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Charles Schwab Promotions

Read our in-depth review of Charles Schwab Bank to see why Charles Schwab Bank scored 4.1 stars out of 5. We like their no account minimum, no service fees, and refund all atm fees.

If you're looking for bank promotions, you must check out these offers.

3.75%

18-Month CD - Up to 3.75% APY

3.75%

1-Year CD - Up to 3.75% APY

3.75%

3-Month CD - Up to 3.75% APY

3.74%

6-Month CD - Up to 3.74% APY

3.72%

9-Month CD - Up to 3.72% APY

Schwab Bank Investor Savings

  • 0.15% APY
  • No monthly service fees
  • FDIC insured

Schwab Bank Investor Checking™

  • No monthly fees
  • No overdraft fees
  • No foreign transaction fees
  • Can be linked to an Schwab One® Brokerage account

Schwab CD OneSource®

Term APY
3 Months Up to 3.75%
6 Months Up to 3.74%
9 Months Up to 3.72%
1 Year Up to 3.75%
18 Months Up to 3.75%
2 Years Up to 3.75%

Bank of America
Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Expires in 5 days
  • The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 1/31/2026.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
    Cash BonusTotal Qualifying Direct Deposits
    $100$2,000
    $300$5,000
    $500$10,000+
  • If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
  • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

Expires Tomorrow
  • Qualify for a $300 cash bonus with a minimum deposit of $50,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Overview
Disclosures
UFB Direct
Member FDIC

UFB Portfolio Money Market - Earn up to 3.26% APY

  • Earn up to 3.26% APY*
  • Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Chase
Member FDIC

Chase Total Checking® - $400 Bonus

Expires 4/15/2026
  • New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
  • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
  • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
  • Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
  • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
  • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC

Charles Schwab Bank Trending Offers

2 days agoSchwab Bank Investor Checking™ selected by a visitor from Colorado
10/30/20253-Month CD - Up to 3.75% APY selected by a visitor from California
10/23/20251-Year CD - Up to 3.75% APY selected by a visitor from Washington
8/25/2025Schwab CD OneSource® selected by a visitor from Texas
8/2/2025Schwab Bank Investor Savings selected by a visitor from Georgia

Don't miss another hot deal. Check back often at CreditDonkey.

$500

Personal Checking Account - $500 Bonus

Open a new Schwab Bank Investor Checking account. Set up and receive at least two qualifying direct deposits totaling $5,000 or more within 90 calendar days from account opening.

Expired 11/14/2025

High Yield Investor Checking – Unlimited ATM Rebates

Open a High Yield Investor Checking account and get unlimited ATM rebates worldwide. Charles Schwab will reimburse ATM fee at the end of every statement cycle. There is no minimum balance requirement and no service fees. You must open a Schwab brokerage account too, but you don't have to use it.

Expired 7/30/2025
$1,000

Personal Checking Account - $1,000 Bonus

Open a new Schwab Bank Investor Checking account. Fund the account with $100,000 or more in new money by August 25, 2025. Maintain at least $100,000 in the account until October 25, 2025.

Expired 7/25/2025

Get $500 Closing Credit on Conforming, High Balance Mortgages

Borrower will receive $500 promotional closing cost credit on Conforming, High Balance Mortgages upon closing a Mortgage First purchase loan. Only participants who close on a Mortgage First purchase loan offered by Quicken Loans, Schwab Bank's home lending provider, can receive this promotional closing credit offer. Application date must be between March 15, 2019 and September 15, 2019 to qualify.

Expired 8/1/2019

0.250% Off on Interest Rate on 15-Year Fixed-Rate Jumbo Loan

Borrowers who applied for the 15-Year Fixed-Rate Jumbo Loan through Quicken Loans, Schwab Bank's home lending program, can get the 0.250% discount on interest rate. This offer is not valid on Home Equity Lines of Credit.

Expired 8/1/2019

Get $750 Closing Credit on Jumbo Mortgages

Borrower will receive a $750 promotional closing credit on Jumbo Mortgages upon closing a Mortgage First purchase loan. Only participants who close on a Mortgage First purchase loan offered by Quicken Loans, Schwab Bank's home lending provider, can receive this promotional closing credit offer. Application date must be between April 4, 2018 to June 30, 2019 to qualify.

Expired 6/30/2019

Charles Schwab Bank CD Rates

What is Charles Schwab Bank's CD rates?
  • 3-Month CD - Up to 3.75% APY
  • 1-Year CD - Up to 3.75% APY
  • 18-Month CD - Up to 3.75% APY
  • 6-Month CD - Up to 3.74% APY
  • 9-Month CD - Up to 3.72% APY

    Highlights

    Savings
    0.15% APY
    CD
    Offers brokered CDs from other banks. Minimum deposit of $1,000.
    ATMs
    Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
    Customer Service
    24/7 Live Customer Service (Telephone and Chat)
    Locations
    345 branches across the country. You may also open an account online.

Pricing information from published website as of 01/21/2026.

 Chase
Member FDIC
 Learn MoreLearn More
 

Charles Schwab Bank

Chase

 

Benefits and Features

Savings
0.15% APY
  • Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDOffers brokered CDs from other banks. Minimum deposit of $1,000.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking 
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking
  • Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App 
iOS & Android
ATMsUnlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
15,000+ Chase ATMs
Customer Service24/7 Live Customer Service (Telephone and Chat)Automated service available 24/7
Locations345 branches across the country. You may also open an account online.
Over 5,000

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Charles Schwab Bank: Pricing information from published website as of 01/21/2026.

Chase: Pricing information and data points from published website as of 01/24/2026.


Charles Schwab Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $125 Bonus

Expires 3/27/2026
  • New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Bank of America
Member FDIC

Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer

Expires 12/31/2026
  • The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2026.
  • To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for.
    Balance RequirementCash Bonus Tier
    $5,000$400
    $15,000$750
  • Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
  • After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Wells Fargo

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 4/14/2026
  • Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
  • Wells Fargo Bank, N.A. Member FDIC
U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Expires 3/31/2026

Promo code Q1AFL26 MUST be used when opening a U.S. Bank Business Essentials® or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 1/15/2026 and 3/31/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.

Business Essentials: $400 bonus with $5,000 new money deposits, daily balance, and 6 qualifying transactions.

Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank Mobile Check Deposit, electronic or paper checks, Bill Pay (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers, or transfers between U.S. Bank accounts, are not eligible.

New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.

Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.

Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC

CIT Bank
Member FDIC

CIT Bank Platinum Savings - $225 Bonus

Expires Tomorrow
  • Qualify for a $225 cash bonus with a minimum deposit of $25,000
  • This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Disclosures

Articles on Charles Schwab Bank

Charles Schwab Bank Review

Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons.

Charles Schwab High Yield Savings

Charles Schwab Bank has a savings account with no fees and a free debit card. But how does its APY stack up against other accounts?

Charles Schwab Routing Number

You'll need the right routing number to transfer money in or out of your Charles Schwab bank account. Find yours and learn more about money transfers in our guide.

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More Bank Promotions

Chase
Member FDIC

Chase Coupon

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Bank of America
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Bank of America Offer Code

Bank of America Advantage Banking - Up to $500 Cash Offer

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Personal Checking Account - $200 Bonus

Ally Bank Promotions

Online Savings Account - 3.30% APY
Wells Fargo
Member FDIC

Wells Fargo Promotions

Wells Fargo Everyday Checking Account - $325 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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