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goHenry vs CIT Bank

goHenry is a good banking app with fun educational content. How does it compare to CIT Bank? Read our comparison chart below.

goHenry is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $4.99/mo per child.

While CIT Bank is an online division of First Citizens Bank. It's known for high interest rates on its savings accounts and CDs. In addition, it offers an eChecking account. All accounts have no monthly service fees.

Compare goHenry with CIT Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 goHenryCIT Bank
Member FDIC
 Visit SiteVisit Site
 

goHenry

CIT Bank

SPECIAL OFFER
GoHenry Kids' Debit Card - Learn More

Read goHenry Review

SPECIAL OFFER
CIT Bank Platinum Savings - Learn More

Read CIT Bank Review

 

Benefits and Features

SavingsCreate savings goals; No APY (parent-paid interest only)Platinum Savings: 5.00% APY with a balance of $5,000 or more
Savings Connect: 4.65% APY
Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit
CD Term CDs up to 3.50% APY. $1,000 minimum opening deposit.
CheckingDebit card up to 4 kids (Family Plan); 1 debit card (Individual Child)eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Monthly FeeIndividual Child - $4.99 per month
Family Plan - $9.98 per month
 
Kids Debit Card
Check
 
Money Market 
1.55% APY
Minimum Deposit to Open
$5
 
Mobile App
iOS & Android
iOS & Android
ATMsNo fee for either domestic (US) or international ATM use. ATM owners may charge a fee.No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account)
Customer Service Mon - Fri: 9 am - 9 pm ET
Sat: 10 am - 6 pm ET
Sunday: Closed
Locations 
Online Only
 

CreditDonkey® Reviews

 goHenryCIT Bank
SavingsStarStarEmpty StarEmpty StarEmpty StarStarStarStarStarStar
Minimum DepositStarStarStarStarStar
CheckingStarStarStarHalf StarEmpty StarStarStarStarStarHalf Star
PriceStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Ease of UseStarStarStarStarStar
EducationStarStarStarStarStar
Money MarketStarStarStarStarHalf Star
Pros & ConsPros:
  • App evolves with your child
  • Flexible parental controls
  • Game-like educational tools
Cons:
  • Accounts don't earn interest
  • Can't cancel through the app
Pros:
  • High savings APY
  • No monthly fees
  • Low opening deposits
Cons:
  • No check writing
Bottom LineGood banking app with fun educational content... Read full reviewSolid online bank with excellent rates and no monthly fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

goHenry: Pricing information from published website as of 03/01/2024.

CIT Bank: Pricing information and data points from published website as of 07/11/2024.

GoHenry Kids' Debit Card

GoHenry Kids' Debit Card

  • Real-time spend notifications.
  • Block and unblock cards easily.
  • Teach financial independence safely.
GoHenry card is issued by Community Federal Savings Bank, member FDIC
GoHenry Debit Card and Education App for Kids

GoHenry Debit Card and Education App for Kids

  • Spend, save, and learn all in one app
  • Chores and allowance tools
  • In-app money lessons for the real world
  • Evolves with kids as they grow
  • $4.99/mo per child
GoHenry card is issued by Community Federal Savings Bank, member FDIC
GoHenry Debit Card for Kids 6-18

GoHenry Debit Card for Kids 6-18

  • Over 2 million members
  • Customize chores and allowance
  • Full parental controls - monitor transactions, set spending limits, block unsafe merchants
  • Teach kids financial responsibility safely
  • 30 days free; then $4.99/mo per child
GoHenry card is issued by Community Federal Savings Bank, member FDIC
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
CIT Bank
Member FDIC

CIT Bank Savings Connect - 4.65% APY

  • Earn 11x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
CIT Bank
Member FDIC

CIT Bank Term CDs - Up to 3.50% APY

  • Up to 3.50% APY
  • $1,000 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

TermCD Rates
6 Month3.00% APY
1 Year0.30% APY
13 Month3.50% APY
18 Month3.00% APY
2 Year0.40% APY
3 Year0.40% APY
4 Year0.50% APY
5 Year0.50% APY

Which is Better: goHenry or CIT Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing goHenry or Chase.

In short: CIT Bank's savings and checking are notable. In particular, the savings is outstanding.


Articles on goHenry

GoHenry Review

GoHenry offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.

GoHenry vs Greenlight

GoHenry vs Greenlight: Which is the best debit card for kids? Find out the pros, cons, and differences between GoHenry and Greenlight.

How Much Does GoHenry Cost

Is GoHenry worth the monthly fee? Find out if GoHenry is a good debit card for kids. Plus, check out the best free GoHenry alternatives.

Is GoHenry Legit

GoHenry offers financial education in a banking app and debit card for children. But is it safe and secure?

Articles on CIT Bank

CIT Bank CD Rates Review

CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true.

CIT Bank CD Rates

CIT Bank is a well-known online bank with high savings interest rates. Find out how CIT Bank's CD rates compares to other trustworthy banks.

Who is CIT Bank

CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?

CIT Bank Savings Connect vs Platinum Savings

CIT Platinum Savings is CIT Bank's newest savings account. It advertises a higher APY. Check out how it compares to Savings Connect. Get a higher rate now.

CIT Bank Savings Builder vs Savings Connect

CIT Bank has even more ways to save now. Savings Connect and Savings Builder both offer competitive rates. Find out the bank account that is best for you.

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank Locations

CIT Bank is an online bank that offers a variety of savings products. Find out how to manage your account, reach customer service, and the bank's current offers.

CIT Platinum Savings

CIT Platinum Savings Account boasts a higher APY than its other savings accounts. But there's a slight catch. Read on to learn how to get the highest APY.

CIT Bank No Penalty CD

CIT Bank offers a CD account that has no penalty for early withdrawal. Read on to learn about the APY and any requirements or fees that come with it.

CIT Bank High Yield Savings Review

CIT Bank savings accounts offer some of the highest APYs with minimal requirements. Read on to learn how CIT can help you grow your money.

CIT Bank Savings Builder vs Money Market

CIT Bank offers both money market and savings accounts. But which is better to keep your money safe? Find out how to choose between the two.

What is CIT Bank

In the modern world, there are some things you just don't have to do anymore. Like drawing water from a well. Or paying fees just to keep your bank account open.

CIT Bank Login

Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank Savings Builder Review

If you can save $100 per month, you can earn a high interest rate with CIT Bank Savings Builder. Find out if this bank is any good.

CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

Which Do You Think is Best?





Which Bank Account is Right for You?


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