

Expires 9/30/2025

Interested in a $400 welcome bonus? Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
Up to 1.01% APY**
$100 minimum opening deposit
Pay no monthly maintenance fee with an average daily balance of at least $5,000
Unlimited domestic ATM fee reimbursements
Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
Free online banking, image statements, and Bill Pay

0.25%

High Yield Money Market - 0.25% APY

0.25% APY on all balance tiers
No minimum balance requirements
No fees to open or maintain account
Free Visa debit card
Free online bill pay, free limited checks, and free limited online check images
FDIC Insured

0.20%

Business Savings - 0.20% APY

Earn 0.20% APY
$1,000 minimum opening deposit
No monthly maintenance fees with $2,500 minimum average daily balance

Compare Business Promotions:

0.10%

Golden Checking - 0.10% APY

Interest-bearing checking account for age 55+
No fees
Free personal checks

$50

Referral Program - $50 Bonus

Earn $50 for every referred client who opens a qualifying account using your referral link, and completes qualifying requirements.

0.20%

Business Money Market - 0.20% APY

New business owners get a $200 welcome bonus!
Earn 0.20% APY
$1,000 minimum opening deposit
No monthly maintenance fee with average daily balance of at least $5,000

Compare Business Promotions:

0.20%

Certificate of Deposit - Up to 0.20% APY

Up to 0.20% APY
Up to 5 years
$1,000 minimum opening deposit
No monthly maintenance fee
FDIC insured

Axos Bank Trending Offers

Last hour	Basic Business Checking - Up to $400 Bonus selected by a visitor from Colorado
17 hours ago	First Checking - 0.10% APY selected by a visitor from Texas
5 days ago	High Yield Savings - Up to 0.61% APY selected by a visitor from California
5 days ago	Essential Checking selected by a visitor from Virginia
10 days ago	Axos ONE - Earn up to 4.66% APY selected by a visitor from California

Compare Promotions

High-Yield Savings Account - 4.32% APY

$1 minimum deposit
No fees
24/7 online access to funds
FDIC insured

Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 7/31/2025

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 07/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

Member FDIC

Business Checking Account - $400 Bonus

Expires 9/30/2025

Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening. Must be a new Truist business checking client, Terms Apply.
Enrollment in the promotion is required at the time of account opening using promo code SB25Q2BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.
*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Terms and Conditions

Terms and Conditions for the Small Business Checking Affiliate Q2 &Q3 2025 Offer: SB25Q2BIZAFL

Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.

Enrollment in the promotion is required at the time of account opening using promo code SB25Q2BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 10/3/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The business's physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new business checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per client and for one new qualifying business account. Truist may report the value of any offer reward received to the IRS as required by law. Any appliable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the new business checking account is changed to an account type not included in this offer prior to payout, (2) the new business checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or, (3) the new business checking account is closed or restricted at the time of payout.

Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist's Business Deposit Accounts Fee Schedule for additional information.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 3/31/2026, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening & Promotion Enrollment Instructions: During the online application process, ensure the promo code SB25Q2BIZAFL is entered into the Promo Code field and accept the offer when presented. Accounts opened online without the Promo Code will not be eligible to participate in the offer.

Branch Account Opening & Promotion Enrollment Instructions: Visit your local Truist branch or call a Small Business representative and ask to open an eligible account and enroll you in the Truist Small Business Checking Affiliate Q2 & Q3 2025 Offer using promo code SB25Q2BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

Version 1 02282025 SB25Q2BIZAFL

Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/11/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

Member FDIC

Chase Total Checking® - $300 Bonus

Open an Account

Expires 7/16/2025

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
Chase Mobile^® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Axos Bank Offers You May Have Missed

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$100

High Yield Savings and Essential Checking - $100 Bonus

Expired 6/30/2021

For a limited time, get a $100 bonus when you open a High Yield Savings account and Essential Checking account when you use promo code GET100.

$100

Rewards Checking - $100 Bonus

Expired 11/30/2021

Use Promo Code "Holidays" for a $100 bonus!
Up to 1.00% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Zero minimum balance requirement
Only $50 to open an account

$200

Basic Business Checking Account - $200 Bonus

New business owners get a $200 welcome bonus! If you incorporated after June 1, 2020, Axos will add $200 to your new business bank account. Just use promo code NEWBIZ200 on your application. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.

Expired 3/31/2022

Compare Business Promotions:

$100

Basic Business Checking Account - $100 Bonus

Expired 2/11/2022

Use promo code EARN100 on your application. Restrictions apply.

Axos Bank Checking Bonus

What is the checking bonus at Axos Bank?

In-Depth Review

Highlights

Savings
0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)

Compare: Axos Bank vs Discover Bank

CD
0.20% APY. Terms of 3 months to 5 years. $1,000 minimum

Read: 13 Month CD Rates

Compare: Axos Bank vs Marcus

Checking
Rewards Checking: Up to 3.30% APY
Cashback Checking: Up to 1% cashback

Read: Free Checking Account

Compare: Axos Bank vs Bank of America

Money Market
0.25% APY

Mobile App
iOS & Android

Compare: Axos Bank vs Chase

ATMs
approximately 91,000 partner ATMs

Compare: Axos Bank vs Novo

Customer Service
24/7

Compare: Axos Bank vs Wells Fargo

Locations
Online only

Compare: Axos Bank vs U.S. Bank

Pricing information from published website as of 06/07/2025.

	Axos Bank	Ally Bank
	Member FDIC
	Learn More	Learn More
	Benefits and Features
Savings	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)	3.60% APY
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum	2.90% to 3.90% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.85%
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market	0.25% APY	3.60% APY
Mobile App	iOS & Android	iOS & Android
ATMs	approximately 91,000 partner ATMs	75,000+ no-fee Allpoint and MoneyPass ATMs
Customer Service	24/7	24/7
Locations	Online only	Online only
Axos Bank: Pricing information from published website as of 06/07/2025. Ally Bank: Pricing information from published website as of 06/07/2025.

$0 Lender Fee on Home Loan

Axos Bank will waive lender fee. This offer is available to customers who open an Axos Bank Checking Account during the load application process, to Costco Executive Members, and to existing Axos Bank deposit customers.

Axos Bank Alternatives

Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2025

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2025.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 7/16/2025

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $60 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking℠ account.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.
JPMorgan Chase Bank, N.A. Member FDIC.

Member FDIC

Discover® Online Savings - $150 Cash Bonus

Expires 9/11/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

Wells Fargo Everyday Checking Account - $325 Bonus

Expires in 6 days

Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
Wells Fargo Bank, N.A. Member FDIC

Member FDIC

U.S. Bank Business Essentials - $400 Bonus