Bank Promotions in Iowa
Ad Disclosure: This article contains references to products from our partners. We may receive compensation if you apply or shop through links in our content. You help support CreditDonkey by using our links.
View list of best Iowa bank promotions. See current active promos and new bonus offers from local Iowa banks, credit unions, and national banks.
![]() |
Looking to open a new bank account in Iowa? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Iowa:
- Citi Priority Account: Earn up to $2,000 Cash Bonus
- Chase Total Checking®: $200 Bonus
- Associated Bank: Bank At Work - $200 Bonus
- KeyBank: Personal Checking Account - $200 Bonus
- First National Bank of Omaha: Personal Checking Account - Up to $300 Bonus
- Northwest Bank: Personal Checking Account - $100 Bonus
- TBK Bank: Personal Checking Account - $125 Bonus
- First Federal Credit Union: Personal Checking Account - $200 Bonus
- Bankers Trust: Personal Checking Account - $250 Bonus
- DuTrac Community Credit Union: Personal Checking Account - Up to $100 Bonus
- U.S. Bank Smartly™ Checking and Standard Savings: Up to $600 Bonus
Citi Priority Account - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Citi Priority Account - Earn up to $2,000 Cash Bonus
Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.
Balance Levels | Maximum Bonus |
---|---|
$10,000 - $29,999 | $200 |
$30,000 - $74,999 | $500 |
$75,000 - $199,999 | $1,000 |
$200,000 - $299,999 | $1,500 |
$300,000 and above | $2,000 |
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early - exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started.
- No overdraft fees with a Chase debit card that helps you stay within your balance.
- Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- No paper checks to track and no Chase fees on money orders or cashier's checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Chase Business Complete Banking℠ - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠
- Convenient access to more than 16,000 ATMs and more than 4,700 branches.
Chase Private Client - $2,000 Bonus
- You're eligible for a $2,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- Within 45 days of coupon enrollment, transfer a total of $250,000 or more in new money or securities to a combination of eligible checking, savings and/or investment accounts and maintain the balance for at least 90 days from coupon enrollment.
- Get $2,000 when you open a new Chase Private Client Checking account with qualifying activities. Enjoy your $2,000 bonus which will be deposited into your account within 40 days.
- Speak with a Private Client Banker to open your Chase Private Client Checking account today. Schedule your meeting at your nearest branch or over the phone.
- No ATM fees worldwide.
- No Chase fee on incoming or outgoing wire transfers; can be completed online or over the phone.
- Experience a financial relationship that brings you more.
- Save time and money with better banking benefits and special services.
Associated Bank: Bank At Work - $200 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
KeyBank: Personal Checking Account - $200 Bonus
Open a qualifying checking account using offer code ONAS0223. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, and Key Privilege Select Checking. Offer available online only.
Rewards Checking - Up to 1.25% APY
- Use the promo code RC100 when you apply for a Rewards Checking account by 3/31/2023. Then have qualifying direct deposit(s) to earn a $100 welcome bonus!
- Up to 1.25% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
Albert Cash - $150 Bonus
To be eligible for bonus, receive a qualifying direct deposit of at least $500 within 45 days of sign up and every 30 days for 90 consecutive days. Spend at least $200 on qualifying goods and services with your Albert debit card every 30 days during the same 90-day period. All criteria must be fulfilled within 150 days of joining Albert. Terms apply. See app for details.
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A.
OneCard with Rewards Checking - $400 Bonus
- 3% cash back on everyday expenses (up to $500 in rewards per calendar year); 2% on everything else
- No annual fee, no late fees, no foreign transaction fee
- Choose to Pay Now with no interest, or Pay Later
- $400 bonus when you also open a new Upgrade Rewards Checking account and make 3 debit card transactions within 60 days
Iowa Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
Associated Bank: Bank At Work - $300 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Bank At Work - $400 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $400 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Brewers Checking Account - $200 Bonus
Open a new eligible Associated Bank checking account. Receive direct deposits totaling to $500 or more within 90 days of account opening. Receive $200 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Brewers Checking Account - $300 Bonus
Open a new eligible Associated Bank checking account. Receive direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Brewers Checking Account - $400 Bonus
Open a new eligible Associated Bank checking account. Receive direct deposits totaling to $500 or more within 90 days of account opening. Receive $400 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.
KeyBank: Personal Checking Account - $400 Bonus
Open a qualifying checking account using offer code RETK0123. Make at least one direct deposit of $500 or more within 60 days of account opening. $400 will be deposited to your account within 60 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, and Key Privilege Select Checking.
First National Bank of Omaha: Personal Checking Account - Up to $300 Bonus
Open a new qualifying checking account. Use promo code 700 at account opening. Set up and receive qualifying direct deposits totaling $500 for 3 consecutive 31-day periods for a total of $1,500. Direct deposits must be received within 124 days from opening the account.
Offer valid only in FNBO branches in CO, IA, IL, KS, NE, SD, TX, and WY. Offer valid online in CO, IA, IL, KS, NE, SD, MO, and limited areas of TX, WI, and WY.
