Bank Promotions in Florida: January 2021
View list of best Florida bank promotions. See current active promos and new bonus offers from local Florida banks, credit unions, and national banks.
Looking to open a new bank account in Florida? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- New customers who apply online for a TD Convenience Checking℠ account can earn a $150 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Earn $150 when you receive direct deposits totaling $500 or more within 60 days
- Low minimimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost or worn debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans
TD Beyond Checking - $300 Cash Bonus
TD Convenience Checking℠ - $150 Cash Bonus
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Cash Bonus
Earn $300 when you open a new Virtual Wallet with Performance Select checking account and make qualified direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Midwest One Bank: Personal Checking Account - $150 Bonus
Open a new Power Checking account with a minimum opening deposit of $100. Earn $150 bonus when you qualify for Power Checking Rewards in one of the first three Power Checking qualification cycles (monthly statement cycle). To qualify for Power Checking Rewards you must fulfill the following requirements: enroll in electronic statements, make at least 15 debit card purchases, and make at least one direct deposit, auto debit from a third party, or online bill payment transaction post and clear to the account.
Wintrust Bank: Personal Checking Account - $300 Bonus
Open a new Total Access Checking account. Mention this promotion at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking.
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
HSBC Advance Checking - $200 Welcome Deposit
Chase Total Checking® - $200 Bonus
California Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Performance Select Checking - $400 Cash Bonus
Earn $400 when you open a new Virtual Wallet with Performance Select checking account and make qualified direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and make qualified direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60 days of meeting the requirements.
PNC Bank: Performance Spend Checking - $200 Cash Bonus
Earn $200 when you open a new Virtual Wallet with Performance Spend Checking account and make qualified direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $50 Cash Bonus
Earn $50 when you open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Wintrust Bank: Personal Checking and Savings Account - $500 Bonus
Open a new Total Access Checking account. Use promo code WFC00DMTA300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking. Open a new Statement Savings account. Use promo code WFC00DMSA200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
Orlando Credit Union: Personal Checking Account - $100 Bonus
Open a Checking Your Way account. Set up and receive monthly recurring deposit of $1,000 and make 10 qualifying debit card transactions within 120 days of account opening.
Orlando Credit Union: Personal Checking Account - $200 Bonus
Open a Checking Your Way account. Set up and receive monthly recurring deposit of $2,000 and make 10 qualifying debit card transactions within 120 days of account opening.
Orlando Credit Union: Personal Checking Account - $300 Bonus
Open a Dividend Checking account. Set up and receive monthly recurring deposit of $1,500 and make 10 qualifying debit card transactions within 120 days of account opening.
Orlando Credit Union: Personal Checking Account - $50 Bonus
Open a Checking Your Way account. Set up and receive monthly recurring deposit of $500 and make 10 qualifying debit card transactions within 120 days of account opening.
American Airlines Credit Union: Business Checking Account - $25 Bonus
Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.
American Airlines Credit Union: Personal Checking Account - $25 Bonus
Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.
First Horizon Bank: BizEssentials Basic Checking Account - $150 Bonus
Open a BizEssentials Basic checking account using promo code CKSMBS. Minimum opening deposit is $500. To receive bonus gift card, you must present a copy of the offer certificate at a branch.
First Horizon Bank: BizEssentials Business Checking and Savings Account - Up to $450 Bonus
Open a BizEssentials checking account at the Basic level or higher with a minimum opening deposit of $5,000. Use promo code BZD300. Complete 5 qualifying payment transactions within the first 30 days of account opening. Get an additional bonus of $150 Visa gift card when you open a BizEssential Savings account using promo code SMBSSV. Bonus will be credited to your account within 6 weeks of meeting all requirements.
PNC Bank: Business Checking Account - $200 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average cycle balance of $5,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has received a promotional premium in the past 12 months are not eligible for this offer. $200 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
First Horizon Bank: Business Checking Account - $300 Bonus
Open a BizEssentials Checking account at the Basic level or higher with a minimum opening deposit of $5,000. Use promo code SMBLP1. Complete 5 qualifying payment transactions within the first 30 days of account opening.
PNC Bank: Business Checking Account - $500 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average cycle balance of $30,000 in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has received a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Fifth Third Bank: Fifth Third Checking Account - Up to $250 Bonus
Open an eligible Fifth Third Checking Account using offer code. Have direct deposits totaling to $1,000 or more within 60 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
SunTrust Bank: SunTrust Business Checking Account - $200 Bonus
Open a new Simple Business Checking, Primary Business Checking, or Business Advantage Plus Checking account. Use offer code SB21Q1CHECKING. Make at least $1,500 in qualifying cumulative deposits into the account within 30 days of account opening.
Existing business checking customers are not eligible for this offer. Business client cannot have closed a business checking account within 90 days of the promotion start date (on or after October 6, 2020). The business must be registered within the U.S. with the business's physical street address located in AL, AR, GA, FL, MD, MS, NC, SC, TN, VA, and DC. and have a valid U.S. TIN or EIN. $200 bonus will be deposited to the account within 8 weeks after completing the requirements.
