Synchrony Bank Promotions

Read our in-depth review of Synchrony Bank to see why Synchrony Bank scored 4.3 stars out of 5. We like their savings with atm card, high apy, and all balance tiers receive same rate.

If you're looking for bank promotions, you must check out these offers.

High Yield Savings - 0.60% APY

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$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

Money Market

0.50% APY
$0 minimum opening deposit
No minimum balance requirement
No fees to open or maintain account
ATM card
Daily Compounding Interest
FDIC Insured

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Certificate of Deposit

Up to 0.80% APY
Up to 5 years
$2,000 minimum opening deposit
Daily Compounding Interest
FDIC Insured

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IRA CD

Up to 0.80% APY
Up to 5 years
$2,000 minimum opening deposit
Ability to open Roth or Traditional IRA
Ability to add funds during 10-day grace period after CD maturity
FDIC Insured

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IRA Money Market Account

0.50% APY
$250 minimum deposit to open account
Ability to open Roth or traditional IRA account
Make deposits at any time rather than waiting for a maturity date
FDIC Insured

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CIT Savings Builder - Earn 0.45% APY

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Earn up to 0.45% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC

CIT Bank Money Market Account - 0.50% APY

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0.50% APY
$100 minimum opening deposit
No monthly maintenance fee
FDIC insured

CIT Bank Term CDs

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Up to 0.50% APY
$1,000 minimum opening deposit
No monthly maintenance fee
FDIC insured

Term	CD Rates
6 Month	0.30% APY
1 Year	0.30% APY
13 Month	0.30% APY
18 Month	0.30% APY
2 Year	0.40% APY
3 Year	0.40% APY
4 Year	0.50% APY
5 Year	0.50% APY

IRA Certificate of Deposit

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0.50% APY for 12-month term
0.55% APY for 36-month term
0.60% APY for 5-year term

HSBC Advance Checking - Up to $240 Cash Bonus

Get Up to $240 Cash Bonus

Expires 1/7/2021

Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
Open your new HSBC Advance checking account online by January 7, 2021; and
Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

In-Depth Review

Highlights

Savings
0.60% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle

Compare: Synchrony Bank vs Discover Bank

CD
0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.

Money Market
0.50% APY. No monthly service fee and no minimum deposit.

Customer Service
Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET)

Compare: Synchrony Bank vs HSBC

ATMs
Any ATMs with Plus or Accel logos

IRA CD
0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.

Compare: Synchrony Bank vs TD Bank

IRA Money Market
0.50% APY.

Locations
Online Only

Compare: Synchrony Bank vs CIT Bank

Pricing information from published website as of 11/18/2020.

	Synchrony Bank	Ally Bank


	Benefits and Features
Savings	0.60% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle	0.60% APY
CD	0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.	0.20% to 1.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 0.65%
Checking		0.10% APY under $15,000; 0.25% APY $15,000 or more
Money Market	0.50% APY. No monthly service fee and no minimum deposit.	0.50% APY
Customer Service	Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET)	24/7
ATMs	Any ATMs with Plus or Accel logos	Over 43,000 no-fee Allpoint ATMs
IRA CD	0.15% to 0.80% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
IRA Money Market	0.50% APY.
Locations	Online Only	Online Only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Synchrony Bank: Pricing information from published website as of 11/18/2020. Ally Bank: Pricing information from published website as of 11/24/2020.

Synchrony Bank Alternatives

Online Savings Account - Earn 0.50% APY

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No fees
No minimum opening deposit
No minimum balance required

Open a New Checking Account

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CIT Bank Money Market Account - 0.50% APY

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0.50% APY
$100 minimum opening deposit
No monthly maintenance fee
FDIC insured

HSBC Advance Checking - Up to $240 Cash Bonus

Get Up to $240 Cash Bonus

Expires 1/7/2021

Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
Open your new HSBC Advance checking account online by January 7, 2021; and
Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

TD Beyond Checking - $300 Cash Bonus

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New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.