Chase Freedom Unlimited® vs Capital One Venture

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.

	Chase Freedom Unlimited®	Capital One Venture Rewards Credit Card

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	0% introductory APR for 15 months	N/A
Purchase APR	18.99% to 28.49% Variable based on your creditworthiness and other factors	19.99% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	18.99% to 28.49% Variable based on your creditworthiness and other factors	19.99% to 29.24% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater.	No balance transfer fee
Foreign Transaction Fee	3% of each transaction in U.S. dollars	No foreign transaction fee
Annual Fee	$0 annual fee	$95 annual fee
	Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Introductory Bonus Airline Rewards		Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that's equal to $1,000 in travel
Cash Back Rewards	Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Travel Rewards		Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards		Earn 2 miles per dollar on all purchases
Dining Rewards	Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
Airline Transfer Partners		Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line	Great cash back credit card for everyday purchases... Read full review

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Articles on Chase Freedom Unlimited®

Chase Freedom Unlimited Review

With a cash back offer and no annual fee, does Chase Freedom Unlimited® live up to the hype? Read this in-depth review to see how it stacks up.

Chase Freedom Unlimited Credit Limit

Many Chase Freedom Unlimited® users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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