BMO Harris Bank: Business Advantage Checking Account - $500 Bonus
Open a new Business Advantage Checking account using promo code. Get promo code by entering your email address in the link. Reach a balance of $5,000 within 30 days of account opening and maintain at least $5,000 in the account for the next 90 days. Have at least 10 electronic transactions post to the account within 90 days of account opening. Receive the $500 cash bonus approximately within 130 days after completing all requirements.
This offer is not available to existing BMO Harris business checking customers (including authorized signers on multiple accounts) or those who have closed a BMO Harris business checking account within the past 12 months.
BMO Harris Bank: Essential Business Checking Account - $200 Bonus
Open a new Essential Business Checking account using promo code. Get promo code by entering your email address in the link. Reach a balance of $1,500 within 30 days of account opening and maintain at least $1,500 in the account for the next 90 days. Have at least 10 electronic transactions post to the account within 90 days of account opening. Receive the $200 cash bonus approximately within 130 days after completing all requirements.
This offer is not available to existing BMO Harris business checking customers (including authorized signers on multiple accounts) or those who have closed a BMO Harris business checking account within the past 12 months.
KeyBank: Personal Checking Account - $200 Bonus
Open a qualifying checking account using offer code ONAS1120. Make at least one direct deposit of $500 or more within 60 days of account opening. $200 will be deposited to your account within 90 days after completing the requirements. Qualifying Key Checking accounts are Key Smart Checking, Key Advantage Checking, Key Privilege Checking, ang Key Privilege Select Checking. Offer available online only.
MIDFLORIDA Credit Union: Business Checking Account - $300 Bonus
Open a new Free Business Checking account. Enroll in online banking, eStatement, eNotice, and debit card. Make deposits totaling at least $5,000 in a calendar month for 2 of the first 6 months of account opening. Complete 5 qualifying transactions within 45 days of account opening.
Business must establish $5 membership accounts, and must open a Business Savings account to qualify for bonus.
KeyBank: Key Checking Account - $250 Bonus
This offer is exclusive to Key@Work program members. Enroll in the Key@Work program and enter ONKW0121 when applying on key.com. Open a Key Advantage, Key Privilege, or Key Privilege Select Checking account and make a total of $1,000 or more in direct deposits within 60 days from account opening. Bonus will be deposited to your account within 90 days of meeting requirements.
Tropical Financial Credit Union: Personal Checking Account - $100 Bonus
This offer is exclusive to employees of School Board of Broward County. Open a new qualifying checking account within 90 days of opening a new membership. Have a monthly direct deposit of at least $500 into either savings or checking account for at least 3 months. Checking account must remain open and in good standing for 3 months. The first $25 of your bonus will be deposited to your checking account upon account opening but will not be available to withdraw for 100 days. The remaining $75 of your bonus will be credited to your checking account by the 5th of the month following three months of checking account opening.
GTE Financial: Personal Checking Account - $100 Bonus
Open a new checking account using promo code GTE100. Set up and receive qualifying direct deposits totaling $500 or more within 60 days of account opening.
BrightStar Credit Union: Personal Checking Account - $100 Bonus
Open a new Free Checking Account. Enroll in e-Statements and complete at least 4 transactions per month for 7 months. Account must remain active for the entire 7 months. An active checking account is defined as a minimum of 4 transactions per 30 day period. New membership and new checking account must be established at the same time.
Community Credit Union Florida: Personal Checking Account - $100 Bonus
Open select CCU Debit/Checking account using promo code MK-100. To qualify for $100 bonus, you must do the following within 60 days of account opening: sign up for eStatements, use your new debit card 10 times to make purchases or payments in any amount, and download the CCU Mobile App and use it at least once.
Tropical Financial Credit Union: Personal Checking Account - $100 Bonus
This offer is exclusive to customers who reside or work in Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee and Sarasota counties. Open a new qualifying checking account within 90 days of opening a new membership. Have a monthly direct deposit of at least $500 into either savings or checking account for at least 3 months. Checking account must remain open and in good standing for 3 months. The first $25 of your bonus will be deposited to your checking account upon account opening but will not be available to withdraw for 100 days. The remaining $75 of your bonus will be credited to your checking account by the 5th of the month following three months of checking account opening.
BrightStar Credit Union: Personal Checking Account - $100 Bonus
Open a new Free Checking Account. Enroll in e-Statements and complete at least 4 transactions per month for 7 months. Account must remain active for the entire 7 months. An active checking account is defined as a minimum of 4 transactions per 30 day period. New membership and new checking account must be established at the same time.
Community Credit Union Florida: Personal Checking Account - $125 Bonus
This offer is available to school employees only. Open a new qualifying checking account using promo code MK-125. To qualify for $125 bonus, you must do the following within 60 days of account opening: sign up for eStatements, use your new debit card 10 times to make purchases or payments in any amount, and download the CCU Mobile App and use it at least once.
