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UFB Direct vs PNC Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to PNC Bank? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.
While PNC Bank has 2,300+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare UFB Direct with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Up to 4.65% APY. Only available in eligible markets.
CD
N/A
0.01% to 5.05% APY. Terms of 7 days to 10 years.
Checking
N/A
Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old.
Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits.
Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments.
Select Markets Only*
Money Market
Up to 5.25% APY
Up to 3.50% APY. Only available in eligible markets.
Mobile App
iOS & Android
iOS & Android
ATMs
Free withdrawals at 91,000 ATMs across the nation
Approximately 60,000 PNC and partner ATMs
Customer Service
Mon - Fri: 8 am - 5 pm PT
Personal Credit Cards: Automated account information is available 24/7
Other products & services:
Monday - Friday:
8:00 a.m. - 9:00 p.m. ET
Saturday - Sunday:
8:00 a.m. - 5:00 p.m. ET
Locations
Online only
2,300+ locations
CreditDonkey® Reviews
Savings
Money Market
Mobile App
Customer Service
CD
Checking
Pros & Cons
Pros:
Competitive APYs
Easy online banking
Cons:
Limited transactions
No physical locations
Pros:
Virtual Wallet tools
Relatively easy to waive fees
Free student account
Cons:
Limited branches
Low APY on some savings accounts
Bottom Line
Safe digital bank for high APYs on personal savings and MMAs... Read full review
East Coast bank with advanced financial tools to help achieve goals... Read full review
UFB Direct: Pricing information from published website as of 04/11/2024.
PNC Bank: Pricing information from published website as of 04/09/2024 based on 91107 zip code.
Which is Better: UFB Direct or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.