Bluevine vs Wells Fargo
Bluevine is a free account with interest for basic business checking needs. How does it compare to Wells Fargo? Read our comparison chart below.
Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.
While Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.
Compare Bluevine with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings and reviews.
 | ||
 |  | |
Bluevine | Wells Fargo | |
|---|---|---|
Business Checking - Up to 2.0% APY - | Personal Checking Account - $300 Bonus - | |
Benefits and Features | ||
| Savings | No savings account, but you add 5 free sub accounts | 0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. |
| CD | Standard Term CD: 0.50% to 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.01% APY if you maintain a linked Portfolio by Wells Fargo relationship. | |
| Checking | Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees | Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo |
| Money Market | Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship. | |
| APY | 2.0% APY on balances up to $250,000 for customers that meet monthly eligibility requirements | |
| Customer Service | Phone and email: Monday - Friday. 8 am to 8 pm EST | Available 24 hours a day, 7 days a week. |
| Minimum Deposit to Open | ||
| ACH Transfer Fee | ||
| ATMs | More than 12,000 ATMs across the country. | |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Incoming Wire Transfer Fee | ||
| IRA CD | Standard Term CD: 0.01% to 2.00% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.01% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. | |
| IRA Money Market | 0.01% APY. $100 minimum opening deposit. | |
| Locations | Approximately 4,500+ retail banking branches coast to coast. | |
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
| Monthly Fee | ||
CreditDonkey® Reviews | ||
| ||
| Checking |   | |
| Customer Service |  | |
| Mobile App | | |
| Fees | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Free account with interest for basic business checking needs... | |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from published website as of 03/22/2023 based on 91107 zip code. | ||
Business Checking - Up to 2.0% APY
- 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Open a Free Business Checking Account
- 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Business Checking - Up to 2.0% APY
- 2.0% APY on balances up to $250,000 for eligible customers
- Unlimited transactions
- 5 free subaccounts with unique account numbers
- 2 free checkbooks per year
- $0 monthly service fee
Which is Better: Bluevine or Wells Fargo?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.
Articles on Bluevine
Bluevine Business Checking Review
Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.
Is Bluevine Safe and Legit
Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.
Bluevine Alternatives
Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.
Articles on Wells Fargo
Wells Fargo Bank Review
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.
Wells Fargo Bank Hours
Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.
Wells Fargo Routing Number
Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.
Which Do You Think is Best?
You Might Also Like
Chase Business Complete Banking Review
Chase Business Complete Banking offers an all-in-one account with checking and credit card processing. Read on to learn about the fees and bonuses.
Best Business Bank Accounts for LLC
The best banks for LLCs have low fees and valuable business perks to help you grow. Here are the best business banking accounts for all types of LLCs.
Why You Need a Business Bank Account
Learn about the benefits of business bank accounts, the best accounts available, and the consequences of using a personal account for business expenses.
Best Business Checking Account
Cut banking costs and keep more money in your business. Here are the best business checking accounts (#1 is free).
Best Bank for Small Business
The right bank account can make or break your business. Narrow down your options and find the best business bank account with this guide.
Best Free Checking Accounts for Small Businesses
Hidden fees can pile up. Don't let your checking account be part of the problem. Find out which small business friendly bank account is good for you.
Next Page: Bluevine Business Checking Review
