Capital One 360 Promotions

Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 capital one cafes for in-person support.

If you're looking for bank promotions, you must check out these offers.

$25

Capital One 360 Checking - $25 Offer

Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers.

Get $25 Checking Bonus

$25

Capital One 360 Savings - $25 Offer

Get $25 when you open an account with an initial deposit of at least $250. The $25 bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

Get $25 Savings Bonus

$25

Capital One 360 Money Market - $25

Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

Get $25 Money Market Bonus

$100

Capital One 360 Money Market - $100

Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

Get Money Market $100 Bonus

Capital One 360 Money Market - $500 Bonus

Open a 360 Money Market account using promo code CASH500. Deposit $50,000 or more within 10 days of account opening and maintain it for the next 90 days. $500 bonus will be deposited into your account within 60 days following the 90-day period.

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Expires in 3 days

Online CDs

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Up to 2.30% APY
Up to 5 years
$0 minimum opening deposit
Daily Compounding Interest
FDIC Insured

$20

Refer a Friend Program - $20 for Each Referral

Receive $20 for each friend who opens a Capital One 360 account using your referral link. Get your unique referral link by logging into your account and visiting the “Refer a Friend” section. The bonus is paid for the first 50 friends who open an account, for a total of up to $1,000. Those referred must open an account with at least $250 initial deposit.

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Chase Total Checking® + Chase Savings℠

Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
Access to 16,000 Chase ATMs and nearly 5,000 branches
Apply online in minutes. Open your account online now.
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

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Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus offer: What to do: Apply for your first Discover Online Savings Account by 10/7/19, 11:59 PM ET, online or by phone. Enter Offer Code CY919 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 10/21/19, 11:59 PM ET. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 11/4/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice. See advertiser website for full details.

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Expires 10/7/2019

Open a CIT Bank 2.20% APY Savings Builder High Yield Savings Account

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Relationship Money Market Account - Earn 2.02% APY

Minimum opening deposit of $25,000
Available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

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Expires 9/30/2019

Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

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Capital One Offers You May Have Missed

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Capital One 360 Money Market - $200 Bonus

This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $200 bonus, deposit $10,000 to $49,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $10,000 in your account for the first 90 days following the Initial Funding Period. $200 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

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Expired 9/5/2019

Capital One 360 Money Market - $400 Bonus

This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $400 bonus, deposit $50,000 to $99,999 to your account within 10 days of account opening (Initial Funding Period). You must maintain at least $50,000 in your account for the first 90 days following the Initial Funding Period. $400 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

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Expired 9/5/2019

Capital One 360 Money Market - $600 Bonus

This offer is exclusive to Quicken customers. Open your first 360 Money Market account online using the instructions from the email you received from Quicken. To earn $600 bonus, deposit $100,000 or more into your account within 10 days of account opening (Initial Funding Period). You must maintain at least $100,000 in your account for the first 90 days following the Initial Funding Period. $600 bonus will be deposited to your account in approximately 60 days following the 90-day balance maintenance period.

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Expired 9/5/2019

Capital One 360 Money Market - $200 Bonus

Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code OPEN200 when opening your account. Earn $200 bonus when you maintain $10,000 or more for the first 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

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Expired 7/31/2019

Capital One 360 Money Market - $500 Bonus

Open a Capital One 360 Money Market account and deposit at least $50,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code SPREE500 when opening your account. Earn $500 bonus when you maintain $50,000 or more for the first 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

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Expired 7/31/2019

Capital One 360 Money Market - 50,000 Venture Miles

Open a new 360 Money Market account using promo code MILES50. Deposit $50,000 or more into your account AND spend $500 or more on purchases using your Venture card within 30 days of account opening (Initial Funding Period). Maintain a balance of at least $50,000 for 90 days following the Initial Funding Period. Bonus will be deposited into your account within 180 days from account opening.

