Axos Bank vs Bluevine

Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to Bluevine? Read our comparison chart below.

Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

While Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

Compare Axos Bank with Bluevine, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Axos Bank	Bluevine

	Visit Site	Visit Site
	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review	SPECIAL OFFER Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)	No savings account, but you add 5 free sub accounts
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	Up to 2.0% APY. No monthly fees; no balance requirements; no overdraft fees
Money Market	0.25% APY
APY		2.0% APY on balances up to $250,000 for customers that meet monthly eligibility requirements
Customer Service		Phone and email: Monday - Friday. 8 am to 8 pm EST
Minimum Deposit to Open		$0
ACH Transfer Fee		$0
ATMs		37,000+ MoneyPass ATMs
Balance Requirement		None
Cash Deposit Fee		$4.95
Incoming Wire Transfer Fee		$0
Locations		Online only
Out of Network ATM Fee		$2.50
Outgoing Wire Transfer Fee		$15
Overdraft Fee		$0
Monthly Fee		$0
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
ATMs
Locations
Customer Service
Fees
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches
Bottom Line	Full-service online bank with excellent cashback and interest checking... Read full review	Free account with interest for basic business checking needs... Read full review
	Visit Site	Visit Site
	Rewards Checking - Up to 3.30% APY Basic Business Checking - Up to $200 Bonus Essential Checking	Business Checking - Up to 2.0% APY Open a Free Business Checking Account Business Checking - Up to 2.0% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 09/05/2023.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus!
Up to 3.30% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

Member FDIC

Basic Business Checking - Up to $200 Bonus

Get Deal

Business owners get up to $200 welcome bonus!*
Choose smarter business banking by September 30 and enjoy up to $200.* Just use promo code NEWSBC on your application.
Zero opening deposit and cash deposits accepted
Zero minimum monthly balance requirements
Two domestic wire reimbursements monthly
Unlimited domestic ATM fee reimbursements
Enhanced Visa benefits and first 50 checks free
Dedicated relationship manager and more

Member FDIC

Essential Checking

Unlimited domestic ATM reimbursements
No monthly maintenance fees
No annual fee
No overdraft or non-sufficient funds fee

Get Deal

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Open a Free Business Checking Account

2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Get Deal

Business Checking - Up to 2.0% APY

Get Deal

2.0% APY on balances up to $250,000 for eligible customers
Unlimited transactions
5 free subaccounts with unique account numbers
2 free checkbooks per year
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: Axos Bank or Bluevine?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Chase.

Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

Is Axos Bank Legit

Is Axos Bank safe and legit? Find out if Axos is a good bank and learn more about its pros, cons, and common complaints.

Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Bluevine vs Novo

Is Bluevine Safe and Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.