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Bank of America vs North One


 Bank of America
Member FDIC
 Learn MoreLearn More
 

Bank of America

North One

OFFER
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

Read Bank of America Review

SPECIAL OFFER
North One Plus Business Banking - Up to 3.00% APY - Learn More

Read North One Review

 

Benefits and Features

SavingsBank of America Advantage Savings Standard Rate: 0.01% APYNo savings account, but you can create unlimited envelopes for savings goals
CD
  • 7-Month CD - 3.51% APY
  • 10-Month CD - 2.95% APY
  • 13-Month CD - 2.00% APY
  • 25-Month CD - 1.75% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
 
Checking
Check
$0 monthly fee; no balance requirements
Monthly Fee 
$0
APY up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements
Minimum Deposit to Open 
$50
Mobile App
iOS & Android
 
ACH Transfer Fee 
$0
ATMs
Approximately 15,000+ ATMs
55,000+ Allpoint ATMs
Balance Requirement 
None
Cash Deposit Fee up to $4.95 with Green Dot locations; 1 reimbursement/month (Standard members); 3 reimbursement/month (Plus members)
Customer Service
  • Monday -Friday: 8AM - 9PM ET
  • Saturday: 9AM - 6PM ET
  • Sunday: 8AM - 5PM ET
Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Incoming Wire Transfer Fee 
$0 for domestic wires
IRA CD
Check
 
Locations
3,700 financial centers
Online only
Out of Network ATM Fee $2.50 per transaction; 2 reimbursement/month (Standard members); 6 reimbursement/month (Plus members)
Outgoing Wire Transfer Fee 
$20 for domestic wires
Overdraft Fee 
$0
 

CreditDonkey® Reviews

 Bank of America
CheckingStarStarStarStarEmpty Star
FeesStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStar
Customer ServiceStarStarStarStarStar
Pros & ConsPros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No international wires
  • Up to $4.95 cash deposit fee
Bottom Line Read full reviewGood business banking features and tools with no monthly fees... Read full review
 Learn MoreLearn More

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Bank of America: Pricing information from published website as of 09/07/2026 based on 91107 zip code.

    North One: Information sourced from the published website as of 07/26/2025.

    Bank of America
    Member FDIC

    Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

    • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

    • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.
    Bank of America
    Member FDIC

    Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

    • New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
    • Bank of America N.A. Member FDIC.

    Articles on Bank of America

    Bank of America Review

    Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.

    Bank of America Problems

    Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.

    Bank of America CD Rates

    Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.

    How to Close a Bank of America Account

    Want to close your Bank of America account? Learn how and what you need to do before you close your account.

    Bank of America Hours

    Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

    Bank of America Routing Number

    Find your Bank of America routing number and learn about money transfers in our guide.

    Articles on North One

    NorthOne

    North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

    Is NorthOne Safe and Legit

    North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.

    Which Do You Think is Best?





    Which Bank Account is Right for You?


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