Bank Promotions in Hawaii: November 2026
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Discover Hawaii's top bank promotions for new checking accounts. See cash bonus offers and perks from local banks, credit unions, and national banks.
PRO TIP: One of the best checking account bonus right now is with Bank of America Advantage Banking:
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Are you looking to open a new bank account in Hawaii? Check out these promotions first. Many banks offer bonuses up to hundreds of dollars when you open a new account.
- PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - Capital One:
Personal Checking Account - $300 Bonus - Citibank:
Personal Checking and Savings Account - $4,000 Bonus - Bank of Hawaii:
Personal Checking Account - $300 Bonus - First Hawaiian Bank:
Personal Checking Account - $350 Bonus - Bank of America Advantage Banking:
Up to $500 Cash Offer - HSBC Premier:
Up to $3,000 - Chase Total Checking®:
$400 Bonus - Ally Bank:
Personal Checking Account - $100 Referral Bonus - Wells Fargo:
Personal Checking Account - $2,000 Bonus - U.S. Bank Smartly® Checking:
$450 Bonus - Citibank:
Personal Checking and Savings Account - $4,000 Bonus - Charles Schwab Bank:
Personal Checking Account - $1,000 Bonus - Chime:
Personal Checking Account - $350 Bonus - SoFi Checking and Savings Account:
$400 Bonus - Navy Federal Credit Union:
Personal Checking Account - $400 Bonus - Abbott Laboratories Employees Credit Union (ALEC):
Personal Checking Account - $300 Bonus - Bask Bank:
Personal Checking Account - Up to $300 Bonus - Christian Community Credit Union:
Personal Checking Account - $100 Bonus
Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Capital One: Personal Checking Account - $300 Bonus
Open a new 360 Checking account. Use promo code OFFER300 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more within 75 days of account opening.
Citibank: Personal Checking and Savings Account - $4,000 Bonus
Open a new Regular Checking account and enroll in this offer the same day the account was opened. Open a new Citi Savings account within 45 calendar days of opening your checking account. Deposit into the eligible account/s a combined total of $1,000,000 or more in qualifying new funds within 45 days of account opening. Maintain a combined total of $1,000,000 or more in the eligible account/s for an additional 45 days after the first 45 days.
Featured Offer
If you're eager for a new checking account bonus, one of our recommended choices is Bank of America Advantage Banking:
Bank of America Advantage Banking - Up to $500 Cash Offer
- The up to $500 cash offer must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2027.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits*
into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct
Deposits received in the first 90 days of account opening.
Cash Bonus Total Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
Hawaii Bank Promotions
These promotions come from smaller regional banks and credit unions, often providing advantages like competitive interest rates and lower fees. But before jumping on an offer, ensure you have access to the bank's branches and ATMs.
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Capital One: Personal Checking Account - $300 Bonus
Open a new 360 Checking account. Use promo code OFFER300 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more within 75 days of account opening.
Capital One: Personal Checking Account - $250 Bonus
Open a new 360 Checking account. Use promo code DEBIT250 at account opening. Complete at least 20 qualifying debit card transactions of $10 or more within 75 days of account opening.
Capital One: Personal Checking Account - $250 Bonus
Open a new 360 Checking account. Use promo code CHECKING250 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more each within 75 days of account opening.
Citibank: Personal Checking and Savings Account - $4,000 Bonus
Open a new Regular Checking account and enroll in this offer the same day the account was opened. Open a new Citi Savings account within 45 calendar days of opening your checking account. Deposit into the eligible account/s a combined total of $1,000,000 or more in qualifying new funds within 45 days of account opening. Maintain a combined total of $1,000,000 or more in the eligible account/s for an additional 45 days after the first 45 days.
Citibank: Personal Checking and Savings Account - $2,000 Bonus
Open a new Regular Checking account and enroll in this offer the same day the account was opened. Open a new Citi Savings account within 45 calendar days of opening your checking account. Deposit into the eligible account/s a combined total of $200,000 or more in qualifying new funds within 45 days of account opening. Maintain a combined total of $200,000 or more in the eligible account/s for an additional 45 days after the first 45 days.
Citibank: Personal Checking and Savings Account - $500 Bonus
Open a new Regular Checking account and enroll in this offer the same day the account was opened. Open a new Citi Savings account within 45 calendar days of opening your checking account. Deposit into the eligible account/s a combined total of $30,000 or more in qualifying new funds within 45 days of account opening. Maintain a combined total of $30,000 or more in the eligible account/s for an additional 45 days after the first 45 days.
