Bank Promotions in Pennsylvania: January 2026
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View list of best Pennsylvania bank promotions. See current active promos and new bonus offers from local Pennsylvania banks, credit unions, and national banks.
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Looking to open a new bank account in Pennsylvania? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Pennsylvania:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - Wells Fargo Everyday Checking Account:
$325 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - KeyBank:
Key Select Checking® - $500 Bonus - Chase Private Client Checking℠:
Up to $3,000 Bonus - Truist Bank:
Personal Checking Account - $400 Bonus - Huntington:
Personal Checking Account - $600 Bonus - M&T Bank:
Personal Checking Account - $200 Bonus - Unity Bank:
Personal Checking Account - $400 Bonus - Fidelity Bank (PA):
Personal Checking and Savings Account - $400 Bonus - United Federal Credit Union:
Personal Checking Account - $350 Bonus - Fulton Bank:
Personal Checking Account - $200 Bonus - Propel Credit Union:
Personal Checking Account - Up to $150 Bonus - The Bank of Princeton:
Personal Checking Account - $100 Bonus - Pennsylvania State Employees Credit Union:
Personal Savings and Checking Account - $300 Bonus - Firstrust Bank:
Personal Checking Account - 5,000 Bonus Points - Dollar Bank:
Personal Checking Account - $300 Bonus - TD Beyond Checking:
$300 Cash Bonus
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by May 22, 2026.
- Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Chase Business Complete Banking® - Up to $500 Bonus
Earn up to $500 when you open a new Chase Business Complete Checking® account with qualifying activities.
Earn $500 with a minimum deposit of $10,000 in new money or earn $300 with a minimum deposit of $2,000 in new money.
The information for Chase Business Complete Banking® has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Truist Bank: Personal Checking Account - $400 Bonus
Open a new Truist One Checking account online. Use promo code DC400TR1Q425 at account opening. Set up and receive at least two qualifying direct deposits totaling $2,000 or more within 120 days of account opening. Complete at least 20 qualifying debit card purchases within 120 days of account opening.
The information for Truist One Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Basic Business Checking - Up to $200 Bonus
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you're starting out. That's why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Pennsylvania Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Chase Private Client Checking℠ - Up to $3,000 Bonus
- Earn $1,000 when you deposit $150,000 - $249,999 or
- Earn $2,000 when you deposit $250,000 - $499,999 or
- Earn $3,000 when you deposit $500,000+
INVESTMENT AND INSURANCE PRODUCTS: •
Chase Total Checking® - $300 Bonus
Enjoy $300 as a new Chase checking customer, when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment. Terms and conditions apply.
The information for Chase Total Checking® has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Chase Secure Banking℠ - $100 Bonus
Enjoy a checking account bonus of $100 as a new Chase checking customer, when you open a Chase Secure Banking℠ account with qualifying transactions.
The information for Chase Secure Banking℠ has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Huntington: Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements.
Huntington: Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.
Huntington: Personal Checking Account - $600 Bonus
Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.
Huntington: Personal Checking Account - $400 Bonus
Open a new Huntington Perks Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.
Chase Total Checking® + Chase Savings℠ - $900 Bonus
- Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
- Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
- Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.
The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
KeyBank: Personal Checking Account - $100 Bonus
Earn $100 every year when your Key Select Checking® account receives a direct deposit of at least $60,000 over the evaluation period of 12 consecutive months. The evaluation period begins on the first day of the second full month after account opening. At least one eligible direct deposit must be received during the last two calendar months of the evaluation period.
KeyBank: Business Checking Account - $500 Bonus
Open a new KeyBank Basic Business Checking or Key Business Reward Checking® account. Use promo code BDMA1025 at account opening. Deposit a minimum of $25 at account opening. Make a total of $5,000 or more in deposits into your new qualifying checking account within 30 days of account opening. Maintain a balance of at least $5,000 for at least 90 consecutive days.
Truist Bank: Business Checking Account - $400 Bonus
Open a new Simple Business Checking or Dynamic Business Checking account. Use promo code SB25Q4CHECKING at account opening. Make qualifying deposits of $2,000 or more within 30 days of account opening.
The information for Truist One Checking Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
PNC Bank: Simple Checking Account - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
M&T Bank: Personal Checking Account - $200 Bonus
Open a new M&T MyChoice Premium Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
M&T Bank: Personal Checking Account - $150 Bonus
Open a new M&T MyChoice Plus Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
M&T Bank: Personal Checking Account - $100 Bonus
Open a new M&T EZChoice Checking Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
M&T Bank: Personal Checking Account - Up to $200 Bonus
Open a new M&T EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.
Fidelity Bank (PA): Business Checking Account - $800 Bonus
Open a new business checking account online. Sign up for business online banking and EZ statements. Maintain a minimum daily balance of $10,000 for 3 months. Enroll in Merchant Services and process credit card transactions over $10,000 within 45 days of activation.
Fidelity Bank (PA): Business Checking Account - $700 Bonus
Open a new business checking account online. Sign up for a business online banking and EZ statements. Maintain a minimum daily balance of $10,000 for 3 months. Enroll in Merchant Services and process credit card transactions of $5,000.01 - $10,000 within 45 days of activation.
