June 7, 2024

USAA Routing Number

Read more about USAA Bank
Ad Disclosure: This article contains references to products from our partners. We may receive compensation if you apply or shop through links in our content. This compensation may impact how and where products appear on this site. You help support CreditDonkey by using our links. (read more)

USAA only has one routing number: 314074269. Learn what you need it for and other ways to transfer money.

A routing number, also known as a Routing Transit Number (RTN) or American Bankers Association (ABA) Number, is a 9-digit number that serves as identification for financial institutions. It's most commonly used for bank wire transfers.

For USAA, 314074269 is the bank identifier code.[1] Read on to learn more about how to find your routing number and how to send wire transfers with USAA.

How often do you use your USAA routing number?

USAA Bank Routing Number

USAA Federal Savings Bank (FSB) ABA Transit number or routing number is 314074269.

Unlike other banks, USAA Bank only has one routing number. This is regardless of what state you're located in or where you opened your bank account.

What do you most commonly use your USAA routing number for?

USAA Routing Numbers For Wire Transfers

The information you need will depend on what type of wire transfer you want to make. Here's what you need for domestic and international wires:

Domestic wires
To receive a domestic wire transfer, use routing number 314074269. Aside from your account number, name, and address, you'll need to provide the sender with the following information:[2]

  • Bank name: USAA Federal Savings Bank
  • Bank address: 10750 McDermott Freeway, San Antonio, TX 78288

International wires
To receive an international wire transfer into your USAA bank account, use the SWIFT Code of the intermediary bank (The Bank of New York Mellon): IRVTUS3NXXX. You'll need to provide the sender with the following information:[3]

  • SWIFT code: IRVTUS3NXXX
    Bank name: The Bank of New York Mellon
    Bank address: 225 Liberty St. New York, NY 10286

  • Recipient account number: 8900624744
    Recipient name: USAA Federal Savings Bank
    Recipient address: 10750 McDermott Freeway, San Antonio, TX 78288

  • Final credit account: USAA checking or savings account number
    Final recipient name: Full name of the USAA account holder

SWIFT codes are international counterparts of US routing numbers. They serve as identifiers, making sure that your money gets sent to the correct bank when you're sending it internationally.

How to Find Your Routing Number

To make wire transfers, you'll need your account number and your routing number. Here are a few ways to find both:

  • Use a check
    Your routing number is the first 9 digits in the lower left-hand corner of every check. The leftmost number is your routing number, and directly to its right is your account number.

  • Go online
    You can also find your USAA routing number when you log in to usaa.com. After logging in, select the corresponding account, and this should show your details.

  • Use the mobile app
    In the app's Banking section, Select your account > My Account. There you'll find both your routing number and account number. Note that your USAA number is not the same as your account number.[4]

  • Call customer service
    If you don't have access to online checking or a check handy, you can call USAA Customer Support at 210-531-USAA (8722) or 800-531-USAA (8722).[5]

How to Send a Wire Transfer

To send a wire transfer with USAA, log into your account, then select My Account > Move Money > Wire Transfers. If you need to send an international wire transfer or any amount over $10,000, you'll need to call customer support.

For a smooth transfer, be ready with the following information:

  • Recipient's full name
  • Recipient's bank account number
  • Recipient's bank transit routing number
  • Recipient bank's SWIFT Code (for international transfers)
  • Name and address/ZIP code of the receiving bank

Just note that the cut-off time for wire transfers is 4:00 PM (CT) for domestic wires and 3:30 PM for international wires, Mondays to Fridays (excluding federal holidays).

As for costs, domestic wire transfers will cost you $20. International wire transfers will cost you $20 for USAA or $25 for correspondent banks.

A wire transfer is convenient if you need to send over $5,000. You can send a wire through USAA Online Banking or by visiting your nearest branch. With online banking, you can send a wire transfer using the app.

Other Ways to Transfer Money with USAA

USAA Bank offers a handful of online banking solutions that can suit your needs (without the need for routing numbers). Aside from the conventional wire transfer, here are a few alternative options for money transfers:[6]

  • Send money with Zelle
    Using the Zelle feature in the mobile app, you can easily send and receive money from friends with a US bank account via email address or mobile number.

    All you need to do is log on to the mobile app, select Zelle, and enroll your email or US mobile number to begin.

  • Transfer between accounts
    Using the mobile app, you can set up one-time or recurring transfers to other USAA accounts or any other U.S. bank account. All you need to do is log in to your mobile app and click transfer.

Bottom Line

Keep your USAA Routing Number (314074269) close for when you need to set up direct deposits, automatic payments, or initiate wire transfers. Having your routing number on hand can help make your transactions more manageable.

References

  1. ^ USAA Bank. ABA or transit routing number FAQ, Retrieved 03/06/2024
  2. ^ USAA Bank. Wire Transfers, Retrieved 03/06/2024
  3. ^ USAA Bank. How to Receive an International Wire Transfer into a deposit account, Retrieved 04/12/2024
  4. ^ USAA Bank. Banking How-To Videos, Retrieved 03/06/2024
  5. ^ USAA Bank. Contact, Retrieved 03/06/2024
  6. ^ USAA Bank. Online Money Transfers, Retrieved 03/06/2024
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 10/16/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 9/30/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 9/30/2024.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/12/2024

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 5.00% APY

  • 5.00% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Write to Kim Fernandez at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Subscribe to CreditDonkey: Get updates on the latest deals and keep up with the best money moves.
Your privacy is important to us. Unsubscribe anytime

Compare:

Save money and build wealth. Sign up to get our FREE email newsletter.
CFBank Review

CFBank Review

CFBank provides a high-yield savings account via Raisin, along with a money market account and CDs to amplify your savings. Keep reading for details.
More Articles in Bank Reviews & Deals

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.