Bank Promotions in Massachusetts: March 2023
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View list of best Massachusetts bank promotions. See current active promos and new bonus offers from local Massachusetts banks, credit unions, and national banks.
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Looking to open a new bank account in Massachusetts? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Massachusetts:
- Citi Priority Account: Earn up to $2,000 Cash Bonus
- Chase Total Checking®: $200 Bonus
- TD Beyond Checking: $300 Cash Bonus
- PNC Bank: Virtual Wallet Checking - $50 Bonus
- Middlesex Savings Bank: Personal Checking Account - $200 Bonus
- Dedham Savings Bank: Personal Checking Account - $250 Bonus
- Fidelity Bank (MA): Personal Checking Account - $300 Bonus
- American Airlines Credit Union: Personal Checking Account - $25 Bonus
- The Cooperative Bank: Bank At Work - $100 Bonus
- PeoplesBank-at-Work Program: $100 Bonus
- Hometown Bank: Personal Checking Account - $100 Bonus
- Service Federal Credit Union: Personal Checking Account - $100 Bonus
- Holyoke Credit Union: Personal Checking Account - $110 Bonus
- Webster Bank: Personal Checking Account - Up to $1,000 Bonus
- Easthampton Savings Bank: Personal Checking Account - Up to $235 Bonus
- Abington Bank: Personal Checking Account - Up to $300 Bonus
- HarborOne Bank: Personal Checking and Savings Account - $200 Bonus
- Arrha Credit Union: Switch It Up Program - $100 Bonus
Citi Priority Account - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Citi Priority Account - Earn up to $2,000 Cash Bonus
Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.
| Balance Levels | Maximum Bonus |
|---|---|
| $10,000 - $29,999 | $200 |
| $30,000 - $74,999 | $500 |
| $75,000 - $199,999 | $1,000 |
| $200,000 - $299,999 | $1,500 |
| $300,000 and above | $2,000 |
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early - exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started.
- No overdraft fees with a Chase debit card that helps you stay within your balance.
- Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- No paper checks to track and no Chase fees on money orders or cashier's checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠
- Convenient access to more than 16,000 ATMs and more than 4,700 branches.
Chase Private Client - $3,000 Bonus
- You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client Checking account today. Schedule your meeting at your nearest branch or over the phone.
- Priority service for everyday banking and access to J.P. Morgan Wealth Management
- Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000
- No ATM fees worldwide.
- No Chase fee on incoming or outgoing wire transfers; can be completed online or over the phone.
- Experience a financial relationship that brings you more.
- Save time and money with better banking benefits and special services.
TD Beyond Checking - $300 Cash Bonus
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
PNC Bank: Business Checking Account - $200 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Rewards Checking - Up to 3.30% APY
- Use the promo code RC100 when you apply for a Rewards Checking account by 3/31/2023. Then have qualifying direct deposit(s) to earn a $100 welcome bonus!
- Up to 3.30% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
Albert Cash - $150 Bonus
To be eligible for bonus, receive a qualifying direct deposit of at least $500 within 45 days of sign up and every 30 days for 90 consecutive days. Spend at least $200 on qualifying goods and services with your Albert debit card every 30 days during the same 90-day period. All criteria must be fulfilled within 150 days of joining Albert. Terms apply. See app for details.
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A.
Small Business Checking - $150 Cash Bonus
- Earn $150 when you open a Live Oak small business checking account between 2/15/2023 and 3/31/2023.
- Deposit at least $2,000 into your business checking account within 90 days of opening.
- Make at least 20 qualified transactions within 90 days of opening your account.
- Must be a first-time Live Oak small business checking customer to be eligible for this offer. See full terms and conditions
Massachusetts Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
TD Convenience Checking℠ - $200 Cash Bonus
- Earn $200 when you receive direct deposits totaling $500 or more within 60 days
- Low minimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service.
- TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans.
PNC Bank: Business Checking Account - $500 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average cycle balance of $30,000 in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Virtual Wallet Checking - $50 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Citizens Bank: Business Checking Account - $200 Bonus
Open a new Clearly Better Business Checking account. Make a minimum opening deposit of $2,000 to the account by the end of the succeeding month after the account was opened. Maintain a balance of $2,000 in the account until the end of the second month following the month the account was opened. Complete 5 or more qualifying transactions in each of the two succeeding months after the account was opened. See offer for complete details.
