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Ponce Bank vs Bank of America

Ponce Bank is a community bank that offers several high-yield savings options through Raisin. How does it compare to Bank of America? Read our comparison chart below.

 Ponce BankBank of America
Member FDIC
 Visit SiteLearn More
 

Ponce Bank

Bank of America

SPECIAL OFFER
4-Month No Penalty CD - 5.17% APY - Learn More

Read Ponce Bank Review

OFFER
Bank of America Advantage Banking - $200 Bonus Offer

Read Bank of America Review

 

Benefits and Features

Savings Bank of America Advantage Savings Standard Rate: 0.01% APY
CD 
Check
Checking 
Check
ATMs 
Approximately 16,000+ ATMs
Customer Service 
  • Mon-Fri: 8am - 9pm (ET)
  • Sat: 8am - 8pm (ET)
  • Sun: 8am - 5pm (ET)
IRA CD 
Check
Locations
14 branch locations
3,922 financial centers
 

CreditDonkey® Reviews

 Ponce BankBank of America
SavingsStarStarHalf StarEmpty StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
CDStarStarStarStarStarStarStarStarHalf StarEmpty Star
Money MarketStarStarStarStarStar
FeesStarStarStarStarStar
CheckingStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarStarEmpty Star
Pros & ConsPros:
  • Various savings options
  • Low monthly fees
  • Wide ATM network
Cons:
  • Limited physical location
Pros:
  • Large branch network
  • Extended service hours
  • Full service banking
Cons:
  • Monthly fees
  • Low interest rates
  • Many misc. banking fees
Bottom LineCommunity bank that offers several high-yield savings options through Raisin... Read full reviewNational bank with widespread accessibility and wide range of services... Read full review
 Visit SiteLearn More

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Ponce Bank: Pricing information from published website as of 07/03/2024.

    Bank of America: Pricing information from published website as of 07/11/2024 based on 91107 zip code.

    Bank of America
    Member FDIC

    Bank of America Advantage Banking - $200 Bonus Offer

    Expires 9/30/2024
    • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
    • The offer is for new checking customers only.
    • Offer expires 9/30/2024.
    • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
    • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
    • Additional terms and conditions apply. See offer page for more details.
    • Bank of America, N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

    Expires 12/31/2024
    Earn a cash bonus in three steps:
    1. Open a new eligible Business Advantage checking account by December 31, 2024. This is an online only offer for new eligible business checking customers only
    2. Deposit $5,000 or more in New Money* directly into your new eligible Bank of America Business Advantage Banking account within thirty (30) calendar days of account opening
    3. Maintain an average balance of $5,000 or more in that new Business Advantage Banking account during the Maintenance Period**.

    *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
    **The Maintenance Period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
    Bank of America, N.A. Member FDIC

    Bank of America
    Member FDIC

    Bank of America Advantage SafeBalance Banking®

    • Banking that helps you stay within your balance.
    • No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily. balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
    • Bank of America, N.A. Member FDIC.

    Which is Better: Ponce Bank or Bank of America?

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Ponce Bank or Chase.

    In short: Ponce Bank's cd is impressive.


    Articles on Ponce Bank

    Ponce Bank Review

    Explore Ponce Bank's savings accounts with decent rates, along with high-yield options through Raisin. Keep reading to find out more.

    Articles on Bank of America

    Bank of America Review

    Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.

    Bank of America Savings Account Interest Rate

    Bank of America's Advantage Savings has a standard APY way below the national average. Read on to find out more.

    Does Bank of America Have a High Yield Savings

    Bank of America offers various banking products and services. But does it have a high-yield savings account? Find out here.

    Bank of America Problems

    Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.

    Bank of America CD Rates

    Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.

    How to Close a Bank of America Account

    Want to close your Bank of America account? Learn how and what you need to do before you close your account.

    Bank of America Hours

    Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

    Bank of America Routing Number

    Find your Bank of America routing number and learn about money transfers in our guide.

    Which Do You Think is Best?





    Which Bank Account is Right for You?


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