goHenry vs Chime

goHenry is a good banking app with fun educational content. How does it compare to Chime? Read our comparison chart below.

	goHenry	Chime


	SPECIAL OFFER GoHenry Kids' Debit Card - Learn More Read goHenry Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	Create savings goals; No APY	2.00% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of November 17, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.
Checking	Debit card up to 4 kids (Family Plan); 1 debit card (Individual Child)	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Kids Debit Card
Customer Service		24/7
Minimum Deposit to Open	$5	$0
Mobile App	iOS & Android	iOS & Android
ATMs	$1.50 per withdrawal for domestic ATMs; $2.00 for international ATMs. ATM owners may also charge a fee.	Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Locations		Online only
Monthly Fee	Individual Child - $4.99 per month Family Plan - $9.98 per month	$0
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Customer Service
Mobile App
Ease of Use
Education
Pros & Cons	Pros: App evolves with your child Flexible parental controls Game-like educational tools Cons: Accounts don't earn interest Can't cancel through the app	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Good banking app with fun educational content... Read full review	Read full review

	GoHenry Kids' Debit Card GoHenry Debit Card and Education App for Kids GoHenry Debit Card for Kids 6-18	Get Started Deposit a Check Using a Mobile App (No Monthly Fees) Free Mobile Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. goHenry: Pricing information from published website as of 05/01/2022 Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

GoHenry Kids' Debit Card

Real-time spend notifications.
Block and unblock cards easily.
Teach financial independence safely.

GoHenry card is issued by Community Federal Savings Bank, member FDIC

GoHenry Debit Card and Education App for Kids

Spend, save, and learn all in one app
Chores and allowance tools
In-app money lessons for the real world
Evolves with kids as they grow
$4.99/mo per child

GoHenry card is issued by Community Federal Savings Bank, member FDIC

GoHenry Debit Card for Kids 6-18

Over 2 million members
Customize chores and allowance
Full parental controls - monitor transactions, set spending limits, block unsafe merchants
Teach kids financial responsibility safely
30 days free; then $4.99/mo per child

GoHenry card is issued by Community Federal Savings Bank, member FDIC

Which is Better: goHenry or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing goHenry or Chase.

In short: Chime's savings, checking, and mobile app are excellent.

Articles on goHenry

GoHenry

GoHenry offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.