Bank Promotions in Illinois: September 2025
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View list of best Illinois bank promotions. See current active promos and new bonus offers from local Illinois banks, credit unions, and national banks.
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Looking to open a new bank account in Illinois? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Illinois:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - Wells Fargo Everyday Checking Account:
$325 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - Huntington:
Personal Checking Account - $600 Bonus - U.S. Bank Smartly® Checking:
$450 Bonus - Fifth Third Bank:
Personal Checking Account - $300 Bonus - Regions Bank:
Personal Checking Account - $300 Bonus - Associated Bank:
Personal Checking Account - $600 Bonus - Liberty Bank for Savings:
Personal Checking Account - $350 Bonus - CIBC Bank:
Personal Checking Account - $200 Bonus - TBK Bank:
Personal Checking Account - Up to $175 Bonus - Republic Bank of Chicago:
Personal Checking Account - $150 Bonus - Illinois State Credit Union:
Personal Checking Account - $100 Bonus - DuTrac Community Credit Union:
Personal Checking Account - Up to $100 Bonus - Illinois National Bank:
Pocket Change Program - Up to $100 Bonus - CIBM Bank:
Personal Checking Account - Up to $500 Bonus - Central Bank:
Personal Checking Account - $300 Bonus - Hanmi Bank:
Personal Checking Account - $200 Bonus - Citizens Equity First Credit Union:
Personal Checking Account - Up to $175 Bonus - Connexus Credit Union:
Personal Checking Account - $300 Bonus - Beverly Bank & Trust:
Personal Checking Account - $300 Bonus - Hyde Park Bank:
Personal Checking Account - $300 Bonus - Wheaton Bank & Trust Company:
Personal Checking Account - $300 Bonus - Wintrust Bank:
Personal Checking Account - $300 Bonus - Old National Bank:
Personal Checking Account - $650 Bonus - Old Second Bank:
Personal Checking and Savings Account - $300 Bonus - Commerce Bank:
Personal Checking Account - $700 Bonus - BMO Smart Advantage Checking account:
Earn $400 Cash Bonus*
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
U.S. Bank Business Essentials - $400 Bonus
Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
U.S. Bank Platinum Business Checking - $1,000 Bonus
Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $1,000 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Huntington: Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements.
U.S. Bank Smartly® Checking - $450 Bonus
Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $8,000 or more within 90 days of account opening.
HSBC Premier - Earn Up to $3,000
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
Here's how the offer works:
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Illinois Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Huntington: Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.
Huntington: Personal Checking Account - $600 Bonus
Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.
Huntington: Personal Checking Account - $400 Bonus
Open a new Huntington Perks Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.
U.S. Bank Smartly® Checking - $350 Bonus
Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $5,000 - $7,999.99 within 90 days of account opening.
U.S. Bank Smartly® Checking - $250 Bonus
Open a new U.S. Bank Smartly® Checking account and deposit a minimum of $25 at account opening. Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening. Complete two or more direct deposits totaling $2,000 - $4,999.99 within 90 days of account opening.
BMO: Business Checking Account - $1,000 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a branch. Account balance must be $50,000 or more on the 30th day after account opening. Balance in the account must be $50,000 or more from the 31st to the 90th day after opening the account.
BMO: Business Checking Account - $750 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a branch. Account balance must be $25,000 or more on the 30th day after account opening. Balance in the account must be $25,000 or more from the 31st to the 90th day after opening the account.
BMO: Business Checking Account - $400 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a branch. Account balance must be $4,000 or more on the 30th day after account opening. Balance in the account must be $4,000 or more from the 31st to the 90th day after opening the account.
Fifth Third Bank: Personal Checking Account - $300 Bonus
Open a Fifth Third Momentum® Checking, or Preferred Checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
Regions Bank: Personal Checking Account - $300 Bonus
Register for the offer by December 31, 2025. Open a new personal LifeGreen® Checking account online or in a branch by January 31, 2026. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening.
Associated Bank: Personal Checking Account - $600 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $600 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Personal Checking Account - $400 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $400 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Personal Checking Account - $300 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Personal Checking Account - $100 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $100 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is up to $999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Business Checking Account - $750 Bonus
Open a Business Choice Checking account. Deposit $20,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $20,000 between 30 to 90 days of account opening.
Associated Bank: Personal Checking Account - $600 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $10,000 or more on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $600 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $10,000 or more on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Business Checking Account - $400 Bonus
Open a Business Balanced Checking® account. Deposit $5,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $5,000 between 30 to 90 days of account opening.
Associated Bank: Personal Checking Account - $400 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $5,000 - $9,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $400 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $5,000 - $9,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $300 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $1,000 - $4,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $300 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $1,000 - $4,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Business Checking Account - $100 Bonus
Open a Business Access Checking® account. Deposit $2,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $2,000 between 30 to 90 days of account opening.
Liberty Bank for Savings: Personal Checking Account - $350 Bonus
Open a new personal checking account. Use promo code 500 at account opening. Make an initial deposit of $350. Use the account for mortgage payment via ACH.
TBK Bank: Business Checking Account - Up to $200 Bonus
Open a new Business Interest Checking account. Earn $100 when you open a Merchant Services. Earn $50 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
CIBC Bank: Personal Checking Account - $200 Bonus
Open a new CIBC iCan or myChoice Checking account. Deposit at least $500 at account opening. Set up and receive qualifying direct deposits or ACH transaction within 90 days of account opening. Enroll in eStatements and elect to receive eStatements through CIBC NetBanking.
TBK Bank: Personal Checking Account - Up to $175 Bonus
Earn $50 when you open a new Everyday Checking account and make a direct deposit at least 3 times totaling a minimum of $3,000. Earn $25 when you set up at least 3 recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening. Earn an additional $50 for being a TBK at Work participant. You must provide a referral code to qualify for the the TBK at Work bonus.
