USAA Routing Number
USAA only has one routing number: 314074269. Learn what you need it for and other ways to transfer money.
PRO TIP: Are you trying to send money internationally? The quickest and cheapest way to send money internationally is to use a money transfer service, such as Wise, Remitly or Xe.
 |
A routing number, also known as a Routing Transit Number (RTN) or American Bankers Association (ABA) Number, is a 9-digit number that serves as identification for financial institutions. It's most commonly used for bank wire transfers.
For USAA, 314074269 is the bank identifier code.[1] Read on to learn more about how to find your routing number and how to send wire transfers with USAA.
USAA Bank Routing Number
USAA Federal Savings Bank (FSB) ABA Transit number or routing number is 314074269.
Unlike other banks, USAA Bank only has one routing number. This is regardless of what state you're located in or where you opened your bank account.
USAA Routing Numbers For Wire Transfers
The information you need will depend on what type of wire transfer you want to make. Here's what you need for domestic and international wires:
Domestic wires
To receive a domestic wire transfer, use routing number 314074269. Aside from your account number, name, and address, you'll need to provide the sender with the following information:[2]
- Bank name: USAA Federal Savings Bank
- Bank address: 10750 McDermott Freeway, San Antonio, TX 78288
International wires
To receive an international wire transfer into your USAA bank account, use the SWIFT Code of the intermediary bank (The Bank of New York Mellon): IRVTUS3NXXX. You'll need to provide the sender with the following information:[3]
- SWIFT code: IRVTUS3NXXX
Bank name: The Bank of New York Mellon
Bank address: 225 Liberty St. New York, NY 10286 - Recipient account number: 8900624744
Recipient name: USAA Federal Savings Bank
Recipient address: 10750 McDermott Freeway, San Antonio, TX 78288 - Final credit account: USAA checking or savings account number
Final recipient name: Full name of the USAA account holder
SWIFT codes are international counterparts of US routing numbers. They serve as identifiers, making sure that your money gets sent to the correct bank when you're sending it internationally.
Cheaper and Faster Way to Send Money Internationally
The quickest and cheapest way to send money internationally is to use a money transfer service (instead of USAA).
How to Find Your Routing Number
To make wire transfers, you'll need your account number and your routing number. Here are a few ways to find both:
- Use a check
Your routing number is the first 9 digits in the lower left-hand corner of every check. The leftmost number is your routing number, and directly to its right is your account number. - Go online
You can also find your USAA routing number when you log in to usaa.com. After logging in, select the corresponding account, and this should show your details. - Use the mobile app
In the app's Banking section, Select your account > My Account. There you'll find both your routing number and account number. Note that your USAA number is not the same as your account number.[4] - Call customer service
If you don't have access to online checking or a check handy, you can call USAA Customer Support at 210-531-USAA (8722) or 800-531-USAA (8722).[5]
How to Send a Wire Transfer
To send a wire transfer with USAA, log into your account, then select My Account > Move Money > Wire Transfers. If you need to send an international wire transfer or any amount over $10,000, you'll need to call customer support.
For a smooth transfer, be ready with the following information:
- Recipient's full name
- Recipient's bank account number
- Recipient's bank transit routing number
- Recipient bank's SWIFT Code (for international transfers)
- Name and address/ZIP code of the receiving bank
Just note that the cut-off time for wire transfers is 4:00 PM (CT) for domestic wires and 3:30 PM for international wires, Mondays to Fridays (excluding federal holidays).
As for costs, domestic wire transfers will cost you $20. International wire transfers will cost you $20 for USAA or $25 for correspondent banks.
Other Ways to Transfer Money with USAA
USAA Bank offers a handful of online banking solutions that can suit your needs (without the need for routing numbers). Aside from the conventional wire transfer, here are a few alternative options for money transfers:[6]
- Send money with Zelle
Using the Zelle feature in the mobile app, you can easily send and receive money from friends with a US bank account via email address or mobile number.All you need to do is log on to the mobile app, select Zelle, and enroll your email or US mobile number to begin.
- Transfer between accounts
Using the mobile app, you can set up one-time or recurring transfers to other USAA accounts or any other U.S. bank account. All you need to do is log in to your mobile app and click transfer.
Bottom Line
Keep your USAA Routing Number (314074269) close for when you need to set up direct deposits, automatic payments, or initiate wire transfers. Having your routing number on hand can help make your transactions more manageable.
References
- ^ USAA Bank. ABA or transit routing number FAQ, Retrieved 03/06/2024
- ^ USAA Bank. Wire Transfers, Retrieved 03/06/2024
- ^ USAA Bank. How to Receive an International Wire Transfer into a deposit account, Retrieved 04/12/2024
- ^ USAA Bank. Banking How-To Videos, Retrieved 03/06/2024
- ^ USAA Bank. Contact, Retrieved 03/06/2024
- ^ USAA Bank. Online Money Transfers, Retrieved 03/06/2024
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
U.S. Bank Smartly® Checking - Up to $400 Bonus
Earn up to $400 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $200 or $5,000 or more to earn $400
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
CIT Bank Platinum Savings - 4.70% APY
- 4.70% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Write to Kim Fernandez at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
|
|
| ||||||
|
|
|
Compare:
