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Bank of America vs North One

Bank of America is a national bank with widespread accessibility and wide range of services. How does it compare to North One? Read our comparison chart below.

Bank of America is one of the largest banks in the U.S. with approximately 4,300 locations and 17,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.

While North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

Compare Bank of America with North One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Bank of America
Member FDIC
North One
 Learn MoreVisit Site
 

Bank of America

North One

OFFER
Bank of America Advantage Banking - $300 Bonus Offer

Read Bank of America Review

SPECIAL OFFER
North One Free Business Banking - Learn More

Read North One Review

 

Benefits and Features

SavingsBank of America Advantage Savings Standard Rate: 0.01% APYNo savings account, but you can create unlimited envelopes for savings goals
CD
  • 7-Month CD - 4.05% APY
  • 10-Month CD - 3.70% APY
  • 13-Month CD - 3.00% APY
  • 25-Month CD - 2.00% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
 
Checking
Check
$0 monthly fee; no balance requirements
Monthly Fee 
$0
APY 
N/A
Minimum Deposit to Open 
$50
ACH Transfer Fee 
$0
ATMs
Approximately 16,000+ ATMs
38,000+ MoneyPass ATMs
Balance Requirement 
None
Cash Deposit Fee up to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members)
Customer Service
  • Mon-Fri: 8am - 9pm (ET)
  • Sat: 8am - 8pm (ET)
  • Sun: 8am - 5pm (ET)
Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Incoming Wire Transfer Fee 
$0 for domestic wires
IRA CD
Check
 
Locations
3,922 financial centers
Online only
Out of Network ATM Fee 
Fee from ATM owner
Outgoing Wire Transfer Fee 
$20 for domestic wires
Overdraft Fee 
$0
 

CreditDonkey® Reviews

 Bank of AmericaNorth One
SavingsStarStarEmpty StarEmpty StarEmpty Star
CDStarStarStarHalf StarEmpty Star
CheckingStarStarStarStarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Large branch network
  • Extended service hours
  • Full service banking
Cons:
  • Monthly fees
  • Low interest rates
  • Many misc. banking fees
Pros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Bottom LineNational bank with widespread accessibility and wide range of services... Read full reviewGood business banking features and tools with no monthly fees... Read full review
 Learn MoreVisit Site

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Bank of America: Pricing information from published website as of 12/03/2024 based on 91107 zip code.

    North One: Information sourced from the published website as of 03/05/2024.

    Bank of America
    Member FDIC

    Bank of America Advantage Banking - $300 Bonus Offer

    Expires 1/31/2025
    • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
    • The offer is for new checking customers only.
    • Offer expires 01/31/2025.
    • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
    • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
    • Additional terms and conditions apply. See offer page for more details.
    • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
    • Bank of America, N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

    Expires 12/31/2024
    • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
    • The offer is for new eligible business checking customers only.
    • Offer expires 12/31/2024.
    • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
    • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
    • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
    • Additional terms and conditions apply. See offer page for more details.
    • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
    • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
    • Bank of America, N.A. Member FDIC
    Bank of America
    Member FDIC

    Bank of America Advantage SafeBalance Banking®

    • Banking that helps you stay within your balance.
    • No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
    • Bank of America, N.A. Member FDIC.
    North One

    North One Free Business Banking

    • Business banking for teams
    • Automatic invoice ingestion and payments
    • Sales and revenue analytics
    • Unlimited account envelopes
    • Close to 100 integrations
    • Over $5000 in perks for new customers
    • No monthly fees, no application fees, no minimum balance

    North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

    North One

    North One Plus Business Banking

    • Priority email/chat support
    • Dedicated relationship manager
    • Implementation and onboarding assistant
    • $0 same-day ACH payments, bill payments, and physical checks
    • Lowest transaction fees
    • $50 minimum opening deposit
    • $20 monthly fee
    North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
    North One

    North One Free Business Banking

    • Unlimited envelopes for all your business budgets
    • Integrations with popular accounting and payment processing apps
    • Automate your bill payments
    • $50 minimum opening deposit
    North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

    Which is Better: Bank of America or North One?

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America or Chase.

    In short: North One's customer service is outstanding.


    Articles on Bank of America

    Bank of America Review

    Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.

    Bank of America Savings Account Interest Rate

    Bank of America's Advantage Savings has a standard APY way below the national average. Read on to find out more.

    Does Bank of America Have a High Yield Savings

    Bank of America offers various banking products and services. But does it have a high-yield savings account? Find out here.

    Bank of America Problems

    Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.

    Bank of America CD Rates

    Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.

    How to Close a Bank of America Account

    Want to close your Bank of America account? Learn how and what you need to do before you close your account.

    Bank of America Hours

    Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

    Bank of America Routing Number

    Find your Bank of America routing number and learn about money transfers in our guide.

    Articles on North One

    NorthOne

    North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

    Is NorthOne Safe and Legit

    North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.

    Which Do You Think is Best?





    Which Bank Account is Right for You?


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    About CreditDonkey
    CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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