Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with some of the products and services mentioned on this site. Advertiser Disclosure†

Charles Schwab Promotions

Read our in-depth review of Charles Schwab Bank to see why Charles Schwab Bank scored 4.1 stars out of 5. We like their no account minimum, no service fees, and refund all atm fees.

If you're looking for bank promotions, you must check out these offers.

3.86%

3-Month CD - Up to 3.86% APY

3.79%

6-Month CD - Up to 3.79% APY

3.77%

9-Month CD - Up to 3.77% APY

3.70%

18-Month CD - Up to 3.70% APY

3.70%

1-Year CD - Up to 3.70% APY

Schwab CD OneSource®

Term APY
3 Months Up to 3.86%
6 Months Up to 3.79%
9 Months Up to 3.77%
1 Year Up to 3.70%
18 Months Up to 3.70%
2 Years Up to 3.88%

Schwab Bank Investor Savings

  • 0.15% APY
  • No monthly service fees
  • FDIC insured

Schwab Bank Investor Checking™

  • No monthly fees
  • No overdraft fees
  • No foreign transaction fees
  • Can be linked to an Schwab One® Brokerage account
Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires 1/31/2026
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Expires 1/28/2026
  • Qualify for a $300 cash bonus with a minimum deposit of $50,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Overview
Disclosures
UFB Direct
Member FDIC

UFB Portfolio Money Market - Earn up to 3.26% APY

  • Earn up to 3.26% APY*
  • Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC

Don't miss another hot deal. Check back often at CreditDonkey.

$500

Personal Checking Account - $500 Bonus

Open a new Schwab Bank Investor Checking account. Set up and receive at least two qualifying direct deposits totaling $5,000 or more within 90 calendar days from account opening.

Expired 11/14/2025

High Yield Investor Checking – Unlimited ATM Rebates

Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.

Expired 7/30/2025
$1,000

Personal Checking Account - $1,000 Bonus

Open a new Schwab Bank Investor Checking account. Fund the account with $100,000 or more in new money by August 25, 2025. Maintain at least $100,000 in the account until October 25, 2025.

Expired 7/25/2025

Get $500 Closing Credit on Conforming, High Balance Mortgages

Borrower will receive $500 promotional closing cost credit on Conforming, High Balance Mortgages upon closing a Mortgage First purchase loan. Only participants who close on a Mortgage First purchase loan offered by Quicken Loans, Schwab Bank's home lending provider, can receive this promotional closing credit offer. Application date must be between March 15, 2019 and September 15, 2019 to qualify.

Expired 8/1/2019

0.250% Off on Interest Rate on 15-Year Fixed-Rate Jumbo Loan

Borrowers who applied for the 15-Year Fixed-Rate Jumbo Loan through Quicken Loans, Schwab Bank's home lending program, can get the 0.250% discount on interest rate. This offer is not valid on Home Equity Lines of Credit.

Expired 8/1/2019

Get $750 Closing Credit on Jumbo Mortgages

Borrower will receive a $750 promotional closing credit on Jumbo Mortgages upon closing a Mortgage First purchase loan. Only participants who close on a Mortgage First purchase loan offered by Quicken Loans, Schwab Bank's home lending provider, can receive this promotional closing credit offer. Application date must be between April 4, 2018 to June 30, 2019 to qualify.

Expired 6/30/2019

Charles Schwab Bank CD Rates

What is Charles Schwab Bank's CD rates?
  • 3-Month CD - Up to 3.86% APY
  • 6-Month CD - Up to 3.79% APY
  • 9-Month CD - Up to 3.77% APY
  • 1-Year CD - Up to 3.70% APY
  • 18-Month CD - Up to 3.70% APY

    Highlights

    Savings
    0.15% APY
    CD
    Offers brokered CDs from other banks. Minimum deposit of $1,000.
    ATMs
    Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
    Customer Service
    24/7 Live Customer Service (Telephone and Chat)
    Locations
    345 branches across the country. You may also open an account online.

Pricing information from published website as of 12/17/2025.

 

Charles Schwab Bank

Chase

 

Benefits and Features

Savings
0.15% APY
  • Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDOffers brokered CDs from other banks. Minimum deposit of $1,000.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking 
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking
  • Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App 
iOS & Android
ATMsUnlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
15,000+ Chase ATMs
Customer Service24/7 Live Customer Service (Telephone and Chat)Automated service available 24/7
Locations345 branches across the country. You may also open an account online.
Over 5,000

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Charles Schwab Bank: Pricing information from published website as of 12/17/2025.

Chase: Pricing information and data points from published website as of 12/29/2025.


Charles Schwab Bank Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer

Expires 12/31/2026
  • The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2026.
  • To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
    Balance RequirementCash Bonus Tier
    $5,000$400
    $15,000$750
  • Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
  • After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
CIT Bank
Member FDIC

CIT Bank Platinum Savings - $225 Bonus

Expires 1/28/2026
  • Qualify for a $225 cash bonus with a minimum deposit of $25,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Disclosures
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 3/31/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 03/31/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Articles on Charles Schwab Bank

Charles Schwab Bank Review

Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons.

Charles Schwab High Yield Savings

Charles Schwab Bank has a savings account with no fees and a free debit card. But how does its APY stack up against other accounts?

Charles Schwab Routing Number

You'll need the right routing number to transfer money in or out of your Charles Schwab bank account. Find yours and learn more about money transfers in our guide.

Recent Mentions

Best International Banks

Best International Banks

Getting an international bank account could save you thousands if you're always out of the country. Read on to find out how.
Best Cash Management Accounts

Best Cash Management Accounts

Cash management accounts combine the features of savings, checking, and investment account. Compare the best cash management accounts in this guide.
Best Online Bank

Best Online Bank

Online banks are convenient, pay higher interest rates, and have less fees. Find out which accounts are best (#1 surprised us).
Add Your Comment



Save money and build wealth. Sign up to get our FREE email newsletter.

More Bank Promotions

Chase Coupon

Chase Bank $400 Bonus
Bank of America
Member FDIC

Bank of America Offer Code

Bank of America Advantage Banking - Up to $500 Cash Offer

USAA Bank

Personal Checking Account - $200 Bonus

Ally Bank Promotions

Online Savings Account - 3.30% APY
Wells Fargo
Member FDIC

Wells Fargo Promotions

Wells Fargo Everyday Checking Account - $325 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
© 2026 CreditDonkey Inc. All Rights Reserved.