HSBC Bank vs Santander Bank
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| Visit Site | Learn More | |
HSBC Bank | Santander Bank | |
|---|---|---|
HSBC Premier - Up to $5,000 - | 13-Month CD - 3.00% APY - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.10% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | 0.01% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account 3) If any owner on the account is under age 26. |
| CD | 3.55% to 3.80% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.70%. Minimum deposit of $1,000 to open. | 3.00% APY. 6 - 13 months. Minimum deposit of $500, with Santander Checking Account. |
| Checking | Premier Checking to enjoy premium banking with both local and global benefits | |
| Money Market | 0.03% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. | |
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations |
| Customer Service | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) | |
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC: Data points including rates, fees, terms, and benefits was obtained on 05/29/2026 from published websites and is believed to be accurate, but not guaranteed. Santander Bank: Pricing information from published website as of 05/11/2026 based on 02109 zip code. | ||
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
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