Bank Promotions in Ohio: September 2025
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View list of best Ohio bank promotions. See current active promos and new bonus offers from local Ohio banks, credit unions, and national banks.
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Looking to open a new bank account in Ohio? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Ohio:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - KeyBank:
Key Select Checking® - $500 Bonus - Truist Bank:
Personal Checking Account - $400 Bonus - Citizens Bank:
Personal Checking and Savings Account - $400 Bonus - Fifth Third Bank:
Personal Checking Account - $300 Bonus - Associated Bank:
Personal Checking Account - $600 Bonus - Peoples Bank:
Personal Checking Account - Up to $300 Bonus - The Union Bank Company:
Personal Checking Account - $200 Bonus - First Merchants Bank:
Personal Checking Account - $500 Bonus - Cinfed Credit Union:
Personal Checking Account - $200 Bonus - Dollar Bank:
Personal Checking Account - $300 Bonus - Flagstar Bank:
Personal Checking Account - $500 Bonus - BMI Federal Credit Union:
Personal Checking Account - $450 Bonus
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Business Checking Account - $400 Bonus
- Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening. Must be a new Truist business checking client, Terms Apply.
- Enrollment in the promotion is required at the time of account opening using promo code SB25Q2BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.
- *Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
U.S. Bank Business Essentials - $400 Bonus
Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
U.S. Bank Platinum Business Checking - $1,000 Bonus
Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $1,000 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
KeyBank: Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $50, plus a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Truist Bank: Personal Checking Account - $400 Bonus
Open a new Truist One Checking account online. Use promo code TRUIST25DC400 at account opening. Set up and receive at least two qualifying direct deposits totaling $1,000 or more within 120 days of account opening.
HSBC Premier - Earn Up to $3,000
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
Here's how the offer works:
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Ohio Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
KeyBank: Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
KeyBank Hassle-Free Account® - $300 Bonus
- Open a KeyBank Hassle-Free Account® online by December 19, 2025.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 10 qualifying transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Citizens Bank: Personal Checking and Savings Account - $400 Bonus
Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Open a new qualifying savings account and make at least one single deposit of $100 or multiple deposits totaling $100 or more that post into the new savings account every month for 3 consecutive months. Accounts must be opened at the same time via the offer page to qualify for the bonus.
Citizens Bank: Personal Checking Account - $300 Bonus
Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
Huntington: Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements.
Huntington: Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.
Fifth Third Bank: Personal Checking Account - $300 Bonus
Open a Fifth Third Momentum® Checking, or Preferred Checking account. Make direct deposits totaling $500 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
KeyBank: Personal Checking Account - $100 Bonus
Earn $100 every year when your Key Select Checking® account receives a direct deposit of at least $60,000 over the evaluation period of 12 consecutive months. The evaluation period begins on the first day of the second full month after account opening. At least one eligible direct deposit must be received during the last two calendar months of the evaluation period.
KeyBank: Business Checking Account - $500 Bonus
Open a new KeyBank Basic Business Checking or Key Business Reward Checking® account. Use promo code MDN12025 at account opening. Deposit a minimum of $25 at account opening. Make a total of $5,000 or more in deposits into your new qualifying checking account within 30 days of account opening. Maintain a balance of at least $5,000 for at least 90 consecutive days.
Associated Bank: Personal Checking Account - $600 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $600 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Personal Checking Account - $400 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $400 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is $5,000-$9,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Personal Checking Account - $300 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $300 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is $1,000-$4,999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Personal Checking Account - $100 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $100 when the sum of your daily average balance for all your open Associated Bank deposit accounts for days 31-90 is up to $999.99. The sum of the average daily balance will be computed after 90 days of account opening.
Associated Bank: Business Checking Account - $750 Bonus
Open a Business Choice Checking account. Deposit $20,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $20,000 between 30 to 90 days of account opening.
Associated Bank: Personal Checking Account - $600 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $10,000 or more on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $600 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $10,000 or more on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Business Checking Account - $400 Bonus
Open a Business Balanced Checking® account. Deposit $5,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $5,000 between 30 to 90 days of account opening.
Associated Bank: Personal Checking Account - $400 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $5,000 - $9,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $400 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $5,000 - $9,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $300 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $1,000 - $4,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Personal Checking Account - $300 Bonus
Open a new eligible Associated Bank checking account. Set up and receive direct deposits totaling $500 or more within 90 days of account opening. Maintain a cumulative daily average balance of $1,000 - $4,999.99 on all your open Associated Bank deposit accounts for days 31-90.
Associated Bank: Business Checking Account - $100 Bonus
Open a Business Access Checking® account. Deposit $2,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $2,000 between 30 to 90 days of account opening.
Peoples Bank: Personal Checking Account - Up to $300 Bonus
Open a new Premier Checking account. Receive a $50 credit monthly for the first 6 statement cycles following the account opening. Complete the following per statement cycle to be eligible for the bonus: have at least one direct deposit, be enrolled in eStatements, and have 5 or more debit card purchases debited from your account during the statement cycle.
