Chase vs Western Alliance Bank
Chase is a national bank with good promotions for new customers. How does it compare to Western Alliance Bank? Read our comparison chart below.
Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.
While Western Alliance Bank offers high-yield savings products and CD accounts.
Compare Chase with Western Alliance Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
|  Member FDIC |  Member FDIC |
| Visit Site | Visit Site |
| SPECIAL OFFER Chase First Banking - Learn MoreRead Chase Review | SPECIAL OFFER High-Yield Savings Premier - 4.20% APYRead Western Alliance Bank Review |
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| Benefits and Features |
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Savings |
- Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
- Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
| High-Yield Savings Premier: 4.20% APY |
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CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | Up to 4.31%; 3-12 month term CDs. $1 minimum deposit. |
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Checking |
- Chase Total Checking®
- Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
- Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
- Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
- Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
| N/A |
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Mobile App | iOS & Android | |
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ATMs | 15,000+ Chase ATMs | |
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Customer Service | Automated service available 24/7 | |
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Locations | Over 4,700 | 35 locations |
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| CreditDonkey® Reviews |
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|  |  |
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Savings |      |      |
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CD |      |      |
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Checking |      | |
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Mobile App |      |      |
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Customer Service |      |      |
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Fees | |      |
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Pros & Cons | Pros:- More than 4,700 branches
- New customer coupons
- Full service banking
Cons:- Low savings rates
- Not in all states
| Pros:- High APY
- No account activity or maintenance fees
Cons: |
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Bottom Line | National bank with good promotions for new customers... Read full review | Solid bank that offers high APY savings products with a fully digital experience... Read full review |
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| Visit Site | Visit Site |
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| | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 08/26/2025. Western Alliance Bank: Information sourced from the published website as of 09/16/2025. |
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
The annual percentage yield (APY) is accurate as of September 17, 2025 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.
Member FDIC

Member FDIC
on Raisin's Secure Website
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
on Raisin's Secure Website
- No fees
- $1 minimum deposit
- FDIC insured
Term |
CD Rates |
3 Month |
4.15% APY |
4 Month |
4.31% APY |
6 Month |
3.75% APY |
9 Month |
3.65% APY |
12 Month |
3.55% APY |
Which is Better: Chase or Western Alliance Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Bank of America.
In short: Chase's mobile app and customer service are worth mentioning. In particular, the mobile app is impressive. Western Alliance Bank's savings and cd are outstanding.
Articles on Chase
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.
Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.
Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.
Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.
Curious if Chase offers a high-yield savings account? Read on to find out.
Looking to open a savings account with Chase? Check out the current rates being offered.
Articles on Western Alliance Bank
Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.
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