Bank Promotions for Small Business in Kentucky: August 2026
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Find the best banks for small business in Kentucky. Compare current checking promotions and bonus offers from Kentucky banks.
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Kentucky has a competitive banking market with strong regional players. PNC Bank, Chase, U.S. Bank, Truist, and Fifth Third Bank all maintain branch networks across the state. Republic Bancorp (headquartered in Louisville) and Stock Yards Bank & Trust (also based in Louisville) are prominent Kentucky-based institutions.
Here are some of the best business bank offers in Kentucky:
- Chase Business Complete Banking®:
Up to $500 Bonus - Bank of America® Business Advantage Banking:
$400 or $750 Cash Bonus Offer - PNC Bank:
Business Checking Account - $1,000 Bonus - Huntington:
Business Checking Account - $1,000 Bonus - Old National Bank:
Business Checking Account - $800 Bonus - U.S. Bank Platinum Business Checking:
$1,200 Bonus - Truist Bank:
Business Checking Account - $800 Bonus - Republic Bank:
Business Checking Account - $400 Bonus
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Kentucky Business Bank Promotions
These promotions are from regional banks and credit unions based in Kentucky. Kentucky has a solid community banking sector, and local banks and credit unions often offer competitive terms and personalized service for small business owners.
In the Louisville metro area, PNC Bank, Stock Yards Bank & Trust, Republic Bank, and Fifth Third Bank have the deepest local coverage. In the Lexington metro, Chase, PNC Bank, Central Bank & Trust, and U.S. Bank are prominent options.
For businesses in Bowling Green, Covington/Northern Kentucky (part of the Cincinnati metro), and other areas of the state, Fifth Third Bank, Truist, and community banks and credit unions may offer competitive promotions.
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Huntington: Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting the deposit requirement. Account must maintain an open status for at least 90 days to be eligible.
Huntington: Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
Old National Bank: Business Checking Account - $800 Bonus
Open a new Access Business Banking Checking or Pro Access Business Banking Checking account. Deposit a total of $20,000 or more within 30 days of account opening. Maintain a balance of $20,000 or more during days 31-90 of account opening. Enroll in Small Business Digital Banking and log in within 30 calendar days of account opening.
Old National Bank: Business Checking Account - $400 Bonus
Open a new Access Business Banking Checking or Pro Access Business Banking Checking account. Deposit a total of $4,000 or more within 30 days of account opening. Maintain a balance of $4,000 or more during days 31-90 of account opening. Enroll in Small Business Digital Banking and log in within 30 calendar days of account opening.
U.S. Bank Platinum Business Checking - $1,200 Bonus
Open a new U.S. Bank U.S. Bank Platinum Business Checking account. Use promo code Q3AFL26 at account opening. Deposit at least $25,000 in new money within 30 days of opening your new Platinum Business Checking Package. You must maintain at least $25,000 balance for 60 days after account opening and complete six qualifying transactions within 60 days.
The information for U.S. Bank Platinum Business Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
U.S. Bank Business Essentials - $400 Bonus
Open a new U.S. Bank U.S. Bank Business Essentials® Checking account. Use promo code Q3AFL26 at account opening. Deposit at least $5,000 in new money within 30 days of opening your new Business Essentials account. You must maintain a $5,000 balance for 60 days after account opening and complete six qualifying transactions within 60 days.
The information for U.S. Bank Business Essentials has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Truist Bank: Business Checking Account - $800 Bonus
Open a new Truist Simple Business Checking or Truist Dynamic Business Checking account. Use promo code LP012D93035001B at account opening. Deposit $10,000 or more into the account within 30 days of account opening. Maintain a daily current balance of at least $10,000 or more from the 30th day through the 90th day after account opening.
Truist Bank: Business Checking Account - $400 Bonus
Open a new Truist Simple Business Checking or Truist Dynamic Business Checking account. Use promo code LP012D93035001B at account opening. Deposit $2,500 or more into the account within 30 days of account opening. Maintain a daily current balance of at least $2,500 from the 30th day through the 90th day after account opening.
Republic Bank: Business Checking Account - $400 Bonus
Open a new eligible business checking account. Use promo code ADV at account opening. Set up and receive at least 3 qualifying direct deposits within 90 days of account opening. Complete 10 or more POS transactions within 90 days of account opening.
U.S. Bank Basic Business Savings Account - $300 Bonus
Open a new U.S. Bank Basic Business Savings account. Use promo code Q3SAV26 at account opening. Make deposits totaling $10,000 or more in new money within 30 days of account opening and maintain a minimum daily balance of at least $10,000 until the 60th day after account opening.
The information for U.S. Bank Basic Business Savings Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Nationwide Business Bank Promotions
These offers from national banks are available to Kentucky business owners statewide. National banks offer extensive branch and ATM networks across Kentucky and throughout the country, which may be useful for businesses that operate across state lines, though they often have higher fees or stricter account requirements than local community banks.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Bluevine: Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Frequently Asked Questions
Are business bank promotions in Kentucky taxable?
Yes. Business bank promotions in Kentucky are generally taxable at both the state and federal level. Kentucky has a flat state income tax rate of 4%. Bank bonuses earned through business checking promotions are generally considered taxable income at both the federal and state level. Check with a tax professional and the Kentucky Department of Revenue for guidance specific to your situation.
What do I need to open a business bank account in Kentucky?
Most banks require your EIN or Social Security number, a government-issued photo ID, and your business formation documents. If your business is registered with the state, you can verify your filings through the Kentucky Secretary of State. Exact documentation requirements vary by bank, so confirm directly before visiting a branch.
How do business bank promotions typically work in Kentucky?
Banks usually require you to open a qualifying business checking account, make a minimum opening deposit, and complete specific activities — such as maintaining a balance or making a number of debit transactions — within a set timeframe. The bonus is then deposited into your account. Always read the full terms and conditions, as requirements and timelines differ between banks.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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