Found vs Lili

Found is a free business banking app with good tax tools, but lacks some basic features. How does it compare to Lili? Read our comparison chart below.

Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

While Lili is designed for sole proprietors and single-member LLCs. It helps you prepare for taxes with a write-off tracker, automated tax savings, and pre-filled tax forms. The Lili basic account has no monthly fees or minimums.

Compare Found with Lili, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Found	Lili

	Visit Site	Visit Site
	SPECIAL OFFER Free Business Banking for the Self-Employed - Learn More Read Found Review	SPECIAL OFFER Free Checking Account for Small Business Owners - Learn More Read Lili Review
	Benefits and Features
Savings	Only includes a Tax Savings Account with auto-save feature	Emergency Bucket for Lili Basic users; Lili Pro users get Savings with 3.00% APY on balances up to $1,000,000
Checking	No required monthly fees; no minimum balance fees; no overdraft fees	No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees
Monthly Fee	$0	$0
APY	N/A	N/A
Minimum Deposit to Open	$0	$0
ACH Transfer Fee	$0	$0
ATMs	Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee	approximately 40,000 MoneyPass ATMs
Balance Requirement	$0	$0
Cash Deposit Fee	$2	Up to $4.95
Customer Service	Monday – Friday 9am – 5pm PST	Monday – Friday 9am – 7pm EST
Incoming Wire Transfer Fee	N/A	$0 ($15 for international)
Locations	Online only	Online only
Out of Network ATM Fee	Standard ATM fees charged by the owner	$2.50 ($5 for international)
Outgoing Wire Transfer Fee	N/A	$15 ($25 for international)
Overdraft Fee	$0	$0
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Mobile App
Customer Service
Fees
Pros & Cons	Pros: No required monthly fees Built-in tax tools Unlimited invoicing Cons: No free ATMs No APY with the free version Fee to deposit cash	Pros: No monthly fees Expense tracking Save for taxes Cons: Best features only for paid Lili plans Fee to deposit cash
Bottom Line	Free business banking app with good tax tools, but lacks some basic features... Read full review	Mixed-use account for small business owners to help manage expenses and taxes... Read full review
	Visit Site	Visit Site
	Free Business Banking for the Self-Employed Found Plus Business Banking	Free Checking Account for Small Business Owners Lili Pro Business Checking

Free Business Banking for the Self-Employed

Banking, taxes, bookkeeping – all in one place
Automatically find tax write-offs and save for taxes
Track and categorize expenses with custom rules
Free unlimited custom invoices
Easy sign up; no credit check

Found is a financial technology company, not a bank. Business banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

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Free Business Banking for the Self-Employed

$0 monthly service fees or minimums
Automatically find tax write-offs and track expenses
Auto-save for taxes
Photo receipt capture
Free unlimited custom invoices
Easy sign up; no credit check

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC.

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Found Plus Business Banking

$19.99/month or $149.99/year
Earn 1.5% APY on balances up to $20,000
Auto-import expense from receipt
Automatically find tax write-offs and track expenses
Pay taxes directly from the app
Free unlimited custom invoices
Custom bookkeeping categories
Priority customer support

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

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Free Checking Account for Small Business Owners

Sign up in 3 minutes; no credit check
No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
Automatic Savings
Get paid up to 2 days early

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

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Free Checking Account for Small Business Owners

$0 monthly service fees
$0 minimum opening deposit
No minimum balance requirement
No foreign exchange fee
Get direct deposits up to 2 days earlier

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

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Free Checking Account for Small Business Owners

$0 monthly service fees
Automatic Savings
Free withdrawals at approximately 40,000 ATMs
Get direct deposits up to 2 days earlier
No foreign transaction fees

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

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Which is Better: Found or Lili?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Found or Novo.

Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.