USAA Bank vs Wells Fargo
USAA Bank | Wells Fargo | |
|---|---|---|
9-Month Jumbo CD - 4.90% APY - | Savings Account - $525 Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | |
| CD | Standard Fixed Term CD available online: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch. | |
| Checking | Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo | |
| Money Market | Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship. | |
| ATMs | 100,000+ USAA and USAA-preferred ATMs | approximately 11,000 ATMs across the country |
| Customer Service |
| Available 24 hours a day, 7 days a week. |
| IRA CD | Standard Term CD: 0.01% to 2.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. | |
| IRA Money Market | Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit. | |
| Locations | 5 financial centers in Colorado, New York, Maryland, and San Antonio | Approximately 4,700 retail banking branches coast to coast. |
CreditDonkey® Reviews | ||
| Savings |    | |
| Fees | | |
| Mobile App | | |
| Customer Service | | |
| CD | | |
| Checking | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Savings account with low rate and limited availability... | A "big 4" bank with a good range of checking accounts and full services... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. USAA Bank: Pricing information from published website as of 11/25/2023. Wells Fargo: Pricing information from the published website as of 04/10/2024 is based on the 91101 zip code. | ||
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Which Do You Think is Best?
Next Page: USAA High Yield Savings
