Bank Promotions in Massachusetts: September 2025
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View list of best Massachusetts bank promotions. See current active promos and new bonus offers from local Massachusetts banks, credit unions, and national banks.
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Looking to open a new bank account in Massachusetts? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Massachusetts:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - KeyBank:
Key Select Checking® - $500 Bonus - Citizens Bank:
Personal Checking and Savings Account - $400 Bonus - M&T Bank:
Personal Checking Account - $200 Bonus - Abington Bank:
Student Checking Account - Up to $335 Bonus - Easthampton Savings Bank:
Personal Checking Account - Up to $325 Bonus - Stoneham Bank:
Personal Checking Account - $300 Bonus - Hometown Bank:
Personal Checking Account - Up to $300 Bonus - Holyoke Credit Union:
Personal Checking Account - $200 Bonus - Washington Trust Bank:
Personal Checking Account - $200 Bonus - PeoplesBank-at-Work Program:
$100 Bonus - HarborOne Bank:
Personal Checking and Savings Account - $100 Bonus - South Shore Bank:
Personal Checking Account - $50 Bonus - Dedham Savings:
Student Checking Account - $50 Bonus - Santander Bank:
Personal Checking Account - $400 Bonus - Berkshire Bank:
Personal Checking Account - $300 Bonus - Cape Cod Five Cents Savings Bank:
Personal Checking Account - $300 Bonus - Cambridge Savings Bank:
Personal Checking Account - $300 Bonus - Rockland Trust Bank:
Personal Checking Account - $250 Bonus - TD Beyond Checking:
$300 Cash Bonus
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $50, plus a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
KeyBank Hassle-Free Account® - $300 Bonus
- Open a KeyBank Hassle-Free Account® online by December 19, 2025.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Citizens Bank: Personal Checking and Savings Account - $400 Bonus
Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Open a new qualifying savings account and make at least one single deposit of $100 or multiple deposits totaling $100 or more that post into the new savings account every month for 3 consecutive months. Accounts must be opened at the same time via the offer page to qualify for the bonus.
KeyBank: Personal Checking Account - $100 Bonus
Earn $100 every year when your Key Select Checking® account receives a direct deposit of at least $60,000 over the evaluation period of 12 consecutive months. The evaluation period begins on the first day of the second full month after account opening. At least one eligible direct deposit must be received during the last two calendar months of the evaluation period.
HSBC Premier - Earn Up to $3,000
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
Here's how the offer works:
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Massachusetts Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Citizens Bank: Personal Checking Account - $300 Bonus
Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
KeyBank: Business Checking Account - $500 Bonus
Open a new KeyBank Basic Business Checking or Key Business Reward Checking® account. Use promo code MDN12025 at account opening. Deposit a minimum of $25 at account opening. Make a total of $5,000 or more in deposits into your new qualifying checking account within 30 days of account opening. Maintain a balance of at least $5,000 for at least 90 consecutive days.
M&T Bank: Personal Checking Account - $200 Bonus
Open a new M&T MyChoice Premium Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
M&T Bank: Personal Checking Account - $150 Bonus
Open a new M&T MyChoice Plus Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
M&T Bank: Personal Checking Account - $100 Bonus
Open a new M&T EZChoice Checking Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
Abington Bank: Student Checking Account - Up to $335 Bonus
Open a new Get Real Checking account. Get $10 and $25 gift card at account opening. Get $200 when you activate direct deposits OR enroll in online banking, and make 5 debit card transactions. Get $50 when you make 5 bills payment OR active statements. Get $50 on active checking account anniversary.
Easthampton Savings Bank: Personal Checking Account - Up to $325 Bonus
Open a Get Real Checking® account. Set up and receive direct deposits totaling $1,000 or more OR conduct a minimum of 25 debit card transactions of $10 or more within 90 days of account opening. Enroll in eStatements within 90 days of account opening. Keep your account open with eStatements, and recurring direct deposits or active debit card for 12 months.
Stoneham Bank: Personal Checking Account - $300 Bonus
Open a new Optimum One or Optimum Plus Checking account online or at the Stoneham Billerica Branch. Use promo code 300OFFER at account opening. Set up and receive a monthly qualifying direct deposit of $500 or more within 90 days of account opening.
Easthampton Savings Bank: Personal Checking Account - Up to $300 Bonus
Open a Get Real Checking® account. Set up and receive direct deposits totaling $1,000 or more OR conduct a minimum of 25 debit card transactions of $10 or more within 90 days of account opening. Enroll in eStatements within 90 days of account opening. Keep your account open with eStatements, and recurring direct deposits or active debit card with at least 5 POS transactions of $10 or more for 12 months.
Hometown Bank: Personal Checking Account - Up to $300 Bonus
Open a new Get Real Checking® account. Earn $150 when you enroll in eStatements, and either set up and receive qualifying direct deposits totaling at least $1,000 or complete a minimum of 25 POS debit card transactions of $10 or more within 90 days of account opening. Earn $150 loyalty bonus after the account has been opened and in good standing for 12 months, has an active recurring direct deposit posted to the account within the last statement cycle OR has an active debit card with 5 POS transactions of $10 or more posted to the account within the last statement cycle, and is still enrolled in eStatements.
Abington Bank: Personal Checking Account - Up to $300 Bonus
Open a new Get Real Checking account. Earn $200 when you set up qualifying direct deposits of at least $25 or activate online banking, and complete 5 qualifying debit card transactions within 60 days of account opening. Earn $50 when you make 5 bill payments using online banking and enroll in eStatements within 60 days of account opening. Earn $50 when you keep your account open and in good standing for 12 months or more.
