SkyOne Federal Credit Union vs Chase

	SkyOne Federal Credit Union	Chase
		Member FDIC
	Visit Site	Visit Site
	SPECIAL OFFER Money Market Deposit Account - 4.15% APY - Learn More	SPECIAL OFFER Chase First Banking - Learn More Read Chase Review
	Benefits and Features
Savings		Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	3-Month High-Yield CD - 4.15% APY 48-Month Callable CD - 4.15% APY 1-Month High-Yield CD - 4.10% APY 5-Month High-Yield CD - 4.00% APY 12-Month High-Yield CD - 4.00% APY 12-Month No-Penalty CD - 3.90% APY 36-Month High-Yield CD - 3.90% APY 15-Month High-Yield CD - 3.80% APY 18-Month High-Yield CD - 3.75% APY 22-Month High-Yield CD - 3.70% APY	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App		iOS & Android
ATMs		15,000+ Chase ATMs
Customer Service		Automated service available 24/7
Locations	3 branches and 4,000+ Shared Branches nationwide	Over 4,700
	CreditDonkey® Reviews

Savings
CD
Checking
Mobile App
Customer Service
Pros & Cons		Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line		National bank with good promotions for new customers... Read full review
	Visit Site	Visit Site
	Money Market Deposit Account - 4.15% APY 12-Month No-Penalty CD - 3.90% APY 1-Month High-Yield CD - 4.10% APY	Chase First Banking Referral Program - Up to $500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. SkyOne Federal Credit Union: Information sourced from the published website as of 09/13/2025. Chase: Pricing information and data points from published website as of 08/26/2025.

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