goHenry vs CIT Bank
goHenry is a good banking app with fun educational content. How does it compare to CIT Bank? Read our comparison chart below.
goHenry is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $4.99/mo per child.
While CIT Bank is an online division of First Citizens Bank. It's known for high interest rates on its savings accounts and CDs. In addition, it offers an eChecking account. All accounts have no monthly service fees.
Compare goHenry with CIT Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Visit Site | Visit Site | |
goHenry | CIT Bank | |
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GoHenry Kids' Debit Card - | CIT Bank Platinum Savings - | |
Benefits and Features | ||
Savings | Platinum Savings: 5.05% APY with a balance of $5,000 or more Savings Connect: 4.65% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit | |
CD | Term CDs up to 5.00% APY. $1,000 minimum opening deposit. | |
Checking | Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child) | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 |
Kids Debit Card | ![]() | |
Money Market | ||
Customer Service | Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed | |
Minimum Deposit to Open | ||
Mobile App | ||
ATMs | $1.50 per withdrawal for domestic ATMs; $2.00 for international ATMs. ATM owners may also charge a fee. | No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account) |
Locations | ||
Monthly Fee | Individual Child - $4.99 per month Family Plan - $9.98 per month | |
CreditDonkey® Reviews | ||
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Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Education | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Good banking app with fun educational content... | Solid online bank with excellent rates and no monthly fees... |
Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. goHenry: Pricing information from published website as of 05/01/2022 CIT Bank: Pricing information and data points from published website as of 09/21/2023. |
GoHenry Kids' Debit Card
- Real-time spend notifications.
- Block and unblock cards easily.
- Teach financial independence safely.
GoHenry Debit Card and Education App for Kids
- Spend, save, and learn all in one app
- Chores and allowance tools
- In-app money lessons for the real world
- Evolves with kids as they grow
- $4.99/mo per child
GoHenry Debit Card for Kids 6-18
- Over 2 million members
- Customize chores and allowance
- Full parental controls - monitor transactions, set spending limits, block unsafe merchants
- Teach kids financial responsibility safely
- 30 days free; then $4.99/mo per child
CIT Bank Platinum Savings - 5.05% APY
- 5.05% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Savings Connect - 4.65% APY
- Earn 11x the national average
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Term CDs - Up to 5.00% APY
- Up to 5.00% APY
- $1,000 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Term | CD Rates |
---|---|
6 Month | 5.00% APY |
1 Year | 0.30% APY |
13 Month | 4.65% APY |
18 Month | 4.60% APY |
2 Year | 0.40% APY |
3 Year | 0.40% APY |
4 Year | 0.50% APY |
5 Year | 0.50% APY |
Which is Better: goHenry or CIT Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing goHenry or Chase.
In short: CIT Bank's savings and checking are notable. In particular, the savings is outstanding.