December 7, 2020

Bank Promotions in Massachusetts: January 2021

Read more about Bank Promotions

View list of best Massachusetts bank promotions. See current active promos and new bonus offers from local Massachusetts banks, credit unions, and national banks.

Looking to open a new bank account in Massachusetts? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.

Take note of the qualification requirements. Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.

    TD Bank
    Member FDIC

    TD Beyond Checking - $300 Cash Bonus

    • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
    • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
    • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
    • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
    • TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
    • Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
    • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
    • TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
    • Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
    TD Bank
    Member FDIC

    TD Convenience Checking℠ - $150 Cash Bonus

    • New customers who apply online for a TD Convenience Checking℠ account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
    • Earn $150 when you receive direct deposits totaling $500 or more within 60 days
    • Low minimimum daily balance of $100 waives the $15 monthly fee.
    • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
    • Instantly replace a lost or worn debit card by visiting a TD Bank location near you
    • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
    • Get a 0.25% discount on TD Bank Home Equity and Personal Loans

    Dedham Savings Bank: Personal Checking Account - $250 Bonus

    Open a new qualifying checking account. Within 60 days of account opening, receive at least two direct deposits totaling $1,000 or more, and pay at least two bills with Dedham Savings Online Bill Pay or make five purchases with Dedham Savings Debit Card.

    Expires 12/31/2021

    KeyBank: Key Checking Account - $250 Bonus

    This offer is exclusive to Key@Work program members. Enroll in the Key@Work program and enter ONKW0121 when applying on key.com. Open a Key Advantage, Key Privilege, or Key Privilege Select Checking account and make a total of $1,000 or more in direct deposits within 60 days from account opening. Bonus will be deposited to your account within 90 days of meeting requirements.

    Expires 6/23/2021

    American Airlines Credit Union: Business Checking Account - $25 Bonus

    Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

    Expires 4/30/2021
    HSBC
    Member FDIC

    HSBC Advance Checking - $200 Welcome Deposit

    Expires 3/31/2021
    • Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by March 31, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
    • You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Chase
    Member FDIC

    Chase Total Checking® - $200 Bonus

    Expires 4/14/2021
    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Access to 16,000 Chase ATMs and more than 4,700 branches
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Massachusetts Bank Promotions

These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.

    American Airlines Credit Union: Personal Checking Account - $25 Bonus

    Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

    Expires 4/30/2021

    People's United Bank: Personal Checking Account - $200 Bonus

    Open an Advantage or Advantage Plus Checking account using promo code DEC2020. Receive qualifying direct deposits in the account totaling $1,500 or more within 60 days of account opening.

    Expires 1/29/2021

    People's United Bank: Personal Checking Account - $300 Bonus

    Open a Premier Advantage Checking account using promo code DEC2020. Receive qualifying direct deposits in the account totaling $1,500 or more within 60 days of account opening.

    Expires 1/29/2021

    People's United Bank: Personal Checking and Savings Account - $300 Bonus

    Earn $200 when you open an Advantage or Advantage Plus Checking account using promo code DEC2020. Receive qualifying direct deposits in the account totaling $1,500 or more within 60 days of account opening. Earn $100 when you open a qualifying savings or money market account using promo code DEC2020. Savings or money market account should be opened within 5 business days of opening a new checking account and must be linked to the checking account. Maintain a minimum daily balance of at least $10,000 in the savings account for 60 consecutive days following account opening.

    Expires 1/29/2021

    People's United Bank: Personal Checking and Savings Account - $400 Bonus

    Earn $300 when you open a Premier Advantage Checking account using promo code DEC2020. Receive qualifying direct deposits in the account totaling $1,500 or more within 60 days of account opening. Earn $100 when you open a qualifying savings or money market account using promo code DEC2020. Savings or money market account should be opened within 5 business days of opening a new checking account and must be linked to the checking account. Maintain a minimum daily balance of at least $10,000 in the savings account for 60 consecutive days following account opening.

    Expires 1/29/2021

    KeyBank: Personal Checking Account - $200 Bonus

    Open a qualifying checking account using offer code ONAS1120. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, ang Key Privilege Select Checking. Offer available online only.

