The Platinum Card® from American Express vs Chase Freedom Unlimited®
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American Express Platinum is an excellent card for frequent travelers. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.
The Platinum Card® from American Express | Chase Freedom Unlimited® | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | N/A | 0% introductory APR for 15 months |
Introductory APR for Balance Transfers | N/A | 0% introductory APR for 15 months |
Purchase APR | See Pay Over Time APR | 20.49% to 29.24% Variable based on your creditworthiness and other factors |
Balance Transfers APR | N/A | 20.49% to 29.24% Variable based on your creditworthiness and other factors |
Foreign Transaction Fee | No foreign transaction fee | 3% of each transaction in U.S. dollars |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. | |
Introductory Bonus Offer | Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. | |
Cash Back Rewards | Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | |
Travel Rewards | Travel Rewards | |
Airline Rewards | Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. | |
Hotel Rewards | Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. | |
Point Rewards | 1 point for virtually every dollar spent. | |
Airline Status | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
Hotel Status | $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status. | |
Dining Rewards | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services | |
Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Excellent card for frequent travelers... | Great cash back credit card for everyday purchases... |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. |
Articles on The Platinum Card® from American Express
Amex Platinum
American Express Platinum Benefits
Do You Need a Good Credit Score for an Amex Platinum
American Express Platinum Credit Score Needed
Articles on Chase Freedom Unlimited®
Chase Freedom Unlimited Review
Chase Freedom Unlimited Benefits
Chase Freedom Unlimited Credit Score
Chase Freedom Unlimited Foreign Transaction Fee
Chase Freedom Unlimited Credit Limit
Which Do You Like and Why?
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