Associated Bank vs Wells Fargo

Associated Bank is a midwest bank with basic offerings known for strong community relationships. How does it compare to Wells Fargo? Read our comparison chart below.

Associated Bank has 230 locations in the Midwest and is known for strong community relationships. Offers 2 checking accounts with ways to waive fees, and premium rates if you open both a checking and savings account. Special Term CD offers a high rate with a $5,000 minimum opening deposit.

While Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare Associated Bank with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Associated Bank	Wells Fargo
	SPECIAL OFFER Business Foundation Checking - Learn More Read Associated Bank Review	SPECIAL OFFER IRA Certificate of Deposit - Up to 4.50% APY - Learn More Read Wells Fargo Review
	Benefits and Features
Savings		0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD		Standard Fixed Term CD available online: 1.50% to 4.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 4.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch.
Checking		Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money Market		Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
Customer Service		Available 24 hours a day, 7 days a week.
ATMs		More than 12,000 ATMs across the country.
IRA CD		Standard Term CD: 0.01% to 4.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 4.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market		Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
Locations		Approximately 4,500+ retail banking branches coast to coast.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Wide ATM network 24/7 customer service Special Term CD with high APY Cons: No free checking option High account fees Limited branches	Pros: Low requirements for Everyday Checking Full service bank 24/7 customer service Cons: Low savings rates Not in all states
Bottom Line	Midwest bank with basic offerings known for strong community relationships... Read full review	A "big 4" bank with a good range of checking accounts and full services... Read full review
	Business Foundation Checking Bank At Work - $600 Bonus Bank At Work - $400 Bonus	IRA Certificate of Deposit - Up to 4.50% APY Clear Access Banking Everyday Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Associated Bank: Pricing information from published website as of 11/13/2023. Wells Fargo: Pricing information from the published website as of 11/24/2023 is based on the 91107 zip code.

Which is Better: Associated Bank or Wells Fargo?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Associated Bank or Chase.

In short: Associated Bank's savings is worth mentioning. Wells Fargo's checking and mobile app are worth mentioning. In particular, the mobile app is impressive.

Articles on Associated Bank

Associated Bank Review

If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on.