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Expired 7/31/2019

Capital One 360 Money Market - $150 Bonus

Earn a $150 bonus when you deposit $20,000 to $49,999.99 into your 360 Money Market account from another bank by May 22, 2019. Maintain a daily balance of the new amount deposited in the account until August 20, 2019 to get the bonus. Bonus will be deposited into your account within 60 days following August 20, 2019.

Go to Capital One Website

Expired 5/22/2019

Capital One 360 Money Market - $450 Bonus

Earn a $450 bonus when you deposit $50,000 or more into your 360 Money Market account from another bank by May 22, 2019. Maintain a daily balance of the new amount deposited in the account until August 20, 2019 to get the bonus. Bonus will be deposited into your account within 60 days following August 20, 2019.

Go to Capital One Website

Expired 5/22/2019

Capital One 360 Money Market - $200 Bonus

Open a Capital One 360 Money Market account and deposit at least $10,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code EARN500 when opening your account. Earn $200 bonus when you maintain $10,000 - $49,999.99 for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

Go to Capital One Website

Expired 5/19/2019

Capital One 360 Money Market - $500 Bonus

Open a Capital One 360 Money Market account and deposit at least $50,000 of new money within 10 days of account opening (Initial Funding Period). Use promo code EARN500 when opening your account. Earn $500 bonus when you maintain $50,000 or more for at least 90 days following the Initial Funding Period. The bonus will be deposited into your account within 60 days following the 90-day period.

Go to Capital One Website

Expired 5/19/2019

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Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Capital One 360 Promotions

Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.

Capital One promotions are available to all residents nationwide.

Capital One 360 Checking

Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:

Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.
First checks free. Your first set of checks are free.
No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.

What to Open at Capital One

360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.
Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.
12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).
MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.

Learn more about Capital One credit cards

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What NOT to Open at Capital One

Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.

In-Depth Review

Highlights

Savings
1% APY. No monthly service fee and no minimum deposit.

Compare: Capital One vs Discover Bank

CD
0.60% to 2.30% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.30%. No deposit to open.

Checking
0.20% APY under $50,000; 0.75% APY $50,000 or more; 1.00% APY $100,000 or more. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw

Money Market
0.85% APY up to $9,999.99; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.

Customer Service
Mon-Sun: 8am - 11pm (ET)

Compare: Capital One vs Chase

ATMs
Over 39,000 no-fee Capital One & Allpoint ATMs

IRA CD
0.60% to 2.30% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.30%.

Locations
Online Only

Pricing information from published website as of 9/16/2019.

	Capital One	Chase


	Benefits and Features
Savings	1% APY. No monthly service fee and no minimum deposit.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	0.60% to 2.30% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.30%. No deposit to open.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	0.20% APY under $50,000; 0.75% APY $50,000 or more; 1.00% APY $100,000 or more. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw	Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24, for up to 5 years. $25 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	0.85% APY up to $9,999.99; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.
Customer Service	Mon-Sun: 8am - 11pm (ET)	24/7 by phone
ATMs	Over 39,000 no-fee Capital One & Allpoint ATMs	Over 16,000 Chase ATMs nationwide
IRA CD	0.60% to 2.30% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.30%.
Locations	Online Only	Nearly 5,000 branches

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 9/16/2019. Chase: Pricing information from published website as of 7/17/2019

Capital One Alternatives

Chase Total Checking® + Chase Savings℠

Enjoy up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase Savings℠ account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days
Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
Enjoy a $150 bonus when you open a new Chase Savings℠ account, deposit a total of $10,000 or more in new money within 20 days, and maintain a $10,000 balance for 90 days
Access to 16,000 Chase ATMs and nearly 5,000 branches
Apply online in minutes. Open your account online now.
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Get Deal

Online Savings Account - Earn 1.90% APY

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No fees
No minimum opening deposit
No minimum balance required

Open a CIT Bank 2.20% APY Savings Builder High Yield Savings Account

See Terms

Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

Get Deal

NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

Get Deal

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