Fidelity Bank (PA): Business Checking Account - $600 Bonus
Open a new business checking account online. Sign up for a business online banking and EZ statements. Maintain a minimum daily balance of $10,000 for 3 months. Enroll in Merchant Services and process credit card transactions of $1,000 - $5,000 within 45 days of activation.
Fidelity Bank (PA): Business Checking Account - $500 Bonus
Open a new business checking account online. Sign up for business online banking and EZ statements. Maintain a minimum daily balance of $10,000 for 3 consecutive months.
Fidelity Bank (PA): Business Checking Account - $450 Bonus
Open a new business checking account. Maintain a daily balance of $10,000 or more for 3 consecutive months. Sign up for online banking with and EZ statements.
Unity Bank: Personal Checking Account - $400 Bonus
Open a new Rewards Checking account. Use promo code 1145 at account opening. Set up and receive at least 4 qualifying direct deposits of $2,500 within 180 days of account opening.
Fidelity Bank (PA): Personal Checking and Savings Account - $400 Bonus
Open a new qualifying checking account online. Set up and receive qualifying direct deposits totaling $1,500 per month for 3 consecutive months. Make 45 point-of-sale debit card transactions for 3 consecutive months. Sign up for online banking with and EZ statements.
Open a new savings account at the same time as the checking account. Deposit $10,000 in new money at account opening. Maintain a balance of $10,000 or more in the savings account for 3 consecutive months.
United Federal Credit Union: Personal Checking Account - $350 Bonus
Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening. Complete at least 20 qualifying debit card transactions within 90 days of account opening.
Unity Bank: Personal Checking Account - $300 Bonus
Open a new Everyday Checking account. Use promo code 1144 at account opening. Set up and receive at least 4 qualifying direct deposits of $1,500 within 180 days of account opening.
United Federal Credit Union: Personal Checking Account - $250 Bonus
Open a new Ultra Checking or Rewards Checking account. Deposit $50 or more at account opening. Set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening.
Fulton Bank: Personal Checking Account - $200 Bonus
Open a new Team Advantage Banking Checking account. Within 60 days of account opening, complete at least 15 debit card purchases, or set up recurring direct deposit in totaling $250 or more. This offer is available to employees of companies participating in the Workplace Banking Program.
Fidelity Bank (PA): Personal Checking Account - $150 Bonus
Open a new qualifying checking account online. Set up and receive qualifying direct deposits totaling $1,500 per month for 3 consecutive months. Make 45 point-of-sale debit card transactions for 3 consecutive months. Sign up for online banking with and EZ statements.
Propel Credit Union: Personal Checking Account - Up to $150 Bonus
Open a new iSAVE Free Checking account. BHCU will match up to $50 of member's first ACH that posts to the checking account within 30 days of opening. HCU will refund up to $50 of member's first payments using bill pay from the checking account within 30 days of opening. BHCU will refund up to $50 of all debit card purchases (excludes ATM withdrawals) that post to the checking account within 30 days of opening.
The Bank of Princeton: Personal Checking Account - $100 Bonus
Open a new Wise Checking account with minimum opening deposit of $50. Have a qualifying direct deposit with a minimum of $500 made to to your new checking account within 60 days of account opening.
Pennsylvania State Employees Credit Union: Personal Savings and Checking Account - $300 Bonus
Establish membership and open new savings and checking accounts within 100 days of establishing membership. Use promo code 2026PROMO at account opening. Set up and receive qualifying direct deposits totaling $500 per calendar month within 100 days of establishing membership. Enroll and log in to digital banking within 60 days of establishing membership.
Firstrust Bank: Personal Checking Account - 5,000 Bonus Points
Open a new Eagles FirstPay Checking account. Make debit card purchases of $500 or more within 60 days of account opening. 5,000 bonus points will be given within 60 days of completing requirements.
Firstrust Bank: Personal Checking Account - 10,000 Bonus Points
Open a new Eagles FirstPay Premier Checking account. Make debit card purchases of $1,000 or more within 60 days of account opening. 10,000 bonus points will be given within 60 days of completing requirements.
First Commonwealth Bank: Business Checking Account - $500 Bonus
Open a new business checking account. Use promo code FCBIZ2 at account opening. Make 10 qualifying transactions that post and clear to the account within 60 days of account opening. Deposit a total of $5,000 or more within 60 days of account opening.
First Commonwealth Bank: Business Checking Account - $300 Bonus
Open a new business checking account. Use promo code FCBIZ2 at account opening. Make 10 qualifying transactions that post and clear to the account within 60 days of account opening. Deposit a total of $3,000 - $4,999 within 60 days of account opening.
Dollar Bank: Personal Checking Account - $300 Bonus
Open a new Everything Checking account. Use promo code CM604. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
Dollar Bank: Personal Checking Account - $300 Bonus
Open a new Everything Checking account. Use promo code CHK25. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
TD Beyond Checking - $300 Cash Bonus
Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.
TD Complete Checking - $200 Cash Bonus
Earn $200 when you have $500 in qualifying direct deposits within 60 days.
Nationwide Bank Promotions
These offers from national banks are available to Pennsylvanians. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Bluevine: Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Axos Bank: Basic Business Checking - Up to $200 Bonus
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you're starting out. That's why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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