Bank Promotions for Small Business in Alabama: July 2026
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Find the best banks for small business in Alabama. Compare current checking promotions and bonus offers from Alabama banks.
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Alabama is home to several major regional banking institutions. Regions Bank, headquartered in Birmingham, is the state's largest bank.
Truist, Wells Fargo, Bank of America, and PNC Bank also maintain branch networks across the state. Cadence Bank (headquartered in Tupelo, MS but with deep Alabama roots) and ServisFirst Bancshares (headquartered in Birmingham) are notable regional players.
Here are some of the best business bank offers in Alabama:
- Chase Business Complete Banking®:
Up to $500 Bonus - PNC Bank:
Business Checking Account - $1,000 Bonus - Huntington:
Business Checking Account - $1,000 Bonus - Hancock Whitney Bank:
Business Checking Account - $500 Bonus - Truist Bank:
Business Checking Account - $800 Bonus
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Alabama Business Bank Promotions
These promotions are from regional banks and credit unions based in Alabama. Alabama has a strong community banking sector, and local banks and credit unions often offer competitive terms and personalized service for small business owners.
In the Birmingham metro area, Regions Bank has the deepest local roots alongside Truist, Wells Fargo, and ServisFirst Bank. In the Huntsville metro — one of the fastest-growing cities in the Southeast — Regions Bank, Truist, and Redstone Federal Credit Union are prominent options.
For businesses in Mobile, Montgomery, and Tuscaloosa, Regions Bank, Bank of America, and community banks and credit unions may offer competitive promotions.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Huntington: Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting the deposit requirement. Account must maintain an open status for at least 90 days to be eligible.
Huntington: Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
Hancock Whitney Bank: Business Checking Account - $500 Bonus
Open a new Preferred Business Checking, Interest Business Checking, or Essential Business Checking account. Use promo code 2034SBCK26 at account opening. Make at least $5,000 in qualifying deposits within 30 days of account opening. Maintain a balance of at least $5,000 in the account for 60 days after the initial 30 days.
Truist Bank: Business Checking Account - $800 Bonus
Open a new Truist Simple Business Checking or Truist Dynamic Business Checking account. Use promo code LP012D93035001B at account opening. Deposit $10,000 or more into the account within 30 days of account opening. Maintain a daily current balance of at least $10,000 or more from the 30th day through the 90th day after account opening.
Truist Bank: Business Checking Account - $400 Bonus
Open a new Truist Simple Business Checking or Truist Dynamic Business Checking account. Use promo code LP012D93035001B at account opening. Deposit $2,500 or more into the account within 30 days of account opening. Maintain a daily current balance of at least $2,500 from the 30th day through the 90th day after account opening.
Nationwide Business Bank Promotions
These offers from national banks are available to Alabama business owners statewide. National banks offer extensive branch and ATM networks across Alabama and throughout the country, which may be useful for businesses that operate across state lines, though they often have higher fees or stricter account requirements than local community banks.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
Bluevine: Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Frequently Asked Questions
Are business bank promotions in Alabama taxable?
Yes. Business bank promotions in Alabama are generally taxable at both the state and federal level. Alabama has a progressive state income tax with rates up to 5%. Bank bonuses earned through business checking promotions are generally considered taxable income at both the federal and state level. Check with a tax professional and the Alabama Department of Revenue for guidance specific to your situation.
What do I need to open a business bank account in Alabama?
Most banks require your EIN or Social Security number, a government-issued photo ID, and your business formation documents. If your business is registered with the state, you can verify your filings through the Alabama Secretary of State. Exact documentation requirements vary by bank, so confirm directly before visiting a branch.
How do business bank promotions typically work in Alabama?
Banks usually require you to open a qualifying business checking account, make a minimum opening deposit, and complete specific activities — such as maintaining a balance or making a number of debit transactions — within a set timeframe. The bonus is then deposited into your account. Always read the full terms and conditions, as requirements and timelines differ between banks.
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