Washington Trust Bank: Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account. Use promo code Free200 at account opening. Set up and receive two qualifying direct deposits within 90 days of account opening.
Holyoke Credit Union: Personal Checking Account - $200 Bonus
Open a Holyoke Simply Free Checking account. Set up and receive a qualifying direct deposit within 60 days of account opening. Direct deposit must be deposited for each monthly qualification cycle (statement period) for a full year. Enroll in online banking and receive eStatements. Complete at least 6 debit card purchases post and clear per monthly qualification cycle OR spend $1,000 on your Holyoke Credit Union Visa Platinum Credit Card within 3 months of the credit card being issued.
Hometown Bank: Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Earn $100 when you activate direct deposit of at least $25 OR enroll in online banking and make 5 debit card transactions within 60 days of account opening. Earn $50 when you complete 5 bills payment and enroll in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened and in good standing for 12 months.
PeoplesBank-at-Work Program - $100 Bonus
Open a new personal checking account. Sign up and receive a qualifying direct deposit within 60 days from account opening.
Hometown Bank: Personal Checking Account - $100 Bonus
Open a new qualifying checking account and maintain at least $10 in account. To get bonus, set up and receive $25 or more in direct deposit within 60 days of account opening OR make 5 bill payments using Hometown ePay within 60 days of account opening.
Washington Trust Bank: Personal Checking Account - $100 Bonus
Open a new Freedom Checking account. Use promo code Free100 at account opening. $50 will be credited to account after the first direct deposit is made. $50 will be credited to account after the first three different bill payee transactions has been processed.
HarborOne Bank: Personal Checking and Savings Account - $100 Bonus
Open a new HarborOne Checkit Checking account and a Savings Builder CD (SBCD). $100 bonus will be deposited into the SBCD within 10 days of account opening.
South Shore Bank: Personal Checking Account - $50 Bonus
Open a new Free Checking account. Fund the account with a minimum of $10 and keep the account open for 90 days or more. Make qualifying debit card purchases totaling $250 or more within 90 days of account opening. This offer is valid only to current Massasoit Community College students who reside within Plymouth or Norfolk counties in Massachusetts.
Dedham Savings: Student Checking Account - $50 Bonus
Receive a $50 bonus after presenting your graduation diploma or certificate (dated after account opening) to any Dedham Savings location. Minimum deposit of $10 required to open account. Available to new Student Checking customers only, aged 16-24 years.
Dedham Savings: Personal Checking Account - $750 Bonus
Open a new Free & Easy Checking account. Use promo code SELECT at account opening. Set up and receive direct deposits totaling $20,000 or more within 90 days of account opening. Complete at least 5 debit card or bill pay transactions totaling $100 within 90 days of account opening.
Dedham Savings: Personal Checking Account - $500 Bonus
Open a new Free & Easy Checking account. Use promo code SELECT at account opening. Set up and receive direct deposits totaling $10,000 or more within 90 days of account opening. Complete at least 5 debit card or bill pay transactions totaling $100 within 90 days of account opening.
Santander Bank: Personal Checking Account - $400 Bonus
Open a new Santander Select® Checking, Simply Right® Checking, or Santander® Private Client Checking account. Use promo code at account opening. Promo code can be obtained by filling out the form on the promotion page. Set up and receive qualifying direct deposits totaling $5,000 or more within 90 days of account opening.
Dedham Savings: Business Checking Account - $300 Bonus
Open a new Basic Business Checking, Business Interest Checking, Community Checking, Treasury Management Checking, or Municipal Checking account. Deposit $2,000 or more in new money within 30 days of account opening. Maintain a balance of $2,000 or more for 60 days. Make 5 qualifying transactions within 60 days of account opening.
Berkshire Bank: Personal Checking Account - $300 Bonus
Open a new Berkshire One Checking account. Set up and receive recurring direct deposits totaling $1,000 or more per month for 3 consecutive months.
Dedham Savings: Personal Checking Account - $250 Bonus
Open a new Free & Easy Checking account. Use promo code SELECT at account opening. Set up and receive direct deposits totaling $2,500 or more within 90 days of account opening. Complete at least 5 debit card or bill pay transactions totaling $100 within 90 days of account opening.
Cape Cod Five Cents Savings Bank: Personal Checking Account - $300 Bonus
Open a new checking account. Use promo code NEWCHK300 at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 60 days of account opening. Complete 10 debit card purchases within 60 days of account opening. Maintain an average daily balance of $1,000 or more for 120 days after account opening.
Cambridge Savings Bank: Personal Checking Account - $300 Bonus
Open a new eligible personal checking account. Set up and receive monthly direct deposits totaling $1,000 or more within each of the first three full calendar months following the date the new account was opened and funded.
Rockland Trust Bank: Personal Checking Account - $250 Bonus
Open a new personal checking account. Make at least 15 debit card purchases of $10 or more within 60 days of account opening. Account must be opened in the Westborough branch. If the account is opened online, the account owner must be a resident of Berlin, Hudson, Marlborough, Northborough, Southborough, or Westborough.
TD Beyond Checking - $300 Cash Bonus
Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.
TD Complete Checking - $200 Cash Bonus
Earn $200 when you have $500 in qualifying direct deposits within 60 days.
Nationwide Bank Promotions
These offers from national banks are available to Bay Staters. National banks" offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Earn Up to $3,000
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
Here's how the offer works:
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Axos Bank: Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Axos Bank: Business Interest Checking - 1.01% APY
- Interested in a $400 welcome bonus? Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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