Current vs SoFi
Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to SoFi? Read our comparison chart below.
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Current | SoFi | |
|---|---|---|
Current Savings with Interest - Up to 4% APY - | Refinance Student Loans - | |
Benefits and Features | ||
| Savings | Up to 4.00% APY on your Savings Pod, on up to a total of $6,000 | |
| Checking | Earn up to 15x points on purchases at participating merchants | |
| Kids Debit Card |  | |
| Mobile App | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Minimum Deposit | | |
| Checking | | |
| Price | | |
| Customer Service | | |
| Mobile App | | |
| Ease of Use | | |
| Education | | |
| Eligibility |  | |
| Fees | | |
| Interest Rates | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Simple, digital-only banking app with impressive APY and cashback... | Personal loans with low APR and fees. Must have good credit to qualify... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC | ||
Current Savings with Interest - Up to 4% APY
- 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
- Simply add money to your Savings Pods and enable the Interest feature.
- Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
- Interest accumulates daily.
Banking for Modern Life
- Get Paid Up to 2 Days Faster
- Fee-Free Overdraft up to $200 with Overdrive
- 40,000 fee-free Allpoint ATMs in the U.S.
- No minimum balance or hidden fees
Convenient Teen Account With Debit Card
- Easy transfers, set spending limits, automate allowances
- Age: 13 years and older
- Fees: No monthly or annual fee
Articles on Current
Current Banking Review
Current offers banking features like savings, and debit card options — but is it legit? Find out the pros, cons, and how it compares to Chime.
Articles on SoFi
SoFi Personal Loan Review
SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.
SoFi Mortgage Review
Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.
Which Do You Think is Best?
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