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Huntington Bank vs CIT Bank

Huntington is a midwest bank with great account benefits and free checking option. How does it compare to CIT Bank? Read our comparison chart below.

Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.

Compare Huntington with CIT Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Huntington BankCIT Bank
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Huntington Bank

CIT Bank

SPECIAL OFFER
Personal Checking Account - $150 Bonus - Learn More

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SPECIAL OFFER
CIT Savings Builder - Earn 0.95% APY - Learn More

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Benefits and Features

Savings0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.Savings Builder up to 0.95% APY with $25,000+ balance or $100 monthly deposit.
CDRegular CD APY range from 0.01% - 0.25% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.Term CDs up to 1.05% APY. $1,000 minimum opening deposit.
Checking eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Money Market0.05% APY (0.22% APY - 0.24% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
1.00% APY
Customer Service
24/7
Monday - Friday: 9:00 am - 9:00 pm (ET)
Saturday: 10:00 am - 6:00 pm (ET)
Sunday: Closed
ATMs
Over 1,800 ATMs
 
Locations
Nearly 1,000 branches
Online Only
 

CreditDonkey® Reviews

 Huntington BankCIT Bank
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • Free checking option
  • 24-hr grace for overdrafts
  • All day deposit
  • 24-hr customer service
Cons:
  • Limited branches
  • Low savings APY
Pros:
  • High yield
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing
Bottom LineMidwest bank with great account benefits and free checking option... Read full reviewSolid online bank with excellent rates and no monthly fees... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Huntington: Pricing information from published website as of 07/02/2020 based on 43215 zip code.

    CIT Bank: Pricing information from published website as of 06/03/2020

    Which is Better: Huntington or CIT Bank?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.

    In short: Huntington's customer service is impressive. CIT Bank's savings, money market, and mobile app are notable. In particular, the money market is outstanding.


    Articles on Huntington Bank


    Articles on CIT Bank


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