HSBC Bank vs Santander Bank

	HSBC Bank	Santander Bank
	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER HSBC Premier - Earn Up to $7,000 - Learn More	SPECIAL OFFER 13-Month CD - 3.00% APY - Learn More
	Benefits and Features
Savings	Premier Relationship Savings: 3.30% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)	0.01% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account 3) If any owner on the account is under age 26.
CD	3.15% to 3.50% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.35%. Minimum deposit of $1,000 to open.	3.00% APY. 6 - 13 months. Minimum deposit of $500, with Santander Checking Account.
Checking	Premier Checking to enjoy premium banking with both local and global benefits
Money Market		0.03% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
ATMs	Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.	Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
Customer Service	24/7	Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
Locations	21 branches in the US; Global presence in more than 64 countries and territories worldwide	405 branches in the US
	Visit Site	Learn More
	HSBC Premier - Earn Up to $7,000	13-Month CD - 3.00% APY 6-Month CD - 3.00% APY 9-Month CD - 3.00% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC: Data points including rates, fees, terms, and benefits was obtained on 01/08/2026 from published websites and is believed to be accurate, but not guaranteed. Santander Bank: Pricing information from published website as of 02/04/2026 based on 02109 zip code.