August 1, 2021

Fetch Review

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Fetch scans your receipts and gives you cash back on purchases. Find out if it's a good way to save money on grocery shopping.

Fetch Rewards
Free Rewards on Groceries

Overall Score

3.5

Earning Potential

2.5

Ease of Use

4.0

Trustworthy

4.0
5-point scale (the higher, the better)

Pros and Cons

  • Free to use
  • Scan entire receipt
  • Redeem gift cards quickly
  • Can't redeem gift cards older than 14 days
  • Can only redeem gift cards, no direct deposit

Bottom Line

Lets you try new brands and rewards gift cards for your purchases

If you're like most people, you throw away your receipts.

But with Fetch, you scan your receipts to save money on what you just bought. It works with grocery stores, convenience stores, liquor stores, and more.

But does it really work? And is the app even safe to use?

Take a look at Fetch's pros, cons, and common complaints below. Plus, find out if the app's earning potential is worth your time.

What is Fetch?

Based in Madison, Wisconsin, Fetch Rewards is a free shopping app that gives you points for scanning your receipt. You can redeem points in exchange for gift cards. Generally, 1,000 points = $1.

In April 2021, Fetch Rewards recorded one billion receipts scanned.

What sets Fetch Rewards apart from other cash back apps is that Fetch doesn't make you "clip" digital coupons before shopping. You simply get cash back for scanning receipts.

You'll be less tempted to buy stuff you don't actually need just for the cash back. And you don't need to plan ahead.

Each eligible scan gets you at least five points. Eligibility depends on which brands you purchase and where you shop at.

You can scan receipts from purchases at grocery stores, convenience stores, markets, club stores, liquor stores, and other select retailers. Note: You have up to 14 days to scan receipts. You can scan up to 14 receipts within a seven-day period. Receipts older than 14 days are not eligible to earn points.

What stores work with Fetch Rewards?
You can upload all receipts from grocery stores, gas stations, convenience stores, big-box retailers like Costco, Sam's, BJ's, and stores like Aldi's, Walmart, and Target. Fetch Rewards also works with hundreds of brands like Doritos, Starbucks, L'Oreal, Clorox, and Larabar.

How Does Fetch Pay?

You can earn rewards by snapping paper or digital receipts, shopping special offers, and referring friends. Once your account has $3, you can browse Fetch's selection of gift cards. And since 1,000 points = $1, you need at least 3,000 points to cash out.

There are gift cards available from major retailers like Amazon, Walmart, Target, and more.

To see your rewards, go to the "Rewards" icon in the bottom menu. Here's how you can redeem those points:

  1. Select the icon with the amount of points you want to redeem
  2. Choose the gift card you want and the amount you want to redeem
  3. To use the gift card, tap "Rewards" icon and tap "My Rewards" tab
  4. Tap the image and use the promo code to apply discounts to your purchase
  5. Once you've used the code, tap "Mark as used"

Is the Fetch app worth it?
On average, you'll earn $0.25 - $2 cash back. Fetch Rewards can be worthwhile for frequent grocery shoppers. However, if you tend to travel or eat out frequently, you should look into other cash back apps or credit cards.

Is Fetch Legit?

Fetch is a legitimate company that provides points for eligible purchases on shopping receipts. Points may expire if your account is inactive for 90 days.

Fetch's business model is affiliate marketing. Basically, they get a commission when you shop with certain brands and the points/cash back is a cut of these commissions.

Privacy concerns are common with cash back/shopping apps. To protect yourself on these platforms, take the following steps:

  1. Create an account with a burner email address rather than your main account
  2. DO NOT start an account using Facebook or Google
  3. Use a unique password
  4. Don't connect your main email or Amazon accounts

Fetch Rewards is not a scam. The company is a legitimate shopping app that rewards users with free gift cards for uploading shopping receipts.

Fetch Rewards has a 4.8-star rating on the App Store and 4.5 stars on Google Play.

What is the Catch with Fetch Rewards?

First of all, you won't get rich of Fetch. The points you earn end up being a few cents here and there. The time it takes you to monitor your account and scan receipts may not be worth the payout.

