CIT Bank vs Santander Bank

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Santander Bank? Read our comparison chart below.

CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.

While Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.

Compare CIT Bank with Santander Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	CIT Bank	Santander Bank
	SPECIAL OFFER CIT Bank Bonus Offer: $300 for New and Existing Customers - Learn More Read CIT Bank Review	SPECIAL OFFER Individual Retirement Account (IRA) - $1,000 Bonus - Learn More Read Santander Bank Review
	Benefits and Features
Savings	Savings Builder up to 1.75% APY with $25,000+ balance or $100 monthly deposit.	0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
CD	Term CDs up to 1.86% APY. $1,000 minimum opening deposit.	0.60% - 2.25% APY. Terms ranging from 3 months to 5 years. Minimum deposit of $500, with Santander Checking Account.
Checking	eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000
Money Market	1.80% APY	0.10% - 0.52% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
Customer Service	Monday - Friday: 9:00 am - 9:00 pm (ET) Saturday: 10:00 am - 6:00 pm (ET) Sunday: Closed	Mon-Sun 6:00 am - 10:00 pm (ET) (excluding Christmas Day)
ATMs		Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
Locations	Online Only	Over 600 branches in the US
	CreditDonkey® Reviews
Savings
Checking
Money Market
Customer Service
Mobile App
CD
Pros & Cons	Pros: High yield No monthly service fees Low opening deposits Cons: No physical locations No check writing	Pros: Easy to waive monthly fees High APY for CDs Free student checking Cons: Low interest for Premier Plus Checking
Bottom Line	Solid online bank with excellent rates and no monthly fees... Read full review	Northeastern bank with low requirements to waive fees... Read full review
	CIT Bank Bonus Offer: $300 for New and Existing Customers CIT Savings Builder - Earn 1.75% APY CIT Savings Builder - $300 Cash Bonus	Individual Retirement Account (IRA) - $1,000 Bonus Individual Retirement Account (IRA) - $100 Bonus Individual Retirement Account (IRA) - $150 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information from published website as of 02/20/2020 Santander Bank: Pricing information from published website as of 03/29/2020 based on 91107 zip code.

Which is Better: CIT Bank or Santander Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Chase.

In short: CIT Bank's savings and money market are notable. In particular, the money market is outstanding.

Articles on CIT Bank

CIT Bank Review
Want a high interest rate at a good FDIC insured bank? CIT is tempting, but has some downsides. Read this CIT Bank review before you open an account.
• CIT Bank vs Ally Bank
• CIT Bank vs Citibank
• CIT Bank vs Synchrony Bank
CIT Bank Savings Builder Review
If you can save just $100 per month, you can earn a high APY with CIT Bank Savings Builder. Find out if this bank is good for you.
• CIT Bank vs Discover Bank
CIT Bank CD Rates
CIT Bank is known for competitive interest rates on online savings products. How are their CD rates? Check out the current rates and how they compare below.
CIT Bank Promo Code
Get $150 cash bonus with $25k deposit or $300 cash bonus with $50k deposit. You must use the promo code to get this deal. CIT Bank promotion is open to new AND existing customers. Limited time offer expires 5/30/2020.
How to Open CIT Bank Application
Opening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide.
CIT Bank Savings Bonus
Does your money sit untouched in a low interest savings account? If so, maximizing your earnings can difficult. But don't worry—plenty of banks provide a solid APY with exciting new bonus offers.
CIT Bank Savings Builder Bonus
You can get up to $300 as a bonus from CIT Bank, whether you're a new or current customer. Keep reading to find out how to grab that bonus before it's gone.
Is CIT Bank Online Only
CIT Bank is an online-only bank with no physical branches. It offers checking and savings accounts with high rates and no monthly fees. Read on to find out how to manage your account and reach customer service.
CIT Bank Promotions
Established in 2000, CIT Bank has become a major player in the online banking industry. Because CIT has no physical branches to operate, they can offer customers attractive yields on deposit accounts while charging little to no fees.
Is CIT Bank a Real Bank
CIT Bank offers online checking and savings at high interest rates and low fees. Can it be trusted to keep your money safe? Read on for everything you need to know.
Who is CIT Bank
CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?
CIT Bank Login
Forgot your CIT Bank username? We'll show you how to login your online bank account.
CIT Bank Complaints
CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.
CIT Bank Routing Number
Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.
CIT Bank Locations
CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.

Articles on Santander Bank

Santander Bank Review
If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.
• Santander Bank vs Bank of America
• Santander Bank vs Wells Fargo
• Santander Bank vs Citizens Bank

Which Do You Think is Best?

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