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Bank of America vs Found


 Bank of America
Member FDIC
 Learn MoreLearn More
 

Bank of America

Found

OFFER
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

Read Bank of America Review

SPECIAL OFFER
Free Business Banking - Learn More

Read Found Review

 

Benefits and Features

SavingsBank of America Advantage Savings Standard Rate: 0.01% APYOnly includes a Tax Savings Account with auto-save feature
CD
  • 7-Month CD - 3.51% APY
  • 10-Month CD - 2.95% APY
  • 13-Month CD - 2.00% APY
  • 25-Month CD - 1.75% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
 
Checking
Check
No required monthly fees; no minimum balance fees; no overdraft fees
Monthly Fee 
$0
APY 
N/A
Minimum Deposit to Open 
$0
Mobile App
iOS & Android
 
ACH Transfer Fee 
$0
ATMs
Approximately 15,000+ ATMs
Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
Balance Requirement 
$0
Cash Deposit Fee 
$1.75
Customer Service
  • Monday -Friday: 8AM - 9PM ET
  • Saturday: 9AM - 6PM ET
  • Sunday: 8AM - 5PM ET
Monday – Friday 9am – 5pm PST
Incoming Wire Transfer Fee 
N/A
IRA CD
Check
 
Locations
3,700 financial centers
Online only
Out of Network ATM Fee Standard ATM fees charged by the owner
Outgoing Wire Transfer Fee 
N/A
Overdraft Fee 
$0
 

CreditDonkey® Reviews

 Bank of America
SavingsStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
CheckingStarStarStarStarStar
Mobile AppStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • No required monthly fees
  • Built-in tax tools
  • Unlimited invoicing
Cons:
  • No free ATMs
  • No APY with the free version
  • Fee to deposit cash
Bottom Line Read full reviewFree business banking app with good tax tools, but lacks some basic features... Read full review
 Learn MoreLearn More

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Bank of America: Pricing information from published website as of 06/16/2026 based on 91107 zip code.

    Bank of America
    Member FDIC

    Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

    • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

    • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

    • New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.

    Articles on Bank of America

    Bank of America Review

    Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.

    Bank of America Problems

    Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.

    Bank of America CD Rates

    Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.

    How to Close a Bank of America Account

    Want to close your Bank of America account? Learn how and what you need to do before you close your account.

    Bank of America Hours

    Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

    Bank of America Routing Number

    Find your Bank of America routing number and learn about money transfers in our guide.

    Articles on Found

    Found Business Banking Review

    Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.

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