First National Bank of Omaha: Personal Checking and Savings Account - Up to $500 Bonus
Open a new qualifying checking account. Use promo code 700 at account opening. Set up and receive qualifying direct deposits totaling $500 for 3 consecutive 31-day periods for a total of $1,500. Direct deposits must be received within 124 days from opening the account.
Open a new Basic Savings, Savings, or Premier Savings account. Maintain an average balance of at least $3,000 in the savings account for 90 days after account opening.
Offer valid only in FNBO branches in CO, IA, IL, KS, NE, SD, TX, and WY. Offer valid online in CO, IA, IL, KS, NE, SD, MO, and limited areas of TX, WI, and WY.
TBK Bank: Business Checking Account - Up to $150 Bonus
Open a new Business Checking account. Earn $75 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
TBK Bank: Business Checking Account - Up to $200 Bonus
Open a new Business Interest Checking account. Earn $100 when you open a Merchant Services. Earn $50 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
Northwest Bank: Personal Checking Account - $100 Bonus
Meet with a Northwest Bank Personal Banker and select 4 new products or services from the available list. Northwest Bank checking account is required to qualify for this offer.
TBK Bank: Personal Checking Account - $125 Bonus
Earn $50 when you open a new Everyday Checking account and make a direct deposit at least 3 times totaling a minimum of $3,000. Earn $25 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.
TBK Bank: Personal Checking Account - $200 Bonus
Open a new AIM Checking account. Earn $100 when you make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.
First Federal Credit Union: Personal Checking Account - $200 Bonus
Open a new Charity Checking account and set up qualifying direct deposits or use your debit card to receive bonus.
Bankers Trust: Personal Checking Account - $250 Bonus
Open a Direct Checking Plus – Bank with Trust account. Within 60 days of account opening, complete 25 qualifying debit card transactions and have 2 direct or mobile express deposits of at least $200 each.
Bankers Trust: Personal Checking Account - $250 Bonus
Open a BreakFree Checking Plus or Direct Checking Plus account. Within 60 days of account opening, complete 25 qualifying debit card transactions and have 2 direct or mobile express deposits of at least $200 each. Offer available to residents of Linn, Johnson and Benton Counties only.
DuTrac Community Credit Union: Personal Checking Account - Up to $100 Bonus
Open a new EcoPlus Checking account. Earn $10 for each ACH account you set up for automatic payment within the first 90 days of opening your account. Maximum of $100 bonus.
U.S. Bank Smartly™ Checking and Standard Savings - Up to $600 Bonus
- Enroll in online banking or the U.S. Bank Mobile App
- Complete two or more direct deposits of $3,000 to $5,999.99 to earn $200 or $6,000 or more to earn $400.
- Earn an additional $200 when you open a new Standard Savings account, complete deposit(s) of $25,000 or more February 28, 2023 and maintain a total account balance of $25,000 until May 31, 2023.
Silver Business Checking Package - $400 Bonus
- Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
- Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
- Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Gold Business Checking Package - $400 Bonus
- Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
- Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
- Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Platinum Business Checking Package - $400 Bonus
- Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
- Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
- Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Nationwide Bank Promotions
These offers from national banks are available to Iowans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Axos Bank: Basic Business Checking - $200 Bonus
- New business owners get a $200 welcome bonus!
- Zero monthly maintenance fees
- Unlimited Transactions
- Unlimited domestic ATM fee reimbursements
- $0 Minimum Opening Deposit requirement
- 2 Free Domestic Wires, monthly
- Cash Deposit capability via MoneyPass and AllPoint networks
Axos Bank: Business Interest Checking - 1.01% APY
- New business owners get a $200 welcome bonus!
- Earn up to 1.01% APY*
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
Bank of America Advantage Plus Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNE100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage Relationship Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNE100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Open a new Bank of America Advantage Banking account. Use offer code DNE100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.
The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC
Bank of America: Business Checking Account - $200 Bonus
Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account. Complete qualifying deposits of $5,000 or more in new money within 30 days of account opening. Maintain an average balance of $5,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening. Offer is available online only and for new customers only.
Bank of America: Business Checking Account - $500 Bonus
Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account. Make qualifying deposits totaling $20,000 in new money into the new business account within 30 days of account opening. Maintain an average balance of $20,000 or more beginning 31 calendar days after account opening until 90 calendar days after account opening.
Wells Fargo: Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Wells Fargo: Personal Checking Account - $325 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
TIAA Bank: Yield Pledge Checking Account - $150 Bonus
This offer is only available to current employees of an institution participating in TIAA Bank's Workplace Banking program who are opening their first TIAA Bank Yield Pledge checking account. Open a new Yield Pledge Checking account online from a participating institution's dedicated Workplace Banking webpage or by calling 833-880-8422. Use offer code 14627. Make one or more qualifying direct deposits totaling at least $1,000 that are credited to your new Yield Pledge Checking account within the first 90 days of the account opening. Bonus will be deposited to your account within 120 days of the account opening.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Read Next:
|
|
|