Wells Fargo vs GO2bank
Wells Fargo is an a "big 4" bank with a good range of checking accounts and full services. How does it compare to GO2bank? Read our comparison chart below.
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| Learn More | Learn More | |
Wells Fargo | GO2bank | |
|---|---|---|
Wells Fargo Everyday Checking Account - $325 Bonus | Cash a Check and Get $5 Credit - | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | 1% APY on savings, paid quarterly on balances up to $5,000 |
| CD | Standard Fixed Term CD available online: 1.01% to 1.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 1.02% to 1.51% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. | |
| Checking | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking | No monthly fees with eligible direct deposit (otherwise $5 per month) |
| Monthly Fee | $0/mo with eligible direct deposit (otherwise $5 per month) | |
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | 11,000+ ATMs across the country | Over 55,000 fee-free AllPoint ATMs |
| Customer Service | Available 24 hours a day, 7 days a week. | Mon - Sun 5am - 9pm PST, phone and live chat |
| IRA CD | Standard Term CD: 0.01% to 1.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 1.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,100 retail banking branches coast to coast | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | A "big 4" bank with a good range of checking accounts and full services... | Solid mobile bank with interest and good benefits, but beware of some fees... |
| Learn More | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from the published website as of 10/25/2025 is based on the 91101 zip code. GO2bank: Information sourced from the published website as of 10/29/2025. | ||
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Which is Better: Wells Fargo or GO2bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Wells Fargo or Bank of America.
In short: Wells Fargo's customer service is worth mentioning. GO2bank's savings is notable.
Articles on Wells Fargo
Wells Fargo Bank Review
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.
Wells Fargo Checking Account Bonus
Wells Fargo may offer a cash bonus when you open a checking account. Read on to learn more.
Wells Fargo High Yield Savings Review
Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.
Wells Fargo Bank CD Rates
Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.
Wells Fargo Bank Hours
Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.
Wells Fargo Routing Number
Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.
Articles on GO2bank
GO2bank Review
Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.
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