The Union Bank Company: Personal Checking Account - $200 Bonus
Open a new High Interest Rewards account. Set up and receive monthly direct deposit/ACH of $1,000 or more. Keep the account open and in good standing for 90 days.
The Union Bank Company: Personal Checking Account - $200 Bonus
Open a new Cash Back Rewards account. Set up and receive monthly direct deposit/ACH of $500 or more. Keep the account open and in good standing for 90 days.
Peoples Bank: Personal Checking Account - $150 Bonus
Open a new Personal or Interest Plus Checking account. Receive $25 in credit monthly for the first 6 statement cycles following the account opening when you complete the following requirements every statement cycle: enroll in electronic statement, have at least 1 qualifying direct deposit, and complete 5 or more qualifying debit card purchases.
First Merchants Bank: Personal Checking Account - $500 Bonus
Open a new Advantage Checking account. Use promo code SOCIAL25-2 at account opening. Earn $500 by setting up and completing one qualifying payroll Direct Deposit of $500 or more in the first 90 days of account opening.
First Merchants Bank: Personal Checking Account - $300 Bonus
Open a new Advantage Checking account. Use promo code SOCIAL25 Checking Offer at account opening. Complete the following monthly requirements for 3 months following the account opening date: make 15 debit card transactions or payments of at least $10 each, maintain a minimum daily balance of $1,500 or more, and set up and receive one qualifying payroll direct deposit of $500 or more.
Cinfed Credit Union: Personal Checking Account - $200 Bonus
Open a new Kasasa, Basic, or Zoom Checking account. Use promo code MYREFERRAL at account opening. Deposit a minimum of $100 at account opening. Set up and receive monthly recurring direct deposit.
Cinfed Credit Union: Personal Checking Account - $200 Bonus
Open a new Kasasa Checking, Basic Checking, or Zoom Checking account with recurring direct deposit. Use promo code FULL200 at account opening.
Dollar Bank: Personal Checking Account - $300 Bonus
Open a new Everything Checking account. Use promo code CM604. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
Dollar Bank: Personal Checking Account - $300 Bonus
Open a new Everything Checking account. Use promo code CHK24. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan.
S&T Bank: Business Checking Account - $900 Bonus
Open a new Basic Business Checking account. Earn $300 when you fund the account with at least $1,000 or earn $600 when you fund the account with at least $25,000 within 5 business days of account opening. Business checking account must have a daily balance of at least $1,000 or $25,000 on November 4, 2025 to qualify for a corresponding bonus. Apply and activate an S&T Bank business debit card by November 4, 2025. Account must remain open with balance more than $0 on November 4, 2025 and must never been overdrawn to qualify for bonus.
Open a new S&T Payment Processing account through Elavon. Account must have accepted payments, settled and funded by Elavon and remain open through November 4, 2025.
S&T Bank: Business Checking Account - $600 Bonus
Open a new Basic Business Checking account. Fund account with $25,000 or more within 5 business days of account opening. Business checking account must have a daily balance of $25,000 or more on November 4, 2025. Apply and activate an S&T Bank business debit card by November 4, 2025. Account must remain open with balance more than $0 on November 4, 2025 and must never been overdrawn to qualify for bonus.
Flagstar Bank: Personal Checking Account - $500 Bonus
Open a new Flagstar Elite Checking account. Maintain an average daily balance of at least $500 for the first 90 days after account opening. Set up and receive one or more direct deposits totaling at least $500 within 90 days of account opening.
BMI Federal Credit Union: Personal Checking Account - $450 Bonus
Open a new Free Checking account and make a minimum opening deposit of $20. Use promo code BDCHECK25 at account opening. Complete 30 or more Visa debit card transactions of at least $5 each within 90 days of account opening. Sign up for electronic statement.
S&T Bank: Business Checking Account - $300 Bonus
Open a new Basic Business Checking account. Fund account with $1,000 or more within 5 business days of account opening. Business checking account must have a daily balance of $1,000 or more on November 4, 2025. Apply and activate an S&T Bank business debit card by November 4, 2025. Account must remain open with balance more than $0 on November 4, 2025 and must never been overdrawn to qualify for bonus.
Flagstar Bank: Personal Checking Account - $300 Bonus
Open a new Flagstar Ready Checking account. Maintain an average daily balance of at least $500 for the first 90 days after account opening. Set up and receive one or more direct deposits totaling at least $500 within 90 days of account opening.
Nationwide Bank Promotions
These offers from national banks are available to Buckeyes. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
HSBC Premier - Earn Up to $3,000
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
Here's how the offer works:
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Axos Bank: Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Axos Bank: Business Interest Checking - 1.01% APY
- Interested in a $400 welcome bonus? Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
What the Experts Say
As part of our series on saving and investing, CreditDonkey asked a panel of industry experts to answer readers' most pressing questions. Here's what they said:
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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