Synchrony Bank Promotions

Synchrony Bank is currently offering five promotions. Read our in-depth review of Synchrony Bank to see why Synchrony Bank scored 4.3 stars out of 5. We like their savings with atm card, high apy, and all balance tiers receive same rate.

High Yield Savings

2.25% APY. $0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

Great Rates + Safety = Peace of Mind
Member FDIC

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Money Market

1.20% APY
$0 minimum opening deposit
No minimum balance requirement
No fees to open or maintain account
ATM card
Daily Compounding Interest
FDIC Insured

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Certificate of Deposit

Up to 3.10% APY
Up to 5 years
$2,000 minimum opening deposit
Daily Compounding Interest
FDIC Insured

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IRA CD

Up to 3.10% APY
Up to 5 years
$2,000 minimum opening deposit
Ability to open Roth or Traditional IRA
Ability to add funds during 10-day grace period after CD maturity
FDIC Insured

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IRA Money Market Account

1.20% APY
No minimum deposit to open account
Ability to open Roth or traditional IRA account
Make deposits at any time rather than waiting for a maturity date
FDIC Insured

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Compare Promotions

HSBC Direct Savings - 2.30% APY

Earn 2.30% APY on all balance tiers
No monthly maintenance fee
Minimum balance to earn APY is $1
Member FDIC

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Certificate of Deposit

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2.65% APY for 12-month term
2.70% APY for 24-month term
3.00% APY for 5-year term

IRA Certificate of Deposit

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2.65% APY for 12-month term
2.70% APY for 24-month term
3.00% APY for 5-year term

NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

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Open Spend and Save Account - Earn up to 2.00% APY

See Terms

In-Depth Review

Highlights

Savings
2.25% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle

CD
0.75% to 3.10% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.

Money Market
1.20% APY. No monthly service fee and no minimum deposit.

Customer Service
Mon-Fri 8am - 10pm (ET); Sat-Sun 8am - 5pm (ET)

Compare: Synchrony Bank vs HSBC Bank

ATMs
Any ATMs with Plus or Accel logos

IRA CD
0.75% to 3.10% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.

Compare: Synchrony Bank vs Discover Bank

IRA Money Market
1.20% APY.

Locations
Online Only

Pricing information from published website as of 5/15/2019.

	Synchrony Bank	Ally Bank


	Benefits and Features
Savings	2.25% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle	2.20% APY. No monthly service fee and no minimum deposit.
CD	0.75% to 3.10% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.	0.75% to 3.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.70%. No minimum deposit to open.
Checking		0.10% APY under $15,000; 0.60% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle.
Money Market	1.20% APY. No monthly service fee and no minimum deposit.	0.90% APY under $25,000; 1.00% APY $25,000 or more. No monthly service fee and no minimum deposit.
Customer Service	Mon-Fri 8am - 10pm (ET); Sat-Sun 8am - 5pm (ET)	24/7
ATMs	Any ATMs with Plus or Accel logos	Over 43,000 no-fee Allpoint ATMs
IRA CD	0.75% to 3.10% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
IRA Money Market	1.20% APY.
Locations	Online Only	Online Only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Synchrony Bank: Pricing information from published website as of 5/15/2019. Ally Bank: Pricing information from published website as of 5/21/2019.