Novo vs PNC Bank

Novo is a fee-free online business checking with lots of good features . How does it compare to PNC Bank? Read our comparison chart below.

Novo offers all-in-one banking for digital businesses. It includes up to 10 Reserves, free unlimited invoicing, and over a thousand business app integrations. But there's no cash deposits. There is no monthly fee.

While PNC Bank has 2,600 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare Novo with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		PNC BankBluevineChase Business $300 BonusLiliAxos BankChaseTD BankUS BankFifth Third BankCitibank
	Novo	PNC Bank
	SPECIAL OFFER Free Business Checking - Learn More Read Novo Review	SPECIAL OFFER High Yield Savings Account - 4.00% APY - Learn More Read PNC Bank Review
	Benefits and Features
Savings	No savings account, but you add up to 10 Reserves	0.01% APY (0.02% APY - 0.03% APY Relationship rates)
CD		0.01% - 0.03% APY
Checking	No monthly fees; no balance requirements	Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select
Money Market		0.02% APY
APY	N/A
Customer Service	Phone, email, or in-app messaging: Monday - Friday, 9 am - 6 pm EST	Mon-Fri 7:00 am - 10:00 pm (ET) Sat & Sun 8:00 am - 5:00 pm (ET)
Minimum Deposit to Open	$50 to access all Novo's features
ACH Transfer Fee	$0
ATMs	Unlimited reimbursement of all ATM fees worldwide	60,000 ATMs across 28 states and the District of Columbia
Balance Requirement	None
Cash Deposit Fee	N/A
Incoming Wire Transfer Fee	$0
IRA CD		0.01% - 0.03% APY
Locations	Online only	2,600 PNC branches across 28 states.
Out of Network ATM Fee	Unlimited ATM fee rebates
Outgoing Wire Transfer Fee	N/A
Overdraft Fee	$27
Monthly Fee	$0
	CreditDonkey® Reviews
Savings
Checking
Customer Service
Mobile App
CD
Money Market
Pros & Cons	Pros: No monthly fees Unlimited ATM refunds Lots of software integrations Cons: No cash deposits Can't send wires	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY
Bottom Line	Fee-free online business checking with lots of good features... Read full review	East Coast bank with advanced financial tools to help achieve goals... Read full review
	Free Business Checking Free Business Checking Novo Boost (available for payments processed via Stripe)	High Yield Savings Account - 4.00% APY Business Checking Account - $200 Bonus Business Checking Account - $500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 01/23/2023 based on 19899 zip code.

Free Business Checking

• $0 monthly service fee
• $50 deposit to unlock all features
• Unlimited ATM fee rebates

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Free Business Checking

• $0 monthly service fee
• Unlimited ATM fee rebates
• Free ACHs, incoming wires, and mailed checks
• Up to 10 Reserves to manage multiple budgets
• Thousands of app integrations

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Novo Boost (available for payments processed via Stripe)

• Get paid faster and speed up cash flow
• Access funds in hours instead of days
• Connect with 50+ tools to help grow your business

Learn More

Which is Better: Novo or PNC Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Novo or Chase.

Articles on Novo

Novo Review

Novo Bank provides digital banking services for entrepreneurs and small businesses. Explore Novo's features, business perks, and fees in this review.

• Novo vs Bluevine
• Novo vs Chase Business $300 Bonus
• Novo vs Lili

Is Novo Legit

Novo is a platform offering banking services for small businesses and freelancers. But is it safe and legit? Read on to find out.

• Novo vs Axos Bank

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

• PNC Bank vs Chase
• PNC Bank vs TD Bank
• PNC Bank vs US Bank

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

• PNC Bank vs Fifth Third Bank
• PNC Bank vs Citibank

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

PNC Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

Which Do You Think is Best?

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