Citizens Bank: Business Checking Account - $500 Bonus
Open a new Business Advisor Checking account. Make a minimum opening deposit of $5,000 to the account by the end of the succeeding month after the account was opened. Maintain a balance of $5,000 in the account until the end of the second month following the month the account was opened. Complete 5 or more qualifying transactions in each of the two succeeding months after the account was opened. See offer for complete details.
Middlesex Savings Bank: Personal Checking Account - $200 Bonus
Open a new Freedom Checking account. Use promo code Cash200 at account opening. Use the debit card(s) associated with the checking account for at least 8 transactions within 60 days of account opening.
Dedham Savings Bank: Personal Checking Account - $250 Bonus
Open a new qualifying checking account. Within 60 days of account opening, receive at least two direct deposits totaling $1,000 or more, and pay at least two bills with Dedham Savings Online Bill Pay or make five purchases with Dedham Savings Debit Card.
Fidelity Bank (MA): Personal Checking Account - $300 Bonus
Open a new eligible personal checking account. Within 60 days of account opening, set up and receive direct deposits totaling $1,000, and complete at least 20 point-of-sale debit card transactions of $10 or more. Enroll and use online or mobile banking within 60 days of account opening.
American Airlines Credit Union: Business Checking Account - $25 Bonus
Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.
American Airlines Credit Union: Personal Checking Account - $25 Bonus
Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.
The Cooperative Bank: Bank At Work - $100 Bonus
Open a new eLife Checking account and complete qualifying requirements. Contact The Cooperative Bank for more information.
PeoplesBank-at-Work Program - $100 Bonus
Open a new personal checking account. Sign up and receive a qualifying direct deposit within 60 days from account opening.
Hometown Bank: Personal Checking Account - $100 Bonus
Open a new qualifying checking account and maintain at least $10 in account. To get bonus, set up and receive $25 or more in direct deposit within 60 days of account opening OR make 5 bill payments using Hometown ePay within 60 days of account opening.
Service Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new Everyday or Dividend Checking account. Complete 10 or more qualifying debit card transactions within 30 days of account opening. Must be a member of Service Credit Union with at least $5 in a primary savings account.
Service Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new Everyday or Dividend Checking account. Complete 10 or more qualifying debit card transactions within 30 days of account opening. Must be a member of Service Credit Union with at least $5 in a primary savings account.
Holyoke Credit Union: Personal Checking Account - $110 Bonus
Open a Holyoke Simply Free Checking account. Set up and receive a qualifying direct deposit within 60 days of account opening. Direct deposit must be deposited for each monthly qualification cycle (statement period) for a full year. Enroll in online banking and receive eStatements. Complete at least 6 debit card purchases post and clear per monthly qualification cycle OR spend $1,000 on your Holyoke Credit Union Visa Platinum Credit Card within 3 months of the credit card being issued.
Hometown Bank: Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Earn $100 when you activate direct deposit of at least $25 OR enroll in online banking and make 5 debit card transactions within 60 days of account opening. Earn $50 when you complete 5 bills payment and enroll in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened and in good standing for 12 months.
Webster Bank: Personal Checking Account - Up to $1,000 Bonus
Deposit $500,000 or more of new money into a new or existing Private Banking Checking account. Establish qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle. Maintain $500,000 or more in average daily balances during the statement cycle. Each statement cycle that you satisfy these conditions, you will receive a payout amount of $500 with a maximum payout of $1,000.
Easthampton Savings Bank: Personal Checking Account - Up to $235 Bonus
Open a new bankESB Get Real Checking account. Earn $100 when you activate direct deposit of at least $25, OR sign up for online banking and make 5 transactions using your debit card within the first 60 days of account opening. Earn $50 when you complete 5 bill payments using online banking, OR enrolling in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened for 12 months. A $10 deposit to your new account and a $25 gift card will be provided at account opening.
Webster Bank: Personal Checking Account - Up to $300 Bonus
Deposit between $50,000 and $249,999 of new money into a new or existing Private Banking Checking account. Establish qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle. Maintain $50,000 or more in average daily balances during the statement cycle. Each statement cycle that you satisfy these conditions, you will receive a payout amount of $150 with a maximum payout of $300.