    Expires in 14 hours

    The Cooperative Bank: Bank At Work - $100 Bonus

    Open a new eLife Checking account and complete qualifying requirements. Contact The Cooperative Bank for more information.

    Fidelity Co-operative Bank: Bank@Work - Up to $150 Bonus

    Open a new qualifying checking and savings account. Accounts must be opened within two weeks of the scheduled LifeDesign@Work visit to be eligible for this offer. Earn $50 when you make monthly deposits totaling at least $500 per month for the first 3 full calendar months following account opening. Earn $50 when you make at least 15 debit card transactions of more than $5 each or at least two BillPay transactions per month for the first 6 full calendar months following account opening. Earn $50 when you make at least one deposit per month into your savings account for the first 6 full calendar months and achieve a total balance of at least $400 at the end of the 6 month period.

    Century Bank: Business Checking Account - $100 Bonus

    Open a new qualifying business checking account. Make 9 qualifying debit card transactions within 60 days of account opening.

    All existing business checking customers and customers who have closed a business checking account in the past 12 months are not eligible for the offer. $100 bonus will be credited to your account within 45 days after completing the requirements.

    PeoplesBank-at-Work Program - $100 Bonus

    Open a new personal checking account. Sign up and receive a qualifying direct deposit within 60 days from account opening.

    NESC Federal Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account. Have direct deposits totaling $200 or more within 60 days of account opening. Complete at least 6 debit card transactions. Account must remain open and in good standing for 60 days.

    Service Federal Credit Union: Personal Checking Account - $100 Bonus

    Open a new Everyday or Dividend Checking account. Complete 10 or more qualifying debit card transactions within 30 days of account opening. Must be a member of Service Credit Union with at least $5 in a primary savings account.

    Holyoke Credit Union: Personal Checking Account - $100 Bonus

    Open a Holyoke Simply Free Checking account. Set up and receive a qualifying direct deposit within 60 days of account opening. Direct deposit must be deposited for each monthly qualification cycle (statement period) for a full year. Enroll in online banking and receive eStatements. Complete at least 6 debit card purchases post and clear per monthly qualification cycle OR spend $1,000 on your Holyoke Credit Union Visa Platinum Credit Card within 3 months of the credit card being issued.

    Hometown Bank: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account and maintain at least $10 in account. To get bonus, set up and receive $25 or more in direct deposit within 60 days of account opening OR make 5 bill payments using Hometown ePay within 60 days of account opening.

    Hometown Bank: Personal Checking Account - $200 Bonus

    Open a new qualifying checking account. Earn $100 when you activate direct deposit of at least $25 OR enroll in online banking and make 5 debit card transactions within 60 days of account opening. Earn $50 when you complete 5 bills payment and enroll in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened and in good standing for 12 months.

    Easthampton Savings Bank: Personal Checking Account - $200 Bonus

    Open a new qualifying checking account. Earn $100 when you activate direct deposit of at least $25 OR enroll in online banking and make 5 debit card transactions within 60 days of account opening. Earn $50 when you activate bills payment and enroll in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened for 12 months.

    Hometown Bank: Personal Checking Account - $200 Bonus

    Open a new qualifying checking account. Earn $100 when you activate direct deposit of at least $25 OR enroll in online banking and make 5 debit card transactions within 60 days of account opening. Earn $50 when you complete 5 bills payment and enroll in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened and in good standing for 12 months.

    IC Federal Credit Union: Personal Checking Account - $250 Bonus

    Open a new Intelligent Checking account. During each of the first 3 full statement cycles, complete 12 debit card purchases, have direct deposit or 1 ACH transaction per statement cycle, and receive e-statements.

    Abington Bank: Personal Checking Account - Up to $200 Bonus

    Open a new Green Checking or NOW checking account. Earn $100 when you set up qualifying direct deposits of at least $25 or activate online banking, and complete 5 qualifying debit card transactions within 60 days of account opening. Earn $50 when you make 5 bill payments using online banking and enroll in eStatements within 60 days of account opening. Earn $50 when you keep your account open and in good standing for 12 months or more.

