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Ponce Bank vs Wells Fargo

Ponce Bank is a community bank that offers several high-yield savings options through Raisin. How does it compare to Wells Fargo? Read our comparison chart below.

 Ponce Bank
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Ponce Bank

Wells Fargo

SPECIAL OFFER
4-Month No Penalty CD - 5.17% APY - Learn More

Read Ponce Bank Review

SPECIAL OFFER
Personal Checking Account - $300 Bonus - Learn More

Read Wells Fargo Review

 

Benefits and Features

Savings 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go┬« transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD Standard Fixed Term CD available online: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch.
Checking Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money Market Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
ATMs approximately 11,000 ATMs across the country
Customer Service Available 24 hours a day, 7 days a week.
IRA CD Standard Term CD: 0.01% to 2.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
Locations
14 branch locations
Approximately 4,700 retail banking branches coast to coast.
 

CreditDonkey® Reviews

 Ponce Bank
SavingsStarStarHalf StarEmpty StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
CDStarStarStarStarStarStarStarStarHalf StarEmpty Star
Money MarketStarStarStarStarStar
FeesStarStarStarStarStar
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
Pros & ConsPros:
  • Various savings options
  • Low monthly fees
  • Wide ATM network
Cons:
  • Limited physical location
Pros:
  • Low requirements for Everyday Checking
  • Full service bank
  • 24/7 customer service
Cons:
  • Low savings rates
  • Not in all states
Bottom LineCommunity bank that offers several high-yield savings options through Raisin... Read full reviewA "big 4" bank with a good range of checking accounts and full services... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Ponce Bank: Pricing information from published website as of 07/03/2024.

Wells Fargo: Pricing information from the published website as of 07/13/2024 is based on the 91101 zip code.

Which is Better: Ponce Bank or Wells Fargo?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Ponce Bank or Chase.

In short: Ponce Bank's cd is impressive.


Articles on Ponce Bank

Ponce Bank Review

Explore Ponce Bank's savings accounts with decent rates, along with high-yield options through Raisin. Keep reading to find out more.

Articles on Wells Fargo

Wells Fargo Bank Review

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.

Wells Fargo High Yield Savings

Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.

Wells Fargo Bank CD Rates

Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.

Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

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