You'll earn $0.25 - $2 cash back.

Second of all, in processing your digital receipts, Fetch may retrieve personal information such as:

  • Billing address
  • Mailing address
  • Name
  • Payment method

Whether you want to share this information is up to your comfort level. Fetch is a market research company and yes, they do sell your information to companies. Big brands use this data to improve their product and services.

All of this information is anonymous so companies cannot trace the info back to you.

Does Fetch Rewards steal your information?
Fetch Rewards doesn't "steal" your information per se. They take certain personal details like billing address, name, email address, payment method, and mailing address to process your receipts. That is kept private BUT they sell the data from your scanned receipts to companies.

They're essentially a market research company. The data is kept anonymous and cannot be traced back to you. But corporations use this information to improve their services and products.

Pros and cons

Here's a breakdown of Fetch's main benefits and disadvantages:

Pros:

  • Free to use
  • Scan entire receipt instead of clipping coupons beforehand
  • Huge network of brands
  • Scanning receipts is quick and easy
  • No long wait to get your gift card rewards

Cons:

  • Must remember to upload receipt within 14 days
  • Not every receipt is eligible for points
  • Rewards are only issued in gift cards
  • Can only upload 14 receipts in a 7-day period

Fetch Customer Service
Fetch has very limited customer support. If you need help, email support@fetchrewards.com or try to troubleshoot the issue yourself with their help page.

Common Complaints

Beware of a few recurring issues that Fetch users struggle with:

  1. Not being awarded referral points
  2. Unresponsive customer service
  3. Problems uploading receipts into app
  4. Trouble syncing Amazon accounts into app
  5. Errors (like erasing points) after app updates

Does Fetch Rewards steal credit card info?
Fetch Rewards does not collect any bank information. When you sign up, the app will ask for some personal details like:
  • Name
  • Birth date
  • Email address
  • Home address
  • Phone number

In terms of reputation, Fetch has a 3.1-rating on Trustpilot (as of writing). Fetch Rewards is not BBB-accredited.

How it Compares

Dosh vs Fetch
With Dosh, you link at least one credit card or debit card to the app. Dosh is less convenient than Fetch because you need to search for offers in the mobile app before shopping.

Then you need to use a Dosh-linked debit or credit card to get points on your purchase. And you need $25 in your account balance before cashing out.

Honey vs Fetch
Honey is a browser extension, not an app. But it's a lot more hands-off. After downloading Honey, they do all the discount hunting for you.

Honey work with over 30,000 merchants and users save an average of 17.92% off their purchase.

Rakuten vs Fetch
Rakuten has a popular app and browser extension. They offer more retailers than Fetch and their referral bonus is higher ($25 at Rakuten vs $2 at Fetch).

If you prefer online shopping and have a huge network of friends, go with Rakuten.

How to Maximize Earnings on Fetch

If you're down to give Fetch a try, here are a few best practices to get you more Fetch Rewards points:

  1. Shop feature brands and products - Fetch updates their list of featured brands and products that earn extra points.

  2. Limited time bonuses - On the app's Discover page, you can earn extra points by making a specific purchase or completing a task.

  3. Connect your shopping account - If you connect your Amazon account to Fetch, you can automatically earn points on eligible purchases. You just need to click the blue "e" at the bottom of the screen on the Discover or Activity page and the app will search for new receipts for you.

  4. Use the SingleCare Card - SingleCare is similar to GoodRx or Rx Saver. You can save money on prescriptions at participating pharmacies and earn Fetch Rewards points. You get pre-arranged prices on medications through SingleCare and the pharmacy.

  5. Refer friends - You earn 2,000+ points when you refer a friend (worth $2).

Looking for more ways to earn with receipts? Check out our round-up of the best receipt apps to earn extra cash.

Bottom Line

Fetch Rewards is best for families, coupon clippers, students, and folks who want to try new brands. The app lets you earn free gift cards without a lot of effort but if you prefer direct deposits, you should look elsewhere.

There are a ton of cash back apps available, so consider downloading more than one to maximize earnings.

Amber Kong is a content and creative at CreditDonkey, a personal finance comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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