    Century Bank: Personal Checking Account - Up to $300 Bonus

    This offer is exclusive to PHS/MGH employees. Open a new personal Bronze Checking account using promo code MGH1. Set up and receive three consecutive monthly cumulative direct deposits of $1,000 or more within 60 days of account opening. Make 9 qualifying debit card transactions.

    Fidelity Bank (MA): Personal Checking and Savings Account - $150 Bonus

    Open a new qualifying Care Checking and CareCompanion Savings accounts. Earn $50 when you make monthly deposits totaling at least $500 per month for the first 3 full calendar months following account opening. Earn $50 when you have at least 15 posted debit card transactions of more than $5 each or at least two posted BillPay transactions per month for the first 6 full calendar months following account opening. Earn $50 when you make at least one deposit per month for the first 6 full calendar months and achieve a total balance of at least $400 at the end of the 6 month period.

    HarborOne Bank: Personal Checking and Savings Account - $200 Bonus

    Earn $100 when you open a new qualifying checking account and make direct deposits of at least $2,500 or more within 60 days of account opening. Earn $100 when you open a new qualifying savings or money market account and make deposits totaling $500 within 60 days of the checking account opening. Offer available only to residents of MA, NH, and RI.

    Arrha Credit Union: Switch It Up Program - $100 Bonus

    Open a new checking account and do the following to receive the $100 bonus: turn in your old checks from another bank, sign up for direct deposits of at least $100 per month, sign up and use your Arrha Visa debit card, Sign up and use Free Online Bill Payment, and keep your account open for at least 12 months.

    Webster Bank: Personal Checking Account - $250 Bonus (Targeted)

    Open a new Value Checking account. Use promo code $250Value-MOV-DEC-FEB21. To receive bonus, have a direct deposit of at least $500 before 04/30/2021 OR have an average account balance greater than or equal to $1,000 from 04/01/2021 through 04/30/2021. This is available to the addressee of direct mail offer.

    Expires 2/26/2021

    Webster Bank: Personal Checking Account - $400 Bonus (Targeted)

    Open a new Premier Checking account. Use promo code $400Premier-MOV-DEC-FEB21. To receive bonus, have a direct deposit of at least $500 before 04/30/2021 OR have an average account balance greater than or equal to $10,000 from 04/01/2021 through 04/30/2021. This is available to the addressee of direct mail offer.

    Expires 2/26/2021

    Webster Bank: Personal Checking Account - $250 Bonus (Targeted)

    Open a new Value Checking account. Use promo code $250Value-MOV-NOV-JAN21. To receive bonus, have a direct deposit of at least $500 before 04/30/2021 OR have an average account balance greater than or equal to $1,000 from 04/01/2021 through 04/30/2021. This is available to the addressee of direct mail offer.

    Expires 1/29/2021

Nationwide Bank Promotions

These offers from national banks are available to Bay Staters. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.

    HSBC
    Member FDIC

    HSBC Advance Checking - Up to $240 Cash Bonus

    Expires 3/31/2021
    • Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by March 31, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC
    Member FDIC

    HSBC Premier Checking - $450 Welcome Deposit

    Expires 3/31/2021
    • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by March 31, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
    • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC
    Member FDIC

    HSBC Premier Checking - Up to $600 Cash Bonus

    Expires 3/31/2021
    • Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by March 31, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
    • Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Citibank: Citi Account Packages - Up to $1,500 Bonus

    Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.

    Account PackageMinimum Deposit and Minimum BalanceCash Bonus
    Citigold Package$200,000$1,500
    Citi Priority Account Package$50,000$700
    Citibank Account Package$15,000
    $300

    Expires 4/1/2021
    Chase
    Member FDIC

    Introducing Chase Business Complete Banking℠ - $300 Bonus

    Expires 4/15/2021
    • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
    • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
    • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
    • Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
    • Alerts to help you stay on top of your account activity.
    • Easy account management through Chase Business online and the Chase Mobile® app.
    • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
    • Convenient access to 16,000 ATMs and more than 4,700 branches.

    Citibank: Citigold Package - $1,500 Bonus

    Open a new eligible checking and savings account in the Citigold Account Package.

    Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

    Expires 4/1/2021

    Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $150 Bonus

    Open a new Rewards Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.

    Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $50 Bonus

    Open a new Free Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.

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