Citibank: Personal Checking Account - $325 Bonus
Open a new Regular Checking account and enroll in this offer the same day the account was opened. Set up and receive two or more qualifying direct deposits totaling at least $3,000 within 90 calendar days of account opening.
Bank of Hawaii: Personal Checking Account - $300 Bonus
Open a new Convenience or Bankohana Level I Checking account online or in branch. Deposit $500 at account opening. Set up and receive qualifying direct deposits totaling $3,500 or more within 60 days of account opening.
Bank of Hawaii: Personal Checking Account - $100 Bonus
Open a new Convenience or Bankohana Level I Checking account online or in branch. Deposit $500 at account opening. Set up and receive qualifying direct deposits totaling $2,000 or more within 60 days of account opening.
Central Pacific Bank: Business Checking Account - Up to $500 Bonus
Open and activate a new Elavon Merchant Services account. Receive qualifying deposits from any recognized merchant service provider, such as Elavon, Square, PayPal, and Shopify, into your Business Exceptional Checking account. The new merchant account must be activated by accepting and authorizing a minimum transaction of $10 within 60 days of account approval.
First Hawaiian Bank: Personal Checking Account - $350 Bonus
Open a new Priority Banking Checking account. Set up and receive qualifying direct deposits of $500 within 60 days of account opening.
First Hawaiian Bank: Personal Checking Account - $100 Bonus
Upgrade to a Priority Banking Checking account. Set up and receive qualifying direct deposits of $500 within 60 days of account opening.
First Hawaiian Bank: Personal Checking Account - $50 Bonus
Open a new Pure Checking account. Set up and receive qualifying direct deposits of $500 within 60 days of account opening.
National Bank Promotions
National banks offer more convenience with branches and ATMs throughout the country, but they usually come with higher fees and more requirements. Nonetheless, consider taking advantage of these national bank promotions.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The up to $500 cash offer must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2027.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits*
into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct
Deposits received in the first 90 days of account opening.
Cash Bonus Total Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
HSBC Premier - Up to $3,000
- Get $1,000: Deposit or invest $50,000 to $99,999
- Get $1,500: Deposit or invest $100,000 to $249,999
- Get $2,000: Deposit or invest $250,000 to $499,999
- Get $3,000: Deposit or invest $500,000+
The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee unless you meet Premier qualification criteria (for example, $100,000 in combined balances).
How the offer works
- Open a Premier checking account by December 31, 2026
- Add your preferred amount of deposits and/or eligible investments within 30 days
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
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We offer a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.
- Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc. Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
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Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase is ranked #1 in Customer Satisfaction with Mobile Banking Apps among National Banks by JD Power.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Chase Secure Banking℠ - $175 Bonus
- Enjoy a $175 checking account bonus as a new Chase banking customer when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Bank with confidence — no minimum deposit to open an account and no overdraft fees.
- Secure Banking customers told us they save an average of over $40 per month on fees after opening their account.
- $0 Monthly Service Fee for customers ages 17-24.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- With Chase Credit Journey®, help build and improve your credit with a personalized improvement plan provided by Experian.
- Ranked #1 for Banking Mobile App Satisfaction among National Banks, Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app.
- Manage your spending with Spending Planner and get daily spending insights in the Chase Mobile® app.
- JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which allow you to monitor account access, checks, and offers additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC
Checking Bonus FAQs
- How are checking account bonuses paid out?
Your checking account bonus will usually be deposited directly into your new account after you complete the qualifying requirements. This may take a few days to several weeks.
- Can I get the bonus if I banked with the bank before?
In general, checking bonuses are for new customers only. But if you have been a customer in the past, you may still qualify. Read the terms carefully.
For example, Chase lets you apply if you have not closed an account within 90 days or closed with a negative balance within the last 3 years. But you can only receive one new checking account opening related bonus every two years.
- What is a qualifying direct deposit?
Qualifying direct deposits usually include electronic deposits of paychecks from an employer, pension, or Social Security/government benefits. Transfers from another bank account or person-to-person payments do not count. Check the fine print on the bank's website for specific details.
- Can I close the account after receiving the bonus?
Many banks have terms that say you must keep your account open for a certain period after receiving the bonus. If you close it too early, the bank may take back the bonus. This is to prevent people from opening and closing accounts just for the bonus.
- Do I have to pay taxes on checking bonuses?
Yes, checking account bonuses are typically classified as interest income and, therefore, are taxable. The bank may issue a Form 1099-INT, but even if they don't, you're required to report it on your tax return.
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