TBK Bank: Business Checking Account - Up to $150 Bonus
Open a new Business Checking account. Earn $75 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
Republic Bank of Chicago: Personal Checking Account - $150 Bonus
Open a new Choice Checking account. Setup and complete a direct deposit to the checking account within 60 days of account opening.
TBK Bank: Business Checking Account - Up to $100 Bonus
Open a new Business Basic Checking account. Earn $25 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
Illinois State Credit Union: Personal Checking Account - $100 Bonus
Enroll for new membership. Open a new qualifying checking account and use this account as your primary checking account. Terms and conditions apply.
DuTrac Community Credit Union: Personal Checking Account - Up to $100 Bonus
Open a new EcoPlus Checking account. Earn $10 for each ACH account you set up for automatic payment within the first 90 days of opening your account. Maximum of $100 bonus.
Illinois National Bank: Pocket Change Program - Up to $100 Bonus
Sign up for Pocket Change with your INB checking account and a You Name It Savings account. INB will round up your Visa debit card purchases based on your enrollment choice and transfer the difference from your checking account to your savings account. INB will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled.
Republic Bank of Chicago: Student Checking and Savings Account - Up to $100 Bonus
Earn $50 when you open a new Student Checking account. Establish a direct deposit to the checking account OR perform 10 debit card transactions within 60 days of account opening. Earn an additional $50 when you open a Starter Statement Savings or Statement Savings account at the same time as the Student Checking account.
TBK Bank: Personal Checking Account - $50 Bonus
Open a new Launch Checking account. Earn $10 when you make at least 3 direct deposits totaling a minimum of $1,500. Earn $10 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $10 when you make 3 mobile deposits. Earn $10 when you sign up and pay or receive at least 8 transactions via Zelle. Earn $10 when you make 30 point-of-sale purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.
CIBM Bank: Personal Checking Account - Up to $500 Bonus
Open a new Acceleration, Classic, or High Performance Checking account. Use promo code 500FOR2025 at account opening. Earn $100 when you complete 10 debit card purchases of $10 or more each per month in each of the first five full calendar months following the month of account opening. Earn $200 when you set up and receive two or more direct deposits totaling $200 or more per month in each of the first five full calendar months following the month of account opening. Earn $200 when you maintain a minimum balance of $1,000 in each of the first five calendar months following the month of account opening.
Central Bank: Personal Checking Account - $300 Bonus
Open a new eligible personal checking account. Use promo code RAF300 at account opening. Deposit $50 or more during account opening. Set up and receive two or more direct deposits totaling $800 or more within 90 days of account opening. Keep the account open and in good standing for 90 days.
Hanmi Bank: Personal Checking Account - $200 Bonus
Open a new joint checking account. Enroll in uChoose Rewards within 30 days of account opening. Earn 20,000 uChoose Rewards® points when you maintain an average daily balance of $3,000 for the first three full months to qualify for the bonus points. Cash value of 100 uChoose Rewards® points is $1.
Citizens Equity First Credit Union: Personal Checking Account - Up to $175 Bonus
Open a new qualifying checking account with minimum deposit of $25.
Earn $150 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account.
Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.
Hanmi Bank: Personal Checking Account - $100 Bonus
Open a new individual checking account. Enroll in uChoose Rewards within 30 days of account opening. Earn 10,000 uChoose Rewards® points when you maintain an average daily balance of $3,000 for the first three full months to qualify for the bonus points. Cash value of 100 uChoose Rewards® points is $1.
Central Bank: Business Checking Account - $500 Bonus
Open a new eligible business checking account. Use promo code 500BB15 at account opening. Deposit at least $50 at account opening. Reach a balance of at least $3,000 within 90 days from account opening.
Connexus Credit Union: Personal Checking Account - $300 Bonus
Open a new Xtraordinary Checking account. Use promo code XTRABONUS at account opening. Set up and receive a monthly qualifying deposit of at least $500. Enroll in eStatements. Make 15 debit card purchases or accumulate $500 in debit card spending. Maintain an average daily balance of $10,000 or more for two months within 120 days of account opening.
Connexus Credit Union: Personal Checking Account - $200 Bonus
Open a new Xtraordinary Checking account. Use promo code XTRABONUS at account opening. Set up and receive a monthly qualifying deposit of at least $500. Enroll in eStatements. Make 15 debit card purchases or accumulate $500 in debit card spending. Maintain an average daily balance of $5,000 - $9,999.99 for two months within 120 days of account opening.
Connexus Credit Union: Personal Checking Account - $100 Bonus
Open a new Xtraordinary Checking account. Use promo code XTRABONUS at account opening. Set up and receive a monthly qualifying deposit of at least $500. Enroll in eStatements. Make 15 debit card purchases or accumulate $500 in debit card spending. Maintain an average daily balance of $1,000 - $4,999.99 for two months within 120 days of account opening.
Wintrust Bank: Business Checking Account - $300 Bonus
Open a new Entrepreneur Checking account. Mention this offer when opening an account in a branch. Maintain a minimum of $1,500 on each of the last business days for 2 consecutive calendar months after the calendar month the account was opened (qualification period). Make 5 qualifying transactions, enroll in business online banking, and activate e-statement within the qualification period.
Beverly Bank & Trust: Personal Checking Account - $300 Bonus
Open a new Total Access Checking account. Use promo code Echecking300 at account opening. Have monthly occurring qualifying direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and online banking.
Nationwide Bank Promotions
These offers from national banks are available to Illinoisans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Earn Up to $3,000
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
Here's how the offer works:
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Axos Bank: Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Axos Bank: Business Interest Checking - 1.01% APY
- Interested in a $400 welcome bonus? Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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