Associated Bank vs BMO Harris Bank

Associated Bank is a midwest bank with basic offerings known for strong community relationships. How does it compare to BMO Harris Bank? Read our comparison chart below.

Associated Bank has 230 locations in the Midwest and is known for strong community relationships. Offers 2 checking accounts with ways to waive fees, and premium rates if you open both a checking and savings account. Special Term CD offers a high rate with a $5,000 minimum opening deposit.

While BMO Harris Bank has 900 branches in the Midwest. Smart Advantage checking account has no fee and no minimum balance if you opt for eStatements. Savings need just $100 to open with easy ways to waive fees. Special Rate CDs require a $5,000 minimum opening deposit.

Compare Associated Bank with BMO Harris Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Associated Bank	BMO Harris Bank


	SPECIAL OFFER Bank At Work - $100 Bonus - Learn More Read Associated Bank Review	SPECIAL OFFER BMO Harris Smart Advantage™ Account - $300 Cash Bonus - Learn More Read BMO Harris Bank Review
	Benefits and Features
Savings		0.01% APY. $5 reward every month you save $200 or more, for the first year.
CD		0.05% - 5.10% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.
Checking		Smart Advantage, Smart Money, Premier
Money Market		1.00% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $10,000 minimum daily balance.
Customer Service		Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm
ATMs		40,000+ BMO Harris and Allpoint ATMs
IRA CD		0.05% - 5.10% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit
IRA Money Market		IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee
Locations		More than 500 branches
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Wide ATM network 24/7 customer service Special Term CD with high APY Cons: No free checking option High account fees Limited branches	Pros: Free checking with eStatements Large ATM network Good financial tools Cons: Limited branches Low savings APY
Bottom Line	Midwest bank with basic offerings known for strong community relationships... Read full review	Midwest bank with options for low and high-balance customers... Read full review

	Bank At Work - $100 Bonus Bank At Work - $200 Bonus Bank At Work - $300 Bonus	BMO Harris Smart Advantage™ Account - $300 Cash Bonus BMO Harris Smart Money™ Account - $300 Cash Bonus BMO Harris Premier™ Account - $500 Cash Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. BMO Harris Bank: Pricing information from published website as of 4/18/2023 based on 91107 zip code.

Member FDIC

BMO Harris Smart Advantage™ Account - $300 Cash Bonus

Open a new BMO Harris Smart Advantage™ Account online and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.

Get Deal

Expires 9/15/2023

Member FDIC

BMO Harris Smart Money™ Account - $300 Cash Bonus

Open a new BMO Harris Smart Money™ Account online and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.

Get Deal

Expires 9/15/2023

Member FDIC

BMO Harris Premier™ Account - $500 Cash Bonus

Open a new BMO Harris Premier™ Account and get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days of account opening. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Conditions apply.

Get Deal

Expires 9/15/2023

Which is Better: Associated Bank or BMO Harris Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Associated Bank or Chase.

In short: Associated Bank's savings and customer service are worth mentioning. BMO Harris Bank's checking is notable.

Articles on Associated Bank

Associated Bank Review

If you live in the Midwest, you've likely heard of Associated Bank. Its account offerings are basic with higher fees, but is it a good fit for you? Read on.