Campus USA Credit Union: Personal Checking Account - $150 Bonus
Open a new Free Checking account using promo code C150. Use your debit card on 6 or more non-pin based transactions (online purchase, contactless purchase, or swiping your debit card without using a pin) within 60 days of account opening.
Offer is not available to members with an existing CAMPUS checking account. Membership is open to the following Florida counties: Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee, and Wakulla.
Valley National Bank: Personal Checking Account - $150 Bonus
Open a new Valley My Choice Checking account with minimum opening deposit of $25. Receive $75 for activating Mobile Banking. Receive $75 for either completing a minimum of 20 debit card transactions of at least $5 OR for enrolling in online banking and completing three online bill payment transactions. Activities must be completed within 60 days of account opening to receive bonuses. Account must be enrolled in paperless statements with in the first 60 days of account opening.
MIDFLORIDA Credit Union: Personal Checking Account - $200 Bonus
Open a new Free Checking account. Set up a cumulative of $500 in direct deposit which must post within 45 days of account opening. Enroll in online banking, online bill payment, eStatement, eNotice, and debit card. Apply and get approval for a new loan account within 45 days of account opening. A $5 deposit is required for membership with MIDFLORIDA.
First Bank and Trust: Personal Checking Account - $300 Bonus
Open a new qualifying checking account with an initial opening deposit of $100. Set up and receive qualifying direct deposits of $500 or more into the account within 60 days of account opening.
MIDFLORIDA Credit Union: Personal Checking Account - $300 Bonus
Open a new Free Checking account. Set up a cumulative of $500 in direct deposit which must post within 45 days of account opening. Enroll in online banking, online bill payment, eStatement, eNotice, and debit card. Apply and get approval for a new loan account within 45 days of account opening. A $5 deposit is required for membership with MIDFLORIDA.
Community First Credit Union: Personal Checking Account - Up to $200 Bonus
Open a new Bonus Debit or Advantage Checking account using promo code CHK2021. Earn $25 upon opening a checking account and enrolling in the Save My Change Program. Earn $125 for establishing a cumulative direct deposit of at least $1,000 within first 90 days of account opening. Earn $25 for every friend you refer that opens a Bonus Debit or Advantage Checking account (limited to 5 referrals annually).
Valley National Bank: Personal Checking Account - Up to $240 Bonus
Open a new Valley All Access Rewards Checking account with minimum opening deposit of $100. Receive a cumulative total of $750 or more in qualifying direct deposits per month. Reward is paid over 12 month period, $20 each month.
Campus USA Credit Union: Rising Star Checking Account - $100 Bonus
Open a new Rising Star Checking account. Have at least 3 debit card transactions per month for 3 months.
Rising Star Checking account is designed specifically for kids aged 13-17. Adult Joint Owner required. Joint owner must be 18 years or older. Bonus will be deposited to the checking account after the third month of required usage.
Republic Bank: Ultimate Checking Account - Up to $150 Bonus
Earn $100 when you open a new Ultimate Checking account and receive at least $100 in direct deposit within 90 days of account opening. Earn $25 when a total of 50 or more eligible point-of-sale (POS) transactions are processed within 90 days of account opening. Earn $25 when you complete an eligible deposit of at least $50 within the first full statement cycle of the account being opened.
Seacoast Bank: Personal Checking Account - $250 Bonus
Open a new Seacoast Premium Checking account using promo code DM400. Set up and receive qualifying direct deposits totaling $500 or more within 60 days of account opening. Offer only valid for recipient named and addressed to on the mailer.
Seacoast Bank: Savings Account - $150 Bonus
Open a new Seacoast Savings account using promo code DM400. Deposit a total of $15,000 or more in new money within 10 business days and maintain a $15,000 balance for 90 days. Offer only valid for recipient named and addressed to on the mailer.
Bancorp South: Personal Checking Account - $125 Bonus
Open a new qualifying checking account. Set up and receive qualifying direct deposit of $100 or more within 60 days of account opening. This offer is available only to the recipient of offer. Use invitation number received in the mail.
Nationwide Bank Promotions
These offers from national banks are available to Floridians. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
- Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
HSBC Advance Checking - Up to $240 Cash Bonus
HSBC Premier Checking - $450 Welcome Deposit
HSBC Premier Checking - Up to $600 Cash Bonus
Citibank: Citi Account Packages - Up to $1,500 Bonus
Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.
| Account Package | Minimum Deposit and Minimum Balance | Cash Bonus |
|---|---|---|
| Citigold Package | $200,000 | $1,500 |
| Citi Priority Account Package | $50,000 | $700 |
| Citibank Account Package | $15,000 | $300 |
Introducing Chase Business Complete Banking℠ - $300 Bonus
Citibank: Citigold Package - $1,500 Bonus
Open a new eligible checking and savings account in the Citigold Account Package.
Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.
Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.
Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $150 Bonus
Open a new Rewards Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.
Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $50 Bonus
Open a new Free Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.
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