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BMO Harris Bank vs Wells Fargo

BMO Harris Bank is a midwest bank with options for low and high-balance customers. How does it compare to Wells Fargo? Read our comparison chart below.

BMO Harris Bank has 600 branches in the Midwest. Smart Advantage checking account has no fee and no minimum balance if you opt for eStatements. Savings need just $100 to open with easy ways to waive fees. Special Rate CDs require a $5,000 minimum opening deposit.

While Wells Fargo is one of America's largest banks with over 5,400 locations and 13,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare BMO Harris Bank with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings and reviews.

 

BMO Harris Bank

Wells Fargo

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Benefits and Features

Savings 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.
CD Standard Term CD: 0.05% - 0.20% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 1.05% - 1.35% APY. Terms of 9, 29, and 39 months. Minimum deposit of $5,000. Bonus of up to 1.40% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
Money Market Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo┬« relationship.
Customer Service Available 24 hours a day, 7 days a week.
ATMs More than 13,000 ATMs across the country.
IRA CD Standard Term CD: 0.01% - 0.35% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 1.05% - 1.35% APY. Terms of 9, 29, and 39 months. Minimum deposit of $2,500. Bonus of up to 1.40% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market 0.03% - 0.05% APY. $100 minimum opening deposit.
Locations Approximately 5,400 retail banking branches coast to coast.
 

CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • Free checking with eStatements
  • High APY for CDs
  • Good financial tools
Cons:
  • Limited branches
  • Low savings APY
Bottom LineMidwest bank with options for low and high-balance customers... Read full review Read full review

Consumer Checking Account - $400 Bonus

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Wells Fargo: Pricing information from published website as of 02/28/2020 based on 91107 zip code.

Which is Better: BMO Harris Bank or Wells Fargo?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing BMO Harris Bank or Chase.


Articles on BMO Harris Bank


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