Wells Fargo vs Current
Wells Fargo is an a "big 4" bank with a good range of checking accounts and full services. How does it compare to Current? Read our comparison chart below.
Wells Fargo is one of America's largest banks with approximately 4,100 locations and more than 11,000 ATMs. Offers many checking options, including Everyday Checking and Clear Access Banking for those who have financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.
While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.
Compare Wells Fargo with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Learn More | Visit Site | |
Wells Fargo | Current | |
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Wells Fargo Everyday Checking Account - $325 Bonus | Build Credit While You Bank - | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000 |
| CD | Standard Fixed Term CD available online: 1.50% to 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 1.51% to 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. | |
| Checking | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking | Earn up to 15x points on purchases at participating merchants |
| Monthly Fee | ||
| Kids Debit Card |  | |
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| Mobile App | ||
| ATMs | 11,000+ ATMs across the country | Free access to 40,000+ Allpoint ATMs |
| Customer Service | Available 24 hours a day, 7 days a week. | |
| IRA CD | Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,100 retail banking branches coast to coast | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | A "big 4" bank with a good range of checking accounts and full services... | Simple, digital-only banking app with impressive bonus and cashback... |
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from the published website as of 06/21/2025 is based on the 91101 zip code. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. | ||
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
Current Savings - Up to 4.00% bonus
- 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
- Simply add money to your Savings Pods and enable the Boost feature.
- Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
- Bonuses accumulate daily.
Which is Better: Wells Fargo or Current?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Wells Fargo or Bank of America.
In short: Wells Fargo's customer service is worth mentioning. Current's savings is worth mentioning.
Articles on Wells Fargo
Wells Fargo Bank Review
Wells Fargo Checking Account Bonus
Wells Fargo High Yield Savings Review
Wells Fargo Bank CD Rates
Wells Fargo Bank Hours
Wells Fargo Routing Number
Articles on Current
Current Banking Review
Which Do You Think is Best?
Which Bank Account is Right for You?
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