Acorns Early vs Chime

Acorns Early is a good banking app with fun educational content. How does it compare to Chime? Read our comparison chart below.

	Acorns Early	Chime

	Visit Site	Learn More
	SPECIAL OFFER Acorns Early Kids' Debit Card - Learn More Read Acorns Early Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	Create savings goals; No APY (parent-paid interest only)	1.00% Annual Percentage Yield (APY).
Checking	Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child)	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee	Individual Child - $5 per month Family Plan - $10 per month	$0
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android	iOS & Android
ATMs	No fee for either domestic (US) or international ATM use. ATM owners may charge a fee.	Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Mobile App
Customer Service
Ease of Use
Education
Pros & Cons	Pros: App evolves with your child Flexible parental controls Game-like educational tools Cons: Accounts don't earn interest Can't cancel through the app	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Good banking app with fun educational content... Read full review	Banking app that offers an online account with early paycheck access and credit builder features... Read full review
	Visit Site	Learn More
	Acorns Early Kids' Debit Card Acorns Early Debit Card for Kids and Teens Acorns Early Debit Card for Kids 6-18	Get Started Personal Checking Account - $350 Bonus Personal Checking Account - $200 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Acorns Early: Pricing information from published website as of 11/30/2024. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Acorns Early Kids' Debit Card

Real-time spend notifications.
Block and unblock cards easily.
Teach financial independence safely.

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Acorns Early Debit Card for Kids and Teens

For kids ages 6-18
Customize chores and allowance
Set spending controls and limits
$5/mo per child

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Acorns Early Debit Card for Kids 6-18

Over 2 million members
Customize chores and allowance
Full parental controls - monitor transactions, set spending limits, block unsafe merchants
Teach kids financial responsibility safely
30 days free; then $5/mo per child

Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Which is Better: Acorns Early or Chime?

In short: Chime's savings, checking, and mobile app are excellent.

Articles on Acorns Early

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How Much Does Acorns Early (formerly GoHenry) Cost

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