Chime vs SoFi
Chime is a banking app that offers an online account with early paycheck access and credit builder features. How does it compare to SoFi? Read our comparison chart below.
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| Learn More | Learn More | |
Chime | SoFi | |
|---|---|---|
Get Started - | Personal Loans: Borrow Between $5k-$100k - | |
Benefits and Features | ||
| Savings | 1.00% Annual Percentage Yield (APY).
 | Up to 3.30% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) |
| CD | ||
| Checking | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees | |
| Monthly Fee | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs | |
| Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |  | |
| Checking | | |
| Mobile App | | |
| Customer Service |  | |
| Fees |  | |
| Interest Rates | | |
| Eligibility | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Banking app that offers an online account with early paycheck access and credit builder features... | Personal loans with low APR and fees. Must have good credit to qualify... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. | ||
Which is Better: Chime or SoFi?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chime or Bank of America.
Articles on Chime
Chime Review
Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.
Chime Locations
Chime is a popular fintech company with no physical branches. But how do you access your money? Keep reading to find out.
Online Banks Like Chime
Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Articles on SoFi
SoFi Personal Loan Review
SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.
SoFi Bank Review
Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.
SoFi Bank Locations
SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.
SoFi High Yield Savings
Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.
Which Do You Think is Best?
Which Bank Account is Right for You?
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