Current vs SoFi
Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to SoFi? Read our comparison chart below.
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Current | SoFi | |
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Current Savings with Interest - Up to 4% APY - | Refinance Student Loans - | |
Benefits and Features | ||
Savings | Up to 4.00% APY on your Savings Pod, on up to a total of $6,000 | |
Checking | Earn up to 15x points on purchases at participating merchants | |
Kids Debit Card | ![]() | |
Mobile App | ||
CreditDonkey® Reviews | ||
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Pros & Cons | Pros:
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Bottom Line | Simple, digital-only banking app with impressive APY and cashback... | Personal loans with low APR and fees. Must have good credit to qualify... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC |
Current Savings with Interest - Up to 4% APY
- 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
- Simply add money to your Savings Pods and enable the Interest feature.
- Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
- Interest accumulates daily.
Banking for Modern Life
- Get Paid Up to 2 Days Faster
- Fee-Free Overdraft up to $200 with Overdrive
- 40,000 fee-free Allpoint ATMs in the U.S.
- No minimum balance or hidden fees
Convenient Teen Account With Debit Card
- Easy transfers, set spending limits, automate allowances
- Age: 13 years and older
- Fees: No monthly or annual fee