Abington Bank: Personal Checking Account - Up to $300 Bonus
Open a new Get Real Checking account. Earn $200 when you set up qualifying direct deposits of at least $25 or activate online banking, and complete 5 qualifying debit card transactions within 60 days of account opening. Earn $50 when you make 5 bill payments using online banking and enroll in eStatements within 60 days of account opening. Earn $50 when you keep your account open and in good standing for 12 months or more.
Webster Bank: Personal Checking Account - Up to $500 Bonus
Deposit between $250,000 and $499,999 of new money into a new or existing Private Banking Checking account. Establish qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle. Maintain $250,000 or more in average daily balances during the statement cycle. Each statement cycle that you satisfy these conditions, you will receive a payout amount of $250 with a maximum payout of $500.
HarborOne Bank: Personal Checking and Savings Account - $200 Bonus
Earn $100 when you open a new qualifying checking account and make direct deposits of at least $2,500 or more within 60 days of account opening. Earn $100 when you open a new qualifying savings or money market account and make deposits totaling $500 within 60 days of the checking account opening. Offer available only to residents of MA, NH, and RI.
Dedham Savings Bank: Student Checking Account - $50 Bonus
Receive a $50 bonus after presenting your graduation diploma or certificate (dated after account opening) to any Dedham Savings location. Minimum deposit of $10 required to open account. Available to new Student Checking customers only, aged 16-24 years.
Abington Bank: Student Checking Account - Up to $235 Bonus
Open a new Get Real Checking account. Get $10 and $25 gift card at account opening. Get $100 when you activate direct deposits OR enroll in online banking, and make 5 debit card transactions. Get $50 when you make 5 bills payment OR active statements. Get $50 on active checking account anniversary.
Arrha Credit Union: Switch It Up Program - $100 Bonus
Open a new checking account and do the following to receive the $100 bonus: turn in your old checks from another bank, sign up for direct deposits of at least $100 per month, sign up and use your Arrha Visa debit card, Sign up and use Free Online Bill Payment, and keep your account open for at least 12 months.
Nationwide Bank Promotions
These offers from national banks are available to Bay Staters. National banks" offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Axos Bank: Basic Business Checking - $200 Bonus
- New business owners get a $200 welcome bonus!
- Zero monthly maintenance fees
- Unlimited Transactions
- Unlimited domestic ATM fee reimbursements
- $0 Minimum Opening Deposit requirement
- 2 Free Domestic Wires, monthly
- Cash Deposit capability via MoneyPass and AllPoint networks
Axos Bank: Business Interest Checking - 1.01% APY
- New business owners get a $200 welcome bonus!
- Earn up to 1.01% APY*
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
Bank of America Advantage Plus Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DMF100CIS when opening the checking account. To qualify, open a personal checking account through the promotional page and set up and receive qualifying direct deposits totaling $1000 or more into that new account within 90 days of opening. Bank of America will attempt to pay bonus within 60 days.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage Relationship Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DMF100CIS when opening the checking account. To qualify, open a personal checking account through the promotional page and set up and receive qualifying direct deposits totaling $1000 or more into that new account within 90 days of opening. Bank of America will attempt to pay bonus within 60 days.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DMF100CIS when opening the checking account. To qualify, open a personal checking account through the promotional page and set up and receive qualifying direct deposits totaling $1000 or more into that new account within 90 days of opening. Bank of America will attempt to pay bonus within 60 days.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Upgrade: OneCard with Rewards Checking - $400 Bonus
- 3% cash back on everyday expenses (up to $500 in rewards per calendar year); 2% on everything else
- No annual fee, no late fees, no foreign transaction fee
- Choose to Pay Now with no interest, or Pay Later
- $400 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Bank of America: Business Checking Account - $200 Bonus
- Open a new business checking account by June 30, 2023
- Make Qualifying Deposits of $5,000 or more in new money* within 30 days of opening the new business checking account
- Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Bank of America: Business Checking Account - $500 Bonus
Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.
Wells Fargo: Personal Checking Account - $325 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Wells Fargo: Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
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