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Chase Freedom Unlimited vs Capital One Venture Rewards Credit Card

Compare Rewards, Interest Rates, Fees, and Benefits

Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.

Keep in mind, the Chase Freedom Unlimited has a $0 annual fee, while the Capital One Venture has a $95 annual fee.

 

Chase Freedom Unlimited®

Capital One Venture Rewards Credit Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 15 monthsN/A
Purchase APR14.99% to 23.74% Variable based on your creditworthiness and other factors17.24% to 24.49% (Variable) based on your creditworthiness and other factors
Balance Transfers APR14.99% to 23.74% Variable based on your creditworthiness and other factors17.24% to 24.49% (Variable) based on your creditworthiness and other factors
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.No balance transfer fee
Foreign Transaction Fee3% of each transaction in U.S. dollarsNo foreign transaction fee
Annual Fee$0 annual fee$95 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. 
Introductory Bonus Airline Rewards Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening
Cash Back RewardsEarn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases. 
Travel Rewards Earn 2x miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards Earn 2x miles per dollar on all purchases
Dining RewardsEarn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases. 
Airline Transfer Partners Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Alitalia, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • $200 Cash Back
  • Intro APR
  • No annual fee
Cons:
  • Foreign transaction fee
Pros:
  • 2x points
  • Bonus offer
  • No foreign transaction fee
Cons:
  • $95 annual fee
  • No intro APR
Bottom LineGreat cash back credit card for everyday purchases... Read full reviewGood travel credit card for the occasional traveler... Read full review
 Read Chase Freedom Unlimited ReviewRead Capital One Venture Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Chase Freedom Unlimited® and Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Chase Freedom Unlimited: Pricing information including interest rates, benefits and fees was obtained on June 3, 2020 from published websites and is believed to be accurate, but not guaranteed.

Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on December 15, 2020 from published websites and is believed to be accurate, but not guaranteed.


Articles on Chase Freedom Unlimited®

Chase Freedom Unlimited Review

With a $200 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

Chase Freedom Unlimited Benefits

Besides unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them.

Chase Freedom Unlimited Credit Score

Chase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Freedom Unlimited Foreign Transaction Fee

Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees.

Chase Freedom Unlimited Credit Limit

Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.

Articles on Capital One Venture Rewards Credit Card

Capital One Venture Rewards Review

Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need.

Comments

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Compare Chase Freedom Unlimited to:

Capital One Quicksilver

Capital One Quicksilver Cash Rewards Credit Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% intro on purchases for 15 months
N/A
15.49% - 25.49% (Variable)
Annual Fee
$0
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.99% - 22.99% Variable
Annual Fee
$95
Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 15 months
N/A
13.99% - 23.99% Variable
Annual Fee
$0

Disclaimer: The information for the Capital One Quicksilver Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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Compare Capital One Venture to:

Capital One VentureOne

Capital One VentureOne Rewards Credit Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% intro on purchases for 12 months
N/A
15.49% - 25.49% (Variable)
Annual Fee
$0
Delta SkyMiles Gold

Delta SkyMiles® Gold American Express Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
15.74% - 24.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $99
Chase Sapphire Reserve

Chase Sapphire Reserve®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
16.99% - 23.99% Variable
Annual Fee
$550

Disclaimer: The information for the Capital One VentureOne Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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