Wells Fargo vs Raisin
Wells Fargo is an a "big 4" bank with a good range of checking accounts and full services. How does it compare to Raisin? Read our comparison chart below.
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| Learn More | Visit Site | |
Wells Fargo | Raisin | |
|---|---|---|
Wells Fargo Everyday Checking Account - $325 Bonus | High-Yield Savings Account - $1,000 Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | |
| CD | Standard Fixed Term CD available online: 1.50% to 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 1.51% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. | |
| Checking | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking | |
| Mobile App | ||
| ATMs | 11,000+ ATMs across the country | |
| Customer Service | Available 24 hours a day, 7 days a week. | |
| FAQ |
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| IRA CD | Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,100 retail banking branches coast to coast | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | A "big 4" bank with a good range of checking accounts and full services... | Online savings platform offering some of the highest APYs in the nation... |
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from the published website as of 09/16/2025 is based on the 91101 zip code. | ||
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
High-Yield Savings Account - $1,000 Bonus
New customers only. Earn $1,000 for a minimum of $100,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by September 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
High-Yield Savings Account - $500 Bonus
New customers only. Earn $500 for a minimum of $50,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by September 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
High-Yield Savings Account - $250 Bonus
New customers only. Earn $250 for a minimum of $25,000 deposited on the Raisin platform within 14 days of your first deposit date and maintained over 90 days. To qualify for the bonus, the first deposit must be initiated by September 30, 2025, by 11:59 PM ET, and the customer must input code EASY at the time of sign-up.
Which is Better: Wells Fargo or Raisin?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Wells Fargo or Bank of America.
In short: Wells Fargo's mobile app and customer service are worth mentioning. In particular, the mobile app is impressive. Raisin's savings and cd are impressive.
Articles on Wells Fargo
Wells Fargo Bank Review
Wells Fargo Checking Account Bonus
Wells Fargo High Yield Savings
Wells Fargo Bank CD Rates
Wells Fargo Bank Hours
Wells Fargo Routing Number
Articles on Raisin
Is Raisin Safe and Legit
Raisin Review
Which Do You Think is Best?
Which